I am recommending everyone to a very trusted, reliable and gifted hacker. She is competent, and provides excellent services. She is very affordable and charges way less, Contact WIZARDHACKERS52 AT GMAIL DOT COM
​
​
WhatsApp: ‪+1 (484) 917-8073
​
​
TELEGRAM: +1 (774) 205‑1597
​
​
Many services she can render include: Social Media Hack( Snapchat, WhatsApp, Instagram, Facebook/Messenger, Twitter, TIKTOK, TELEGRAM etc.),Programming and Coding GPS Location Tracking, Recovering of lost bitcoin/ bitcoin account, Incoming calls Restriction, Intercepting and Retrieving Instant Messages, Grade Hacking,Phone Tracking and Cloning,Credit Card Hacking, Credit Score Increase, USSD Control Commands, WhatsApp Spy, Viber Spy, Facebook/Messenger Spy, Skype Spy, Hacking into Databases of all kinds, Calendar Monitoring, Internet Usage Monitoring, Remotely Accessing SMS, Game Hacking and Cracking, Key Logging, Remote Email Spying, and more. What made me had trust in her was her offer of total Refund of any displeasing services but i didn't have to use that Choice. Contact her
WIZARDHACKERS52 AT GMAIL DOT COM
​
​
Other Jobs Includes
- Design Works (Graphics Design, Logo Design, Flyers, Business Cards, Packaging Design),
- Website Development,
- GMB Management/Optimization,
- Automation Coding/Programming.
​
-App Development
​
​
​
WHATSAPP: ‪‪+1 (484) 917-8073
​
​
TELEGRAM: +1 (774) 205‑1597

Hi, I've finished up reading The Simple Path to Wealth by JL Collins and he ultimately recommends American investors buy:

• Vanguard Total Stock Market Index Fund (VTSAX)
• Vanguard Total International Stock Index Fund (VTIAX)
• Vanguard Total Bond Market Fund (VBTLX)

I primarily use a USD checking account and credit card with TD Canada because I get paid in USD and live abroad most of the year, so I thought I could buy Vanguard funds with TD Direct Investing, but it seems I can't.
After doing some research, I found a Morning Star article confirming that Canadians can't buy it.
With that in mind, what would be the closest equivalent to these 3 funds that I could buy? Apparentlly this portfolio by Collins has gotten an 8% annual return on average which seems pretty good.

My SO received BDO Installment Card last March and since it is his first time having credit card, he activated it hoping to be his first card. But after 1 month of usin, he was already charged with 1000 annual fee?! Now he already paid his balance except the annual fee, he tried to call to request for annual fee reversal, after 3 days, they denied it.
Now he called to cancel na lang the card but they are insisting to pay kahit ipapacancel na nya?! wtf!!!

First and foremost, I love American Express. I have two credit cards with them and I love my membership. However, the Capital One Quicksilver is a better product than the Amex Cash Magnet and i’ll explain why.
Both cards earns unlimited 1.5% cash back on every purchase, which is a nice solid cash back credit card offer. While, the Capital One Quicksilver card is accepted everywhere because it is either a Visa or a Mastercard, I cannot say the same for Amex. With the Quicksilver there is no foreign transaction fee, with Amex there is a 2.7% fee for each purchase made outside of the United States. When traveling out of the United States, having a credit card that does not have any foreign transaction fees with no annual fee is amazing.
But of course, the choice is up to you so let me know which credit card is best for you!

So, I'm gonna try to make this as short as possible kasi masyadong complicated yung story.
So, my dad died a few years back and left me with a pile of debt, a house and other stuff at 14. When I turned 18, my mom (who isnt married to my dad) and I collectively decided to sell the large house so that we can start fresh in a new city. A LOT OF THINGS HAPPENED in between those years, such as, my mom finding a boyfriend- now live in partner, and me transitioning into college. So may mga few years din akong inilaban sa pagbenta nung bahay dahil yung mga kamag anak ko sa father side pinipigilan ako na ibenta and kesyo hindi naman daw ako tunay na anak (biologically, true. but sa birthcert ko, siya ang father ko na nakalagay don. walang adoption papers or whatnot)
Fast forward ng onti, nakalipat na kami ng bahay. Though I initially wanted na bumukod na talaga kasi hindi ko matolerate ugali nilang lahat (manipulative na gaslighter) pero dahil nga sa napaka mahal na cost of living, and the promise of a business venture, ayun, napa yes naman ako na kasama ko sila (sila being my mom, my 'stepdad', my younger half brother, and my younger step sister)
FAST FORWARD ULIT -- andaming perang nasayang. Una, nagsabi sila na kukuha sila ng van (brandnew pa) para pang business daw ng travel travel, rent a car ganern daw. Eh dahil nagka pandemya hindi na natuloy hanggang sa umabot sa punto na binawi na yung van samin. Pangalawa, may tenant kami, inoofferan siya na gamitin yung credit card nya pag bibili ng Ref pero need nya na daw muna yung money. Ako, ayoko pumayag pero naka-oo na siya so ala na ako nagawa. Naiabot na niya yung pera and hanggang ngayon hindi ko alam if naibalik ba yung 15k na yun. Pangatlo, ipinasok niya sa 'investment' yung 100k ko sa former work company nya with the promise of 5k revenue EVERY MONTH. Hindi naging consistent, e usapan namin yung 5k na yun allowance ko. Wala, 2 months lang siyang on time (every 11th of the month) then sunod sunod na siya na delayed. Pang apat, sinagad nya yung natitirang pera namin (mga around 100k din) sa isang sidejob with the same former work company bilang puhunan sa pagmamanufacture ng kung anong bakal for a project. Ang deal daw nila is 500 pesos incentive per 1 bakal na maipadala. E the employer wanted around 5000 pcs of those so imagine how much yung babalik na pera sayo don. BUT, the payments became more and more delayed (just like the investment) up to the point na wala na kaming pambili ng pang kain, wala akong pambaon sa school, hindi makapasok kapatid ko kasi walang pang gas.
To top it all off, yung collector nung 2nd hand car na binili namin, nang haharass na. Calling and texting me, my friends who interacted with my mom's mothers day post, and her friends din. Ano naging course of action nila ng partner nya? Run away to the province. So here I am typing this alone in the house that I bought.
So my question is, tama ba yung desisyon ko na sabihin kay mama na wag na lang muna sila bumalik dito at gusto ko nalang mag isa dito sa bagong bahay? Na doon nalang muna sila sa probinsya? Maliban sa nawalan na ako ng tiwala sa pag handle nya ng finances, hindi din ako natutuwa sa ugali ng partner nya. All he ever does is play ML or brag about stuff na hindi naman kanya. He doesnt even help with the bills, and yet has the audacity na mag reklamo bakit ganto lang ulam namin or may d siya nagustuhan sa pag luluto ni mama. Nung hindi pa ganto kalala sitwasyon namin, sinabi ko na kay mama to , na hindi na angkop ang income natin sa dami ng taong pinapakain mo. Tapos magkano lang ba kinikita nya sa pagtitinda ng pizza and pasta dun sa tapat ng school ko? E hindi naman consistent ang benta don dahil lagi nagkakaron ng class suspensions. Add mo pa yung prickly landlord nung pwesto don na akala mo si Lord kung maka judge ng pagkatao dahil hindi makapag bayad ng rent on time.
I'm just so sick and tired trying to understand them all when andami na silang chances na binigay ko at sinayang naman. Pera ko naman lahat ng yon, hindi kanila. Pera ko na dapat ako ang nagamit for my benefit. Kaya nga binenta yung malaking bahay eh para hindi na nagkakaroon ng financial problems kahit for at least a year or two man lang pero heto nanaman. Hindi naman na ata tama na laging ako at ako nalang ang umiintindi sakanila. Umabot ako sa punto na halos ayaw ko nanamang umuwi sa bahay dahil pagkauwi ko, ang ingay ni tito, puro sigaw pero wala namang katuturan sinisigaw. Papagalitan pa ako for something na hindi ko naman kasalanan, tapos kung ano ano pa sasabihin tungkol sa pag officer ko sa Org sa school. E yun nalang nga pinaka coping mechanism ko kapag nanririndi na ako sa lahat.
Kaya I messaged her kanina saying na what if don nalang muna sila sa probinsya and don sila mag start ulit ng business habang ako andidito. I also asked my friends for insights and ang nagiging isipin ko nalan ngayon is if mom would still support me financially kahit na magkahiwalay kami since ayaw naman nya ako mag stop para magtrabaho muna in the first place.
​
Hindi pa ako hundred percent ready na bumukod at this point pero if not now, then when diba? kapag ba mas ubos na yung pera at no choice na talaga na need ko mag drop? kapag ba naubos na yung pasensya ko sa kanila? Ang hirap kasi na ako nalang talaga lagi umiintindi sa nararamdaman ko pero yung nararamdaman ko di man lang nila magawang intindihin.

