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Bill Does Not Suck Pay Pay
2019.06.26 04:13 connorsja2003 Bill Does Not Suck Pay Pay
The one and only subreddit dedicated to the Christian guy himself, Bill Jensen.
2020.12.31 17:20 Ivy_Holo petownersinneed
For pet owners in need and for those who can help. đž
2016.03.20 01:25 unixwizzard Comcast_Xfinity: Direct help from knowledgeable Comcast employees
Welcome to the Xfinity community! Our community is your official source on Reddit for help with Xfinity services. If you have questions about your services, we're here to answer them. We can help with technical issues, general service questions, upgrades & downgrades, new accounts & transfers, disconnect requests, credit requests and more. https://corporate.comcast.com/stories/meet-our-digital-care-team
2023.06.10 05:47 ilikepeaches24 Work is messing with my hours how do I respond
Iâm not sure whatâs going on. For the past couple of weeks theyâve been cutting my hours Iâm paid hourly $20 plus whatever tips I receive I was promised 40 hrs a week/ full time but as of late I havenât been fully booked I believe this is due to the recession, everyoneâs been complaining about it being slower than usual.
My manager has been cutting my hours substantially. Whatever hours im not fully booked they tell me not to come in itâs as if they want me to be booked back to back with no room to breathe pee drink or anything if not then itâs not good enough. I had 6 appointments today which wasnât fully booked but it was steady I had maybe an hour and a half of free time which Iâd literally do my notes and follow ups with. They moved all my clients to another esthetician and then told me not to come in at all. A whole 8 hrs lost on top of them making me work 3 hrs the day before and only 4 hrs the previous day Iâve lost 15 hrs this week alone.
They donât give me a good heads up theyâll literally tell me about an hour until my shift Iâve had them tell me not to come when Iâve already been on my way. I have bills to pay and im trying to save up to move out how are people supposed to balance their funds with uneven hours/pay?
Im so fed up im thinking of calling in sick tomorrow when im fully booked just to be petty Iâd still be losing money but I just hate the way theyâre doing things. I know all jobs work by profit I get that but even with 1 appointments theyâd be making a profit with how high our prices are. Plus I literally have notes and other things I can be doing while clocked in with no appointments I could be cleaning I have follow ups to do emails etc.
My sister has a boss who literally closes down the clinic to go on vacation multiple times a year and still pays everybody for the days theyâve lost from him being gone on vacation. when I worked at another clinic my previous job would pay me just to sit at front desk while they left for 6+ hours because they didnât want to be fully booked all day but knew I was trying to save up to pay for school. so I know not all jobs are like this it makes me feel like a robot and not a human or appreciated employee.
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2023.06.10 05:42 Liwi808 Landlord mad at my roommate and I because we're "not paying them enough to cover the mortgage"
Not sure if this belongs here, but thought I would share anyway. I recently moved out of my old apt here in Las Vegas, because I couldn't take the noise, state of disrepair of the complex, and complete lack of caring on management's part.
I found a cute, little 1 bed and shared bath over by Whitney Ranch near the mountains, and my rent went from $1100 to now $675 ($775 after utilities). Everything about the house is great, and although the room I have is small, I feel better saving a bunch of money every month.
Fast forward to last week, and now I have the homeowners (who are in the Philippines) texting my roommate and I telling us to not turn the AC down past 76 EVER (again, this is Las Vegas). I told them I would try my best, but it does get hot here, esp since I have the upstairs room.
It was fine when we had 3 people, I could keep the AC at 72. Now that the 3rd person moved out, they're saying we can't put it past 76 because we're not paying enough to cover the utility bill. They even asked my other roommate for MORE money than he owes in the lease.
What should I do here? They can't tell me suffer and be hot and miserable just because they can't rent out their home while they're in the Philippines. I recommended they install solar panels, and they shot it down, saying they can't afford it. Any help or advice would be great thanks.
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2023.06.10 05:38 Only_wish_you_knew How in H.E. Double hockey sticks do you ever get ahead?!
I (30F) am just frustrated. I donât understand how to even begin to move forward and get ahead. Money is the worst!! I am at a big adult job now and make 65k which is the most I have ever made. Itâs awesome and I love my job it does keep me busy but overall itâs great with good people. Every month I pay 3k to bills (rent, child care, utilities) this leaves me with $400-$500 every paycheck, which is the 15th and 30th of every month. I know it seems like a lot but itâs not. I have a husband (41M) who is graveyard and doesnât make much but gets paid weekly maybe $450-$550 a week and a toddler (4M) who takes a lot of time and money obviously. Car payment is auto take out $288 and second one I try n pay $350 so we arenât paying $680 all at once. Iâve had to take out a payday loan and itâs been eating at me. Credit cards are maxed out for gas and food and itâs hard to pay them and not use them.
I feel like Iâm drowning. We barley have $15-$20 in our account after everything. I guess my question is, does it ever get better? What am I doing wrong to have it so near death every month? What in the world can I do to do better?
I was thinking of a second job but then I would never be with my kid or even sleep. I feel so torn I think I just need some personal advice on how to make it work.