MSME Registration in Hyderabad - As the name suggests, MSME refers to businesses or sectors that fall under the categories of micro, small, and medium enterprises. These businesses may be at the medium level, below the medium level, or even below the below-medium level in terms of the products, services, and capital they contribute to achieving their corporate objectives.
Micro, Small and Medium Businesses Development (MSMED) Act of 2006 stipulates that the MSME is divided into two categories, namely manufacturing businesses, service businesses. Consequently, investments in plant and machinery are used to identify the manufacturing sectors, whereas investments in equipment are used to define the service provider industries.
Benefits of MSME Registration in Hyderabad
Simple Accessibility to Bank Loans:
All banks are prepared to lend money to different industries based on how they are set up, and in addition, since MSME registration in Hyderabad are acknowledged by banks, they provide financial support at a lower interest rate than a conventional business rate.
Tax refunds provided by the MSME Act of 2006:
MSME Businesses in Hyderabad that are eligible for the government's multiple tax exemption programme and capital gains tax benefits.
Easy Access to Credit:
PM Modi launched the Mudra Yojana Program, which offers loans to MSMEs without security. And businesses can benefit from this plan to expand their operations.
Take Use of State Government Benefits:
Most states and union territories offer subsidies on power, taxes, access to state-run industries, capital investment subsidies, and are also excluded from sales tax to those businesses that have registered under the MSMED Act.
Receiving Funds from the Central Governments:
Businesses can easily qualify for bank loans with priority sector lending, excise exemption plans, direct tax law exemptions, cheaper interest rates, support like reservations, etc. In addition to this, the federal government periodically announces different programmes for MSMEs that they can take advantage of and that foster an atmosphere for opportunities.
Registration Process ofMSME registration Hyderabad?
Almost all processes are in digital era, whether formal or informal, may be completed via the internet. MSME online Registration in Hyderabad can done fast and easily with the help of official website. You can fill out a registration form on the MSME website by uploading the required documentation.Once you have completed the required fields, you must complete the online payment.
The executive will process your application after you have finished filling out the registration form and completing your payment. You will receive a certification to the email address you entered on the registration form once everything has been completed successfully.
Registration Documents Required for MSME/Udyam in Hyderabad
PAN card
In India, a PAN card is used as identification in all financial activities. Every taxpayer receives a 10-digit identification number from the Income Tax Department. This must be given by the business owner. It is a crucial record necessary for MSME/Udyam Registration.
Aadhaar card
The Aadhar is a second important document needed for MSME/Udyam Registration in Hyderabad. Every Indian citizen now has access to the 12-digit Aadhaar card, a unique identification number provided by the Indian government. It contains biometric data, including fingerprint and iris scans, making it a trustworthy document for establishing identification and residency.
Evidence of a Business Address
Finally, another Udyog Aadhar document that serves as confirmation of the registered address of your company is required. This could come in the form of a lease, an electricity bill, or a receipt for real estate taxes. But, it must include the owner's name, the company's name, and its address.
GSTIN
If your company is a GST-registered firm, you must also supply your GSTIN. GST is an indirect tax that is imposed in India on the production, sale, and consumption of goods and services. Companies who have a revenue of more than Rs. 20 lakhs are required to register for GST.
Why an Enterprise Needs MSME Registration Certificate in Hyderabad?
It is not legally required for a company or enterprise to obtain an MSME registration certificate, but you must do so in order to benefit from the Udyam Scheme, which allows an organisation to develop into a mature organisation.
We will therefore continue to remind you that enrolling your business in the MSME programme entitles you to a number of government benefits, such as lower interest rates, an excise exemption programme for a number of specific goods, tax breaks, exemption from direct tax laws, power tariff subsidies, capital investment subsidies, etc.
If you require our support, we will assist you in obtaining your MSME registration certificate in Hyderabad, Karnataka, or any other Indian city within a predetermined time frame
MSME registration fees in Hyderabad
The official government portal's registration process for Micro, Small, and Medium Businesses is completely free of charge in order to facilitate and promote more widespread and regular registration of these service enterprises with the government.
Yet, a number of service providers charge a fee for providing specialised services such automatic or accurate completion on behalf of the applicant.MSME registration fees in Hyderabad, vary from agent to finish Udyog Registration under Micro, Small & Medium Businesses from any location in the nation.
How to Get MSME Registration in Hyderabad ?
In order to receive the UAM (Udyog Aadhaar Memorandum) number in India, you must go through the Udyog Aadhaar registration process, which we wish to make clear here.MSME Consultant Hyderabad works with you to meet all of your financial and legal needs and connects you to reliable professionals . Indeed, our clients are happy with the legal services we provide. They continually hold us in high respect and provide regular updates as a result of our focus on making legal obligations simple.
Also, our users may always keep tabs on the development of our platform. Our knowledgeable specialists are available by phone if you have any queries about the GST Registration procedure. Bizivalue will make sure that you have pleasant and seamless interactions with professionals.

ROC ( Registrar of Companies ) filings
Registrar of Companies is the full name of the initials ROC. It is a department established under the Ministry of Corporate Affairs. According to Section 609 of the Companies Act, the ROC is primarily responsible for registering businesses and LLPs (limited liability partnerships). The ROC office keeps a registry of documents about the businesses that have registered with ROC ( Registrar of Companies) filing in Banglore. The public may inspect these records by paying the required charge. Some of the Section 609 powers have been transferred to the ROCs under Section 396 of the Companies Act of 2013, which was enacted after the Companies Act of 2013. 22 ROCs are operating around the nation. The federal government is responsible for overseeing the Registrar of Companies, with the assistance of regional directors. For the ROCs in their different regions, there are seven regional directors.
Functions of ROC
​

• The process of registering a company, also known as incorporating a company, is overseen by the ROC ( Registrar of Companies) filings in Banglore.
• It is in charge of monitoring and reporting on the company's numerous compliances and documentation. The concerned government officials and governing bodies receive information from the ROC regarding the shareholders and directors of the registered company.
• To foster an appropriate, ethical, and productive business culture among the many registered member firms, the ROC filing services in Bangloreare essential.
• For a corporation to be formed, ROC approval is required. Upon successful registration with the authority, the Registrar of Companies issues an incorporation certificate to the firms. The only way a company can be declared inactive after incorporation and registration with the ROC is if its name is formally struck off from The register of the ROC.
• The companies can provide further information, such as books of accounts, to the ROC Implementation in Bangloreupon request. On the suspicion of illegal activity, it has the power to search business locations, including their offices.
• A petition to dissolve a corporation may also be submitted by the Registrar of Companies.

Benefits of having (ROC) filings
With an estimated 127 unregistered enterprises for every registered business, India has the second-highest proportion of unregistered businesses worldwide. It used to be an expensive and time-consuming process to register a corporation or an LLP, hence the majority of business owners operated as unregistered proprietorship firms or partnership organizations. Yet, the process of registering a business has become simple and economical with the development of the ROC filing in Bangloreinternet and IndiaFilings. As a result, many more small enterprises can profit from registering their firm. We examine the main advantages of registering a business in India in this post.

1. Limitation of Liability: A registered business (private limited company, limited liability partnership, or one-person firm) has many benefits, including
2. Legal compliance: Making a filing with the ROC consultant services in Banglore guarantees that a business is abiding by all rules and laws. This aids in avoiding any fines or legal problems that can result from non-compliance.
3. Transparency: To stakeholders including shareholders, creditors, and investors, ROC filing in Banglore offers openness and accountability. Financial statements, annual reports, and other significant documents are available for them to study and review. that it offers its members a certain amount of liability protection. As a result, the business's promoters wouldn't be held personally responsible for its debts.
4. Transferability with ease: A significant barrier for unregistered business entities is the transferability or sharing of ownership of a company. Because they are an extension of the proprietor, proprietorships cannot be transferred, and it is challenging to identify the assets of an unregistered partnership firm.
5. establishing a bank account: Due to the lack of a valid certificate of existence, obtaining a bank account for a proprietorship or partnership business is a difficult process. So, to create a bank account in the event of a proprietorship firm or an unregistered partnership firm ROC cost in Banglore, it is necessary to prove the existence of a business through various tax registrations in the firm's name. A certificate of incorporation and a memorandum of association, on the other hand, are used by the Ministry of Corporate Affairs to prove the existence of a company or LLP.
6. Finance for the Company: All firm needs funding, whether it is in the form of debt or equity. Unregistered business entities, such as a partnership or sole proprietorship, There is no way to syndicate the equity financing. Also, How to get ROC filing consultants in Banglore to create a sole proprietorship or partnership for a company that intends to syndicate equity investment is a bad idea. since the majority of banks and other financial institutions favor lending to legally constituted businesses.
7. Meeting buyer requirements: A registered business entity is typically preferred over an unregistered business entity by the majority of large enterprises that have supplier selection criteria. As a result, registering a business can enable it to participate in tenders, meet various standards established by consumers or purchasers, and meet buyer criteria.

ROC cost in Bangalore
The authorised capital of a firm is used to determine how much the ROC cost in Banglore yearly compliance filing fee for slabs. All documents are kept in one set of scanned copies, including the audited balance sheet, profit and loss statement, comments on accounts, audit report, and director report. From the date of the previous AGM to the date of the current AGM, the annual return is
submitted. They must be completed, digitally signed by the business's director and digitally countersigned by an experienced company secretary within 30 days after the AGM or the 30th of October each year. The payment of a penalty based on the relevant slabs is required even for a one-day delay.
implementation of ROC in Banglore
During the incorporation of a company, the Company Registrar plays a crucial function. He is the recipient of the application, the sender of the paperwork, and the person who decides whether or not you are eligible to get your certificate of company incorporation. So, his function can be divided into three categories:
a buildup of documents
The application and its supporting documentation must be properly cataloged and stored by the Registrar when they have been received.
Review of Documents
The Registrar becomes completely operational after the application and the Company Registration paperwork have been received. He will at this point verify that all the paperwork is in order. For document evaluation.
How to get ROC Consultants in Banglore
To help you expand your business, certvalue offers a freelancing marketplace where you may hire vetted independent contractors and service professionals. Visit the website and choose how to get ROC consultants in Banglore Compliance from the list of possibilities if you want to hire an annual ROC filing consultant in Bangalore. A variety of ROC Compliance services are available in various contexts. Choose "Annual ROC Filing Services in Banglore" from the list of those. You can select the top freelancer from the pool of available freelancers for the annual filing of a private limited business based on your budget, city, writer's badge, and experience. To discuss your needs, you could also phone or leave a message.

I am recommending everyone to a very trusted, reliable and gifted hacker. She is competent, and provides excellent services. She is very affordable and charges way less, Contact WIZARDHACKERS52 AT GMAIL DOT COM
​
​
WhatsApp: ‪+1 (484) 917-8073
​
​
TELEGRAM: +1 (774) 205‑1597
​
​
Many services she can render include: Social Media Hack( Snapchat, WhatsApp, Instagram, Facebook/Messenger, Twitter, TIKTOK, TELEGRAM etc.),Programming and Coding GPS Location Tracking, Recovering of lost bitcoin/ bitcoin account, Incoming calls Restriction, Intercepting and Retrieving Instant Messages, Grade Hacking,Phone Tracking and Cloning,Credit Card Hacking, Credit Score Increase, USSD Control Commands, WhatsApp Spy, Viber Spy, Facebook/Messenger Spy, Skype Spy, Hacking into Databases of all kinds, Calendar Monitoring, Internet Usage Monitoring, Remotely Accessing SMS, Game Hacking and Cracking, Key Logging, Remote Email Spying, and more. What made me had trust in her was her offer of total Refund of any displeasing services but i didn't have to use that Choice. Contact her
WIZARDHACKERS52 AT GMAIL DOT COM
​
​
​
WHATSAPP: ‪‪+1 (484) 917-8073
​
​
TELEGRAM: +1 (774) 205‑1597

B1538 - Export Finance & Project Investment Bill - Amendment Reading

Due to its length, this Bill can be found here.
Opening Speech
Mr Speaker,
Firstly I want to say that this is a bill that has seen great passion and dedication by my colleagues who have worked relentlessly on contributing in their various areas of specialisation for what is a very esoteric and at times ‘finicky’ topic to address. Nonetheless, the contents of the bill they have produced is one we are proud of as this Government works its way to achieve its goals.
The Export Credit Agency of UK Export Finance has been under-utilised, if not forgotten by previous Governments. This is a key instrument in aiding economic growth and development, especially when productivity is a big drawback on the British economy. Our party made a promise to address the structural challenges to our economy and here we deliver directly to fix that. This bill emboldens our export finance agency to not just provide support to UK exporters, but allows us to finance crucial overseas project investment feeding into our own and global development goals.
Part 1 of this bill deals with the nature of export finance. We move in this part to make sure exporters (suppliers) get the immediate access to finance to spend and reinvest on key capital projects in which that finance would not be available for the likes of 90 to 120 days. Subsequently bringing a continuous and positive growth program that sees market development and improved business connections. By no means is this a form of state aid that grants the competing advantage within an industry regarding the production of goods or services against rivals, but allows for immediate credit and export guarantees through loans and not subsidies.
In regards to SMEs, export finance is undoubtedly an ideal way to help small and medium sized businesses that need the funds but have limited banking facilities and credit history. Key to Conservative policy is that unlocking of economic potential and the core value of equality of opportunity which is why this Government is fully launching itself in support of the backbone of our economy, which are small and medium sized enterprises.
What is key in such a redefining and emboldening of British investment capabilities is our commitment to net-zero and environmental sustainability which is why we will be ending any and all UKEF support for the fossil fuel industry in the coming months. This Government will move to utilise Export Finance and project investment underpinned by said sustainability goals and environmental commitments.
Part 2 of the bill focuses itself on the capabilities for project finance investment. We make thorough provisions that base itself around categorising sector areas (see Schedules 5, 6 and 7) deemed necessary for environmental impact assessments. By ensuring our project finance investments not only comply with environmental and social regulations but are thoroughly assessed for their impact, this Government works towards mutual sustainability goals.
We further go to provide the necessary provisions such as the adoption of the equator principles in the operations of UKEF - in accordance with 116 financial institutions across 37 countries. This is a necessary framework for all forms of financial institutions involved in project finance to ensure the necessary environmental, social and regulatory policy frameworks are in place when supporting global project development. This Government is committed to ensuring that all practices within our financial sector are in accordance with responsible and cooperative management practices. They further go to promote a common framework for global social and environmental standards in which developmental banks and export credit agencies (such as UKEF) increasingly draw on OECD common approaches.
Outlined by various corporations, international organisations and governing bodies, it is understandable that green finance will play a crucial role in global sustainable development and aiding the combat of climate change. The World Economic Forum estimates the value of green finance to reach $2.36 trillion this year in order to meet the needs of environmentalism and economic growth alongside it. Currently the USA and China, lead in this alongside the European Union implementing a green finance plan. Our Export Finance scheme is one that aligns itself with a clean growth strategy that helps further green and sustainable development, not just in Britain but globally. In a globalised world through promoting and facilitating a sustainable development plan in regards to our exports we help contribute to fostering more sustainable economic development internationally and projecting our values on this matter. This Government is proud to bring forward such an achievement in establishing and providing the means to promote and develop the necessary provisions for reaching sustainability in economic growth driven through export.
Amendment A01:
Amend the following Section titles to read:
Section 7: Transactions of Overseas Buyers
Section 8: Definitions
Section 9: Establishment of Project Categorisation
Section 10: Aims of Environmental Impact Assessments
Section 11: Project Environmental Impact Assessments Stipulations
Section 12: Adherence to The Equator Principles
Section 13: Powers of the Secretary of State in Project Investment
Section 14: Sustainable Development
Section 15: Extent, Commencement, and Short Title
EN: There is an accident in the numbering of the Bill as ‘Section 6’ is copied twice by mistake, the second Section 6 really should be Section 7, so this is just reordering the titles following to fit.
This Amendment is moved in the name of u/Hobnob88
Amendment A02:
Amend Section 2: subsection 3 to read:
(3) UK Export Finance’s mission shall be to advance prosperity by promoting UK exports through finance or insurance, adhering to the OECD Arrangement.
Amend Section 4: subsection 2(d) to read:

(d) a requirement that social, environmental, country and human risk due diligence processes are carried out by UKEF and any supporting agencies, in accordance to the OECD Agreement.

Amend Section 5: subsection 4(a) to read:

(a) the Loan Agreement is to require UKEF Supported Exporters to offer overseas buyers a minimum fixed interest rate offer (CIRR) valid for four months, and

Amend Section 5: subsection 4 to include 4(c):

(c) UKEF Supported exporters are to charge no less than the minimum premium rate for credit risk developed by UKEF to cover non-repayment risk.

Amend Section 6: subsection 4 to read:
(4) UK Export Finance is to provide immediate loans of no more than 80% of an individual applicant's owed invoice value, excluding local costs.
Amend Section 7: subsection 1(a) to read:

(a) transfer the remaining invoice value of up to 20% (see Section 6: subsection 4) back to the UKEF Supported Exporter, minus the pre-agreed service fee of Section 5: subsection 4b.

Amend Section 13: subsection 1 to include:

(c) to include UK Export Finance project support (in accordance with the entirety of this Act) within global project development frameworks requiring they too adhere to the Equator Principles.

EN: As the main author of the Bill, I noticed areas to improve greater wording clarity. Furthermore allowing the project investment scheme to be a part of eligible global project development frameworks such as the Blue-Dot-Network, or UN development operations by revising scope and framework adherence.
This Amendment is moved in the name of u/Hobnob88
This Reading shall end on the 7th June, at 10pm BST

Also posted on weddingplanning
My fiancé and I had a phone conversation with a photographevideographer after reviewing their website, which seemed legit. I found this vendor on a facebook post. We signed a contract and paid a 40% deposit via PayPal using a credit card.
Since we signed the contract (10 days ago), I have gotten almost daily texts from them including a text at 1:08AM on a week day that I found unprofessional. They messaged me about a promotion to “pay in full now and get a free wedding photo book.” Then, we started receiving invoices in our email for payments with due dates starting within a week after we paid the deposit. We never agreed to a payment plan nor was it discussed or mentioned in the contract. The contract stated the final and full payment is due 30 days before the event.
This vendor then starts texting me non-stop about the invoices. We kept getting new invoices with different dates and amounts every other day. We emailed her regarding this confusion. She continued to text me instead of emailing us back, saying the invoice must be paid and can’t be changed or removed in their system. Then, in my email response, I kindly asked her to only use email for communication as texting is not preferred and only goes to one of us. The next day, she sent another text anyway right after sending another email with a new invoice amount. I requested a phone call to clarify the terms of the contract and these invoices. We had a brief call and I clarified we don’t need to pay now per the contract. But the next day, she sends me another text about a new yet another payment plan option which requires us to make a small payment immediately and to pay the rest “after June 23 or by July 30th at the latest .” According to the contract, the final payment is due by August 3rd. The volume of texts started to feel a bit much by this point.
On a side note, the vendor’s IG only has posts from June 2022 to Sept 2022 with only 66 followers. On Facebook, their photos have no likes. Majority of their website gallery is not posted on their IG.
We’re starting to wonder if they’re a scam or just awfully unprofessional. I can’t find reviews either.
TLDR; Vendor keeps sending text messages demanding invoice payments and keeps sending new dates and amounts. The contract does not state a payment plan and the final payment isn’t due until August. Their IG and website don’t align and wondering if they’re a scam.

What is MSME Registration in Bangalore?
MSME in Bangalore - As the name suggests, MSME refers to businesses or sectors that fall under the categories of micro, small, and medium enterprises. These businesses may be at the medium level, below the medium level, or even below the below-medium level in terms of the products, services, and capital they contribute to achieving their corporate objectives.
Micro, Small and Medium Businesses Development (MSMED) Act of 2006 stipulates that the MSME is divided into two categories, namely manufacturing businesses, service businesses.Consequently, investments in plant and machinery are used to identify the manufacturing sectors, whereas investments in equipment are used to define the service provider industries.
Benefits of MSME in Bangalore
Simple Accessibility to Bank Loans:
All banks are prepared to lend money to different industries based on how they are set up, and in addition, since MSME registration in Bangalore are acknowledged by banks, they provide financial support at a lower interest rate than a conventional business rate.
Tax refunds provided by the MSME Act of 2006:
MSME Businesses in Bangalore that are eligible for the government's multiple tax exemption programme and capital gains tax benefits.
Easy Access to Credit:
PM Modi launched the Mudra Yojana Program, which offers loans to MSMEs without security. And businesses can benefit from this plan to expand their operations.
Take Use of State Government Benefits:
Most states and union territories offer subsidies on power, taxes, access to state-run industries, capital investment subsidies, and are also excluded from sales tax to those businesses that have registered under the MSMED Act.
Receiving Funds from the Central Governments:
Businesses can easily qualify for bank loans with priority sector lending, excise exemption plans, direct tax law exemptions, cheaper interest rates, support like reservations, etc. In addition to this, the federal government periodically announces different programmes for MSMEs that they can take advantage of and that foster an atmosphere for opportunities.
Registration Process of MSME In Bangalore?
Almost all processes are in digital era, whether formal or informal, may be completed via the internet. MSME online Registration in Bangalore can done fast and easily with the help of official website. You can fill out a registration form on the MSME website by uploading the required documentation.Once you have completed the required fields, you must complete the online payment.
The executive will process your application after you have finished filling out the registration form and completing your payment. You will receive a certification to the email address you entered on the registration form once everything has been completed successfully.
Registration Documents Required for MSME/Udyam in Bangalore
PAN card
In India, a PAN card is used as identification in all financial activities. Every taxpayer receives a 10-digit identification number from the Income Tax Department. This must be given by the business owner. It is a crucial record necessary for MSME/Udyam Registration.
Aadhaar card
The Aadhar is a second important document needed for MSME/Udyam Registration in Bangalore. Every Indian citizen now has access to the 12-digit Aadhaar card, a unique identification number provided by the Indian government. It contains biometric data, including fingerprint and iris scans, making it a trustworthy document for establishing identification and residency.
Evidence of a Business Address
Finally, another Udyog Aadhar document that serves as confirmation of the registered address of your company is required. This could come in the form of a lease, an electricity bill, or a receipt for real estate taxes. But, it must include the owner's name, the company's name, and its address.
GSTIN
If your company is a GST-registered firm, you must also supply your GSTIN. GST is an indirect tax that is imposed in India on the production, sale, and consumption of goods and services. Companies who have a revenue of more than Rs. 20 lakhs are required to register for GST.
Why an Enterprise Needs MSME Registration Certificate in Bangalore?
It is not legally required for a company or enterprise to obtain an MSME registration certificate, but you must do so in order to benefit from the Udyam Scheme, which allows an organisation to develop into a mature organisation.
We will therefore continue to remind you that enrolling your business in the MSME programme entitles you to a number of government benefits, such as lower interest rates, an excise exemption programme for a number of specific goods, tax breaks, exemption from direct tax laws, power tariff subsidies, capital investment subsidies, etc.
If you require our support, we will assist you in obtaining your MSME registration certificate in Bangalore, Karnataka, or any other Indian city within a predetermined time frame
MSME registration fees in Bangalore
The official government portal's registration process for Micro, Small, and Medium Businesses is completely free of charge in order to facilitate and promote more widespread and regular registration of these service enterprises with the government.
Yet, a number of service providers charge a fee for providing specialised services such automatic or accurate completion on behalf of the applicant.MSME registration fees in Bangalore, vary from agent to finish Udyog Registration under Micro, Small & Medium Businesses from any location in the nation.
How to Get MSME Registration in Bangalore ?
In order to receive the UAM (Udyog Aadhaar Memorandum) number in India, you must go through the Udyog Aadhaar registration process, which we wish to make clear here.MSME Consultant Bangalore works with you to meet all of your financial and legal needs and connects you to reliable professionals . Indeed, our clients are happy with the legal services we provide. They continually hold us in high respect and provide regular updates as a result of our focus on making legal obligations simple.
Also, our users may always keep tabs on the development of our platform. Our knowledgeable specialists are available by phone if you have any queries about the GST Registration procedure. Bizivalue will make sure that you have pleasant and seamless interactions with professionals.

Do y’all ever do the sex toy reviews on Twitter ? I’m tryin to take these people serious and they asked me to click a link which I didn’t …then they said to look on Amazon for the list of toys they showed so I screen shot the one i wanted …then they asked me my name so they could know when I did the review on the toy …gave them that …not first and last of course ..they ainf say nothin for 3 hours when I went to sleep so I had a bad dream about them and woke up to message them …they responded saying they was gonna give me a credit card …this is too many steps and they worrying me …is this real and I’m just skeptical ?

Currently a business student at UTSA. Completed my first year with a 4.0.
I have a total of 72 transfer hours. 30 were completed at my current university, and 42 were completed through high school dual credit through a local CC. I earned a 4.0 in all those classes as well. However, I took OnRamps Physics 2 in high school, and got a C. My UT GPA is 2.0. So technically I would have 75 total hours. I was heavily involved in the investment club at my current university. I also had a part-time job while in high school and college.
Across 72 hours, I have a 4.0.
I have an additional 3 hours from UT, with a 2.0 in that course.
Will my UT GPA of 2.0 significantly impact my chances?

I am recommending everyone to a very trusted, reliable and gifted hacker. She is competent, and provides excellent services. She is very affordable and charges way less, Contact WIZARDHACKERS52 AT GMAIL DOT COM
​
​
WhatsApp: ‪+1 (484) 917-8073
​
​
TELEGRAM: +1 (774) 205‑1597
​
​
Many services she can render include: Social Media Hack( Snapchat, WhatsApp, Instagram, Facebook/Messenger, Twitter, TIKTOK, TELEGRAM etc.),Programming and Coding GPS Location Tracking, Recovering of lost bitcoin/ bitcoin account, Incoming calls Restriction, Intercepting and Retrieving Instant Messages, Grade Hacking,Phone Tracking and Cloning,Credit Card Hacking, Credit Score Increase, USSD Control Commands, WhatsApp Spy, Viber Spy, Facebook/Messenger Spy, Skype Spy, Hacking into Databases of all kinds, Calendar Monitoring, Internet Usage Monitoring, Remotely Accessing SMS, Game Hacking and Cracking, Key Logging, Remote Email Spying, and more. What made me had trust in her was her offer of total Refund of any displeasing services but i didn't have to use that Choice. Contact her
WIZARDHACKERS52 AT GMAIL DOT COM
​
​
​
WHATSAPP: ‪‪+1 (484) 917-8073
​
​
TELEGRAM: +1 (774) 205‑1597

I am recommending everyone to a very trusted, reliable and gifted hacker. She is competent, and provides excellent services. She is very affordable and charges way less, Contact WIZARDHACKERS52 AT GMAIL DOT COM
​
​
WhatsApp: ‪+1 (484) 917-8073
​
​
TELEGRAM: +1 (774) 205‑1597
​
​
Many services she can render include: Social Media Hack( Snapchat, WhatsApp, Instagram, Facebook/Messenger, Twitter, TIKTOK, TELEGRAM etc.),Programming and Coding GPS Location Tracking, Recovering of lost bitcoin/ bitcoin account, Incoming calls Restriction, Intercepting and Retrieving Instant Messages, Grade Hacking,Phone Tracking and Cloning,Credit Card Hacking, Credit Score Increase, USSD Control Commands, WhatsApp Spy, Viber Spy, Facebook/Messenger Spy, Skype Spy, Hacking into Databases of all kinds, Calendar Monitoring, Internet Usage Monitoring, Remotely Accessing SMS, Game Hacking and Cracking, Key Logging, Remote Email Spying, and more. What made me had trust in her was her offer of total Refund of any displeasing services but i didn't have to use that Choice. Contact her
WIZARDHACKERS52 AT GMAIL DOT COM
​
​
​
WHATSAPP: ‪‪+1 (484) 917-8073
​
​
TELEGRAM: +1 (774) 205‑1597

Hi everyone!
I’m 21, I work full time and over the course of the past two years, my parents have taken 40k out of my Line of credit and have refused to pay it back every time I brought it up. This February I moved out due to personal reasons and went no contact. I’ve essentially been living pay check to pay check clearing my credit card and managing expenses including rent, travel to and from work (I work in Tech some travel is covered but not all), food and personal expenses. My last pay check had money deducted from it due to the line of credit debt, and my credit score has been severely dropping since February. I don’t want to take legal actions against my parents, but I have no clue how to go about solving this, some advice or help would be much appreciated!
Thank you!

tried to open the game and it crashed with this report:
java.lang.RuntimeException: Could not execute entrypoint stage 'main' due to errors, provided by 'sliceanddice'!

at net.fabricmc.loader.impl.entrypoint.EntrypointUtils.lambda$invoke0$0([EntrypointUtils.java:51](https://EntrypointUtils.java:51)) at net.fabricmc.loader.impl.util.ExceptionUtil.gatherExceptions([ExceptionUtil.java:33](https://ExceptionUtil.java:33)) at net.fabricmc.loader.impl.entrypoint.EntrypointUtils.invoke0([EntrypointUtils.java:49](https://EntrypointUtils.java:49)) at net.fabricmc.loader.impl.entrypoint.EntrypointUtils.invoke([EntrypointUtils.java:35](https://EntrypointUtils.java:35)) at net.fabricmc.loader.impl.game.minecraft.Hooks.startClient([Hooks.java:52](https://Hooks.java:52)) at net.minecraft.class\_310.(class\_310.java:459) at net.minecraft.client.main.Main.method\_44604([Main.java:205](https://Main.java:205)) at net.minecraft.client.main.Main.main([Main.java:51](https://Main.java:51)) at net.fabricmc.loader.impl.game.minecraft.MinecraftGameProvider.launch([MinecraftGameProvider.java:468](https://MinecraftGameProvider.java:468)) at net.fabricmc.loader.impl.launch.knot.Knot.launch([Knot.java:74](https://Knot.java:74)) at net.fabricmc.loader.impl.launch.knot.KnotClient.main([KnotClient.java:23](https://KnotClient.java:23)) 

Caused by: java.lang.NoClassDefFoundError: net/minecraft/world/item/CreativeModeTab

at com.possible\_triangle.sliceanddice.Content.(Content.kt:54) at com.possible\_triangle.sliceanddice.SliceAndDice.onInitialize([SliceAndDice.java:17](https://SliceAndDice.java:17)) at net.fabricmc.loader.impl.entrypoint.EntrypointUtils.invoke0([EntrypointUtils.java:47](https://EntrypointUtils.java:47)) ... 8 more 

Caused by: java.lang.ClassNotFoundException: net.minecraft.world.item.CreativeModeTab

at java.base/jdk.internal.loader.BuiltinClassLoader.loadClass([BuiltinClassLoader.java:641](https://BuiltinClassLoader.java:641)) at java.base/java.lang.ClassLoader.loadClass([ClassLoader.java:520](https://ClassLoader.java:520)) at net.fabricmc.loader.impl.launch.knot.KnotClassDelegate.loadClass([KnotClassDelegate.java:226](https://KnotClassDelegate.java:226)) at net.fabricmc.loader.impl.launch.knot.KnotClassLoader.loadClass([KnotClassLoader.java:112](https://KnotClassLoader.java:112)) at java.base/java.lang.ClassLoader.loadClass([ClassLoader.java:520](https://ClassLoader.java:520)) ... 11 more 

A detailed walkthrough of the error, its code path and all known details is as follows:
---------------------------------------------------------------------------------------
-- Head --
Thread: Render thread
Stacktrace:

at net.fabricmc.loader.impl.entrypoint.EntrypointUtils.lambda$invoke0$0([EntrypointUtils.java:51](https://EntrypointUtils.java:51)) at net.fabricmc.loader.impl.util.ExceptionUtil.gatherExceptions([ExceptionUtil.java:33](https://ExceptionUtil.java:33)) at net.fabricmc.loader.impl.entrypoint.EntrypointUtils.invoke0([EntrypointUtils.java:49](https://EntrypointUtils.java:49)) at net.fabricmc.loader.impl.entrypoint.EntrypointUtils.invoke([EntrypointUtils.java:35](https://EntrypointUtils.java:35)) at net.fabricmc.loader.impl.game.minecraft.Hooks.startClient([Hooks.java:52](https://Hooks.java:52)) at net.minecraft.class\_310.(class\_310.java:459) 

-- Initialization --
Details:

Modules: ADVAPI32.dll:Advanced Windows 32 Base API:10.0.19041.1 (WinBuild.160101.0800):Microsoft Corporation COMCTL32.dll:User Experience Controls Library:6.10 (WinBuild.160101.0800):Microsoft Corporation CRYPT32.dll:Crypto API32:10.0.19041.1 (WinBuild.160101.0800):Microsoft Corporation CRYPTBASE.dll:Base cryptographic API DLL:10.0.19041.546 (WinBuild.160101.0800):Microsoft Corporation CRYPTSP.dll:Cryptographic Service Provider API:10.0.19041.546 (WinBuild.160101.0800):Microsoft Corporation DBGHELP.DLL:Windows Image Helper:10.0.19041.867 (WinBuild.160101.0800):Microsoft Corporation DNSAPI.dll:DNS Client API DLL:10.0.19041.1 (WinBuild.160101.0800):Microsoft Corporation GDI32.dll:GDI Client DLL:10.0.19041.2913 (WinBuild.160101.0800):Microsoft Corporation IMM32.DLL:Multi-User Windows IMM32 API Client DLL:10.0.19041.2673 (WinBuild.160101.0800):Microsoft Corporation IPHLPAPI.DLL:IP Helper API:10.0.19041.1 (WinBuild.160101.0800):Microsoft Corporation KERNEL32.DLL:Windows NT BASE API Client DLL:10.0.19041.2788 (WinBuild.160101.0800):Microsoft Corporation KERNELBASE.dll:Windows NT BASE API Client DLL:10.0.19041.2788 (WinBuild.160101.0800):Microsoft Corporation NLAapi.dll:Network Location Awareness 2:10.0.19041.2913 (WinBuild.160101.0800):Microsoft Corporation NSI.dll:NSI User-mode interface DLL:10.0.19041.610 (WinBuild.160101.0800):Microsoft Corporation NTASN1.dll:Microsoft ASN.1 API:10.0.19041.1 (WinBuild.160101.0800):Microsoft Corporation Ole32.dll:Microsoft OLE for Windows:10.0.19041.1320 (WinBuild.160101.0800):Microsoft Corporation OleAut32.dll:OLEAUT32.DLL:10.0.19041.985 (WinBuild.160101.0800):Microsoft Corporation PSAPI.DLL:Process Status Helper:10.0.19041.546 (WinBuild.160101.0800):Microsoft Corporation Pdh.dll:Windows Performance Data Helper DLL:10.0.19041.1 (WinBuild.160101.0800):Microsoft Corporation RPCRT4.dll:Remote Procedure Call Runtime:10.0.19041.2788 (WinBuild.160101.0800):Microsoft Corporation SHCORE.dll:SHCORE:10.0.19041.1 (WinBuild.160101.0800):Microsoft Corporation SHELL32.dll:Windows Shell Common Dll:10.0.19041.964 (WinBuild.160101.0800):Microsoft Corporation USER32.dll:Multi-User Windows USER API Client DLL:10.0.19041.1 (WinBuild.160101.0800):Microsoft Corporation USERENV.dll:Userenv:10.0.19041.1 (WinBuild.160101.0800):Microsoft Corporation VCRUNTIME140.dll:Microsoft® C Runtime Library:14.29.30139.0 built by: vcwrkspc:Microsoft Corporation VERSION.dll:Version Checking and File Installation Libraries:10.0.19041.546 (WinBuild.160101.0800):Microsoft Corporation WINHTTP.dll:Windows HTTP Services:10.0.19041.2075 (WinBuild.160101.0800):Microsoft Corporation WINMM.dll:MCI API DLL:10.0.19041.1 (WinBuild.160101.0800):Microsoft Corporation WS2\_32.dll:Windows Socket 2.0 32-Bit DLL:10.0.19041.1081 (WinBuild.160101.0800):Microsoft Corporation WSOCK32.dll:Windows Socket 32-Bit DLL:10.0.19041.1 (WinBuild.160101.0800):Microsoft Corporation Wldp.dll:Windows Lockdown Policy:10.0.19041.1 (WinBuild.160101.0800):Microsoft Corporation amsi.dll:Anti-Malware Scan Interface:10.0.19041.2075 (WinBuild.160101.0800):Microsoft Corporation aswAMSI.dll:AVG AMSI COM object:23.4.8118.0:AVG Technologies CZ, s.r.o. aswhook.dll:AVG Hook Library:23.4.8118.0:AVG Technologies CZ, s.r.o. bcrypt.dll:Windows Cryptographic Primitives Library:10.0.19041.1 (WinBuild.160101.0800):Microsoft Corporation bcryptPrimitives.dll:Windows Cryptographic Primitives Library:10.0.19041.2486 (WinBuild.160101.0800):Microsoft Corporation clbcatq.dll:COM+ Configuration Catalog:2001.12.10941.16384 (WinBuild.160101.0800):Microsoft Corporation combase.dll:Microsoft COM for Windows:10.0.19041.1320 (WinBuild.160101.0800):Microsoft Corporation dbgcore.DLL:Windows Core Debugging Helpers:10.0.19041.2788 (WinBuild.160101.0800):Microsoft Corporation dhcpcsvc.DLL:DHCP Client Service:10.0.19041.1 (WinBuild.160101.0800):Microsoft Corporation dhcpcsvc6.DLL:DHCPv6 Client:10.0.19041.1 (WinBuild.160101.0800):Microsoft Corporation fwpuclnt.dll:FWP/IPsec User-Mode API:10.0.19041.2913 (WinBuild.160101.0800):Microsoft Corporation gdi32full.dll:GDI Client DLL:10.0.19041.2913 (WinBuild.160101.0800):Microsoft Corporation java.dll:OpenJDK Platform binary:17.0.3.0:Microsoft javaw.exe:OpenJDK Platform binary:17.0.3.0:Microsoft jemalloc.dll jimage.dll:OpenJDK Platform binary:17.0.3.0:Microsoft jli.dll:OpenJDK Platform binary:17.0.3.0:Microsoft jna6980242557315669390.dll:JNA native library:6.1.2:Java(TM) Native Access (JNA) jsvml.dll:OpenJDK Platform binary:17.0.3.0:Microsoft jvm.dll:OpenJDK 64-Bit server VM:17.0.3.0:Microsoft kernel.appcore.dll:AppModel API Host:10.0.19041.546 (WinBuild.160101.0800):Microsoft Corporation lwjgl.dll management.dll:OpenJDK Platform binary:17.0.3.0:Microsoft management\_ext.dll:OpenJDK Platform binary:17.0.3.0:Microsoft msvcp140.dll:Microsoft® C Runtime Library:14.29.30139.0 built by: vcwrkspc:Microsoft Corporation msvcp\_win.dll:Microsoft® C Runtime Library:10.0.19041.789 (WinBuild.160101.0800):Microsoft Corporation msvcrt.dll:Windows NT CRT DLL:7.0.19041.546 (WinBuild.160101.0800):Microsoft Corporation mswsock.dll:Microsoft Windows Sockets 2.0 Service Provider:10.0.19041.1 (WinBuild.160101.0800):Microsoft Corporation napinsp.dll:E-mail Naming Shim Provider:10.0.19041.1 (WinBuild.160101.0800):Microsoft Corporation ncrypt.dll:Windows NCrypt Router:10.0.19041.1 (WinBuild.160101.0800):Microsoft Corporation net.dll:OpenJDK Platform binary:17.0.3.0:Microsoft nio.dll:OpenJDK Platform binary:17.0.3.0:Microsoft ntdll.dll:NT Layer DLL:10.0.19041.2788 (WinBuild.160101.0800):Microsoft Corporation perfos.dll:Windows System Performance Objects DLL:10.0.19041.1 (WinBuild.160101.0800):Microsoft Corporation pnrpnsp.dll:PNRP Name Space Provider:10.0.19041.1 (WinBuild.160101.0800):Microsoft Corporation profapi.dll:User Profile Basic API:10.0.19041.844 (WinBuild.160101.0800):Microsoft Corporation rasadhlp.dll:Remote Access AutoDial Helper:10.0.19041.546 (WinBuild.160101.0800):Microsoft Corporation rsaenh.dll:Microsoft Enhanced Cryptographic Provider:10.0.19041.1 (WinBuild.160101.0800):Microsoft Corporation sechost.dll:Host for SCM/SDDL/LSA Lookup APIs:10.0.19041.1 (WinBuild.160101.0800):Microsoft Corporation shlwapi.dll:Shell Light-weight Utility Library:10.0.19041.1 (WinBuild.160101.0800):Microsoft Corporation sunmscapi.dll:OpenJDK Platform binary:17.0.3.0:Microsoft ucrtbase.dll:Microsoft® C Runtime Library:10.0.19041.789 (WinBuild.160101.0800):Microsoft Corporation vcruntime140\_1.dll:Microsoft® C Runtime Library:14.29.30139.0 built by: vcwrkspc:Microsoft Corporation verify.dll:OpenJDK Platform binary:17.0.3.0:Microsoft win32u.dll:Win32u:10.0.19041.2913 (WinBuild.160101.0800):Microsoft Corporation windows.storage.dll:Microsoft WinRT Storage API:10.0.19041.1 (WinBuild.160101.0800):Microsoft Corporation winrnr.dll:LDAP RnR Provider DLL:10.0.19041.546 (WinBuild.160101.0800):Microsoft Corporation wshbth.dll:Windows Sockets Helper DLL:10.0.19041.546 (WinBuild.160101.0800):Microsoft Corporation zip.dll:OpenJDK Platform binary:17.0.3.0:Microsoft 

Stacktrace:

at net.minecraft.client.main.Main.method\_44604([Main.java:205](https://Main.java:205)) at net.minecraft.client.main.Main.main([Main.java:51](https://Main.java:51)) at net.fabricmc.loader.impl.game.minecraft.MinecraftGameProvider.launch([MinecraftGameProvider.java:468](https://MinecraftGameProvider.java:468)) at net.fabricmc.loader.impl.launch.knot.Knot.launch([Knot.java:74](https://Knot.java:74)) at net.fabricmc.loader.impl.launch.knot.KnotClient.main([KnotClient.java:23](https://KnotClient.java:23)) 

-- System Details --
Details:

Minecraft Version: 1.19.2 Minecraft Version ID: 1.19.2 Operating System: Windows 10 (amd64) version 10.0 Java Version: 17.0.3, Microsoft Java VM Version: OpenJDK 64-Bit Server VM (mixed mode), Microsoft Memory: 487741464 bytes (465 MiB) / 1262485504 bytes (1204 MiB) up to 4294967296 bytes (4096 MiB) CPUs: 12 Processor Vendor: AuthenticAMD Processor Name: AMD Ryzen 5 5600G with Radeon Graphics Identifier: AuthenticAMD Family 25 Model 80 Stepping 0 Microarchitecture: Zen 3 Frequency (GHz): 3.89 Number of physical packages: 1 Number of physical CPUs: 6 Number of logical CPUs: 12 Graphics card #0 name: AMD Radeon(TM) Graphics Graphics card #0 vendor: Advanced Micro Devices, Inc. (0x1002) Graphics card #0 VRAM (MB): 512.00 Graphics card #0 deviceId: 0x1638 Graphics card #0 versionInfo: DriverVersion=31.0.12002.92 Memory slot #0 capacity (MB): 8192.00 Memory slot #0 clockSpeed (GHz): 3.20 Memory slot #0 type: DDR4 Memory slot #1 capacity (MB): 8192.00 Memory slot #1 clockSpeed (GHz): 3.20 Memory slot #1 type: DDR4 Virtual memory max (MB): 25961.11 Virtual memory used (MB): 14686.12 Swap memory total (MB): 10240.00 Swap memory used (MB): 627.92 JVM Flags: 4 total; -XX:HeapDumpPath=MojangTricksIntelDriversForPerformance\_javaw.exe\_minecraft.exe.heapdump -Xss1M -Xmx4096m -Xms256m Fabric Mods: ae2: Applied Energistics 2 12.9.5 noindium: No Indium? 1.1.0+1.19 team\_reborn\_energy: Energy 2.0.0-beta1 appleskin: AppleSkin 2.4.1+mc1.19 architectury: Architectury 6.5.85 bclib: BCLib 2.1.6 bookshelf: Bookshelf 16.3.20 botanypots: BotanyPots 9.0.33 camerautils: Camera Utils 1.19.2-1.0.3 carryon: Carry On [2.0.5.11](https://2.0.5.11) com\_github\_llamalad7\_mixinextras: MixinExtras 0.1.1 cloth-config: Cloth Config v8 8.2.88 cloth-basic-math: cloth-basic-math 0.6.1 colorfulazaleas: Colorful Azaleas 2.3.1 controlling: Controlling For Fabric 10.0+7 create: Create 0.5.0.i-1017+1.19.2 com\_google\_code\_findbugs\_jsr305: jsr305 3.0.2 flywheel: Flywheel 0.6.8.a-4 milk: Milk Lib 1.0.51 

dripstone_fluid_lib: Dripstone Fluid Lib 2.0.1

 porting\_lib: Porting Lib 2.1.954+1.19.2 

forge_tags: Porting Lib Tags 3.0
mm: Manningham Mills 2.3
porting_lib_accessors: Porting Lib Accessors 2.1.954+1.19.2
porting_lib_attributes: Porting Lib Attributes 2.1.954+1.19.2
porting_lib_base: Porting Lib Base 2.1.954+1.19.2
porting_lib_common: Porting Lib Common 2.1.954+1.19.2
porting_lib_constants: Porting Lib Constants 2.1.954+1.19.2
porting_lib_entity: Porting Lib Entity 2.1.954+1.19.2
porting_lib_extensions: Porting Lib Extensions 2.1.954+1.19.2
porting_lib_fake_players: Porting Lib Fake Players 2.1.954+1.19.2
porting_lib_lazy_registration: Porting Lib Lazy Register 2.1.954+1.19.2
porting_lib_loot: Porting Lib Loot 2.1.954+1.19.2
porting_lib_model_generators: Porting Lib Model Generators 2.1.954+1.19.2
porting_lib_model_loader: Porting Lib Model Loader 2.1.954+1.19.2
porting_lib_models: Porting Lib Models 2.1.954+1.19.2
porting_lib_networking: Porting Lib Networking 2.1.954+1.19.2
porting_lib_obj_loader: Porting Lib Obj Loader 2.1.954+1.19.2
porting_lib_transfer: Porting Lib Transfer 2.1.954+1.19.2
serialization_hooks: Serialization Hooks 0.3.26

 reach-entity-attributes: Reach Entity Attributes 2.3.0 registrate-fabric: Registrate for Fabric 1.1.57-MC1.19.2 creategoggles: Create Goggles [0.5.4.2](https://0.5.4.2) disable\_custom\_worlds\_advice: Disable Custom Worlds Advice 3.0 easymagic: Easy Magic 4.3.3 elytraslot: Elytra Slot 6.1.1+1.19.2 expandedstorage: Expanded Storage 8.3.3 fabric-api: Fabric API 0.76.0+1.19.2 fabric-api-base: Fabric API Base 0.4.15+8f4e8eb390 fabric-api-lookup-api-v1: Fabric API Lookup API (v1) 1.6.14+93d8cb8290 fabric-biome-api-v1: Fabric Biome API (v1) 9.1.1+16f1e31390 fabric-block-api-v1: Fabric Block API (v1) 1.0.2+e415d50e90 fabric-blockrenderlayer-v1: Fabric BlockRenderLayer Registration (v1) 1.1.25+cafc6e8e90 fabric-client-tags-api-v1: Fabric Client Tags 1.0.5+b35fea8390 fabric-command-api-v1: Fabric Command API (v1) 1.2.16+f71b366f90 fabric-command-api-v2: Fabric Command API (v2) 2.2.1+413cbbc790 fabric-commands-v0: Fabric Commands (v0) 0.2.33+df3654b390 fabric-containers-v0: Fabric Containers (v0) 0.1.41+df3654b390 fabric-content-registries-v0: Fabric Content Registries (v0) 3.5.2+7c6cd14d90 fabric-convention-tags-v1: Fabric Convention Tags 1.3.0+4bc6e26290 fabric-crash-report-info-v1: Fabric Crash Report Info (v1) 0.2.8+aeb40ebe90 fabric-data-generation-api-v1: Fabric Data Generation API (v1) 5.3.8+413cbbc790 fabric-dimensions-v1: Fabric Dimensions API (v1) 2.1.35+0d0f210290 fabric-entity-events-v1: Fabric Entity Events (v1) 1.5.4+9244241690 fabric-events-interaction-v0: Fabric Events Interaction (v0) 0.4.34+562bff6e90 fabric-events-lifecycle-v0: Fabric Events Lifecycle (v0) 0.2.36+df3654b390 fabric-game-rule-api-v1: Fabric Game Rule API (v1) 1.0.24+b6b6abb490 fabric-item-api-v1: Fabric Item API (v1) 1.6.6+b7d1888890 fabric-item-groups-v0: Fabric Item Groups (v0) 0.3.39+9244241690 fabric-key-binding-api-v1: Fabric Key Binding API (v1) 1.0.25+5c4fce2890 fabric-keybindings-v0: Fabric Key Bindings (v0) 0.2.23+df3654b390 fabric-lifecycle-events-v1: Fabric Lifecycle Events (v1) 2.2.4+1b46dc7890 fabric-loot-api-v2: Fabric Loot API (v2) 1.1.13+83a8659290 fabric-loot-tables-v1: Fabric Loot Tables (v1) 1.1.16+9e7660c690 fabric-message-api-v1: Fabric Message API (v1) 5.0.7+93d8cb8290 fabric-mining-level-api-v1: Fabric Mining Level API (v1) 2.1.24+33fbc73890 fabric-models-v0: Fabric Models (v0) 0.3.21+c6af733c90 fabric-networking-api-v1: Fabric Networking API (v1) 1.2.11+10eb22f490 fabric-networking-v0: Fabric Networking (v0) 0.3.28+df3654b390 fabric-object-builder-api-v1: Fabric Object Builder API (v1) 4.2.2+d8ef690890 fabric-particles-v1: Fabric Particles (v1) 1.0.14+4d0d570390 fabric-recipe-api-v1: Fabric Recipe API (v1) 1.0.1+413cbbc790 fabric-registry-sync-v0: Fabric Registry Sync (v0) 0.9.32+9244241690 fabric-renderer-api-v1: Fabric Renderer API (v1) 1.2.1+1adbf27790 fabric-renderer-indigo: Fabric Renderer - Indigo 0.8.0+1adbf27790 fabric-renderer-registries-v1: Fabric Renderer Registries (v1) 3.2.24+df3654b390 fabric-rendering-data-attachment-v1: Fabric Rendering Data Attachment (v1) 0.3.19+6e0787e690 fabric-rendering-fluids-v1: Fabric Rendering Fluids (v1) 3.0.11+4d0d570390 fabric-rendering-v0: Fabric Rendering (v0) 1.1.27+df3654b390 fabric-rendering-v1: Fabric Rendering (v1) 1.12.1+d8ef690890 fabric-resource-conditions-api-v1: Fabric Resource Conditions API (v1) 2.1.2+aae9039d90 fabric-resource-loader-v0: Fabric Resource Loader (v0) 0.8.4+edbdcddb90 fabric-screen-api-v1: Fabric Screen API (v1) 1.0.32+4d0d570390 fabric-screen-handler-api-v1: Fabric Screen Handler API (v1) 1.3.7+1cc24b1b90 fabric-sound-api-v1: Fabric Sound API (v1) 1.0.2+c4f28df590 fabric-textures-v0: Fabric Textures (v0) 1.0.24+aeb40ebe90 fabric-transfer-api-v1: Fabric Transfer API (v1) 2.1.6+413cbbc790 fabric-transitive-access-wideners-v1: Fabric Transitive Access Wideners (v1) 1.3.3+08b73de490 fabric-language-kotlin: Fabric Language Kotlin 1.9.4+kotlin.1.8.21 org\_jetbrains\_kotlin\_kotlin-reflect: kotlin-reflect 1.8.21 org\_jetbrains\_kotlin\_kotlin-stdlib: kotlin-stdlib 1.8.21 org\_jetbrains\_kotlin\_kotlin-stdlib-jdk7: kotlin-stdlib-jdk7 1.8.21 org\_jetbrains\_kotlin\_kotlin-stdlib-jdk8: kotlin-stdlib-jdk8 1.8.21 org\_jetbrains\_kotlinx\_atomicfu-jvm: atomicfu-jvm 0.20.2 org\_jetbrains\_kotlinx\_kotlinx-coroutines-core-jvm: kotlinx-coroutines-core-jvm 1.6.4 org\_jetbrains\_kotlinx\_kotlinx-coroutines-jdk8: kotlinx-coroutines-jdk8 1.6.4 org\_jetbrains\_kotlinx\_kotlinx-datetime-jvm: kotlinx-datetime-jvm 0.4.0 org\_jetbrains\_kotlinx\_kotlinx-serialization-cbor-jvm: kotlinx-serialization-cbor-jvm 1.5.0 org\_jetbrains\_kotlinx\_kotlinx-serialization-core-jvm: kotlinx-serialization-core-jvm 1.5.0 org\_jetbrains\_kotlinx\_kotlinx-serialization-json-jvm: kotlinx-serialization-json-jvm 1.5.0 fabricenchantments: Fabric Enchantments 0.9.0 fabricloader: Fabric Loader 0.14.21 farmersdelight: Farmer's Delight 1.19.2-1.3.9 forgeconfigapiport: Forge Config API Port 4.2.11 com\_electronwill\_night-config\_core: core 3.6.5 com\_electronwill\_night-config\_toml: toml 3.6.5 ftbbackups2: FTB Backups 2 1.0.18 fwaystones: Fabric Waystones 3.0.7+mc1.19.2 goblintraders: Goblin Traders 1.5.2 handcrafted: Handcrafted 2.0.6 inmis: Inmis 2.7.1-1.19 omega-config: OmegaConfig 1.2.3-1.18.1 inventorysorter: Inventory Sorter 1.8.10-1.19 kyrptconfig: Kyrpt Config 1.4.14-1.19 itemcollectors: Item Collectors 1.1.7 jade: Jade 8.7.3 jamlib: JamLib 0.6.0+1.19 java: OpenJDK 64-Bit Server VM 17 jei: Just Enough Items 11.6.0.1015 lithium: Lithium 0.11.1 minecraft: Minecraft 1.19.2 modmenu: Mod Menu 4.1.2 moonlight: Moonlight 1.19.2-2.2.34 mousetweaks: Mouse Tweaks 2.22 naturescompass: Nature's Compass 1.19.2-2.1.0-fabric owo: oωo 0.8.5+1.19 blue\_endless\_jankson: jankson 1.2.1 paxi: Paxi 1.19.2-Fabric-3.0.1 polylib: PolyLib 1900.0.2-build.73 puzzleslib: Puzzles Lib 4.4.0 cardinal-components-base: Cardinal Components API (base) 5.0.2 cardinal-components-block: Cardinal Components API (blocks) 5.0.2 cardinal-components-chunk: Cardinal Components API (chunks) 5.0.2 cardinal-components-entity: Cardinal Components API (entities) 5.0.2 cardinal-components-world: Cardinal Components API (worlds) 5.0.2 resourcefullib: Resourceful Lib 1.1.24 rightclickharvest: Right Click Harvest 3.2.0+1.19.x sliceanddice: Create Slice & Dice 2.1.4 smoothboot: Smooth Boot 1.19-1.7.1 smoothswapping: Smooth Swapping 0.6 status-effect-bars: Status Effect Bars 1.0.1 supermartijn642configlib: SuperMartijn642's Config Lib 1.1.6 supermartijn642corelib: SuperMartijn642's Core Lib 1.1.9-d supplementaries: Supplementaries 1.19.2-2.3.15 telekinesis: Telekinesis Enchantment 1.1.0 thonkutil: ThonkUtil 2.15.4+1.19 thonkutil-base: ThonkUtil Base 1.13.2+4a8c408a57 thonkutil-capes-v1: ThonkUtil Capes (v1) 1.4.2+3eb2749857 thonkutil-coords-v1: ThonkUtil Coords (v1) 1.1.2+8ff533c957 thonkutil-customization-v1: ThonkUtil Customization (v1) 1.1.2+8ff533c957 thonkutil-legacy: ThonkUtil Legacy 1.1.2+5d4263f557 thonkutil-modchecker-v1: ThonkUtil ModChecker (v1) 1.1.3+bd4b387957 thonkutil-potions-v0: ThonkUtil Potions (v0) 1.5.2+8ff533c957 thonkutil-titlescreen-v1: ThonkUtil TitleScreen (v1) 1.2.2+8ff533c957 thonkutil-trades-v1: ThonkUtil Trades (v1) 1.2.2+8ff533c957 toms\_storage: Tom's Simple Storage Mod 1.5.6 tooltipfix: ToolTip Fix 1.1.1-1.19 trinkets: Trinkets 3.4.2 ultreonlib-fabric: ultreonlib-fabric 1.0.0 com\_ultreon\_ubo-data: ubo-data 1.0.0+3 ultreonlib: Ultreon Modding Library 1.2.0 yungsapi: YUNG's API 1.19.2-Fabric-3.8.9 org\_javassist\_javassist: javassist 3.28.0-GA org\_reflections\_reflections: reflections 0.10.2 Flywheel Backend: Uninitialized Launched Version: fabric-loader-0.14.21-1.19.2 Backend library: LWJGL version 3.3.1 SNAPSHOT Backend API: Unknown Window size:  GL Caps: Using framebuffer using OpenGL 3.2 GL debug messages:  Using VBOs: Yes Is Modded: Definitely; Client brand changed to 'fabric' Type: Client (map\_client.txt) CPU:  

I like sleeping in my bed but wondering if I'll be kicked onto the couch once my wife finds out I've backed ato all in. I've already hidden the purchase by having it charged to my wifes boyfriends credit card, that should get me back in the main bed, but any tips to hide the delivery when it happens in 5 years time?

Looking for a card with an instant travel sign up bonus air miles or Aéroplan or something you receive instantly for signing up
Credit score of 712