Thanks đ
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2023.06.10 05:38 AutoModerator [Genkicourses.site] âď¸Bill Walsh â The Objection Box Family âď¸ Full Course Download
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2023.06.10 05:36 hnqn1611 10 Ways You're Wasting Money Without Realizing It
| https://preview.redd.it/qa5vorx7245b1.jpg?width=1280&format=pjpg&auto=webp&s=11af0d2203260bdd8dc0d7a8ea461926a09fb6a3 10 Ways Youâre Losing Money Without Realizing It! Most of us work hard for our money, and the last thing we want to do is throw any of it away. Of course, every once in a while, things do come up - like that time you spent more than you intended to, showing your out-of-town friend a great time; Or, when you dipped into your emergency fund to cover a car repair - and this is okay. Itâs why building wiggle room into your budget is important. Whatâs not okay, is throwing away money on unnecessary fees, charges and missed opportunities! Here are a few common ways youâre losing money without realizing it! https://amzn.to/3qCGj7D Number 1 - Throwing Out Food When youâre throwing food out, youâre wasting money â plain and simple. Weâre all guilty of it, even with the best intentions. Food waste is a huge issue in our society, and many people donât realize the extent of it. It might surprise you to learn that the average U.S. household throws out over $600 worth of food each year. Luckily, there are some simple ways to cut back on wasting food and money. You can start by making weekly grocery lists, and before going to the supermarket, try to see if you donât already have certain items. Itâs also a good idea to organize your cupboards from time to time, because you probably have stuff lying around in there that you arenât even aware of. And youâll find that a lot of it has already expired. Number 2 - Restaurants and Takeout It's one thing to enjoy the occasional meal out, but if you're not careful, eating at restaurants too often can result in a serious waste of money! The average American household spends over $3,000 a year eating out. But did you know that in general, a restaurantâs food price is about three times its wholesale cost? Thatâs a 300 percent markup! Which means that for every $30 you spend, you're paying $20 extra compared to what it would cost you to make these meals at home. If youâre throwing away loads of money on restaurants and takeout, consider scaling back. Especially if you're struggling to save, or have other financial goals to meet. You don't need to go cold turkey, but if you cut your three restaurant meals a week down to just two, you'll save hundreds, if not thousands of dollars. Number 3 - Bank Fees Whatâs more annoying than paying to use your own money? Well, thatâs exactly what youâre doing when you spend $5 at out-of-network ATMâs. And thatâs not the only fee youâll pay if youâre not careful! Bank accounts can carry a lot of different charges, including overdraft and maintenance fees that could add up to hundreds of dollars a year. The good news is that you can avoid these charges entirely if you commit to better banking habits. Number 4 - Unused Gift Cards Check your wallet and drawers, and youâll likely find a gift card, or maybe several, that you havenât used. Donât worry, itâs not just you: Itâs estimated that more than $45 billion worth of gift cards are collecting dust! If you have money to spend at retailers like Amazon - or companies like Visa or Amex - make an effort to use your card for things you already planned on purchasing. Also, keep in mind that some of these gift cards can have maintenance fees up to $2.50 per month until the card balance hits zero. So itâs best to use them sooner than later. If you got a gift card to a restaurant or store you donât really like, sell it, or give it to someone as a gift. But be mindful. Donât give a steakhouse gift card to your vegan friend. Theyâll know right away that you were just trying to get rid of the card. Number 5 - Subscriptions Thereâs nothing wrong with having subscriptions, but it becomes a problem when you pay for something that you donât end up using! Subscriptions or memberships can entail any kind of membership or subscription service. From gym memberships to Magazines to Cable TV. The point is, if you donât use it on a regular basis, youâre wasting money. Before you sign up for anything, think about how often you'll actually use it and whether there's a low-cost, or free alternative. Number 6 - Overage Charges Unlimited talk time and unlimited texting is pretty much standard these days, but data plans are still a steady source of overage charges. While fees vary, you can still easily pay $10 to $15 extra for every gig that exceeds your monthly limit. If you do this consistently, youâre looking at an annual bill thatâs hundreds more than you budgeted. You can easily fix this problem by finding a plan that matches your needs. You might pay more upfront, but it will cost less than what you pay in penalties. You can also try to scale back by using WiFi more often and disabling apps that drain your data. Number 7 - Skipping Your Research If you want to stop wasting money, comparison shopping is very important. The last thing you want to do is buy some product on sale, and then find out that itâs crap. And this happens to many people regularly because they donât research. Before you make any purchase, take the time to read reviews and find the best product for a good price. This applies to grocery shopping too. I mean the comparison part. You can usually find the same products at most grocery stores but some of them will charge double the price. Number 8 - Using Coupons Using coupons is one of the simplest ways to save money. But, have you ever stopped to think that you might be wasting money by using them? Your intent is to save money, but how often does this desire backfire and you end up not using the items you bought? Or worse, you didnât budget for them. Then to add to this, you just fill up your cupboards with junk and create clutter only to find expired products years later. The trick is to simply use coupons for items you actually need or are planning on buying in the first place. Number 9 - Airline Surcharges Travel fees are a great way to waste money, and they add up quickly. While there are costs that are mandatory, you can skip many by planning ahead. When the day of your flight rolls around, arrive prepared. This is especially important if youâre flying a discount carrier, as they are infamous for tacking on fees for everything from seat assignments to checking in. So bring your own blanket, food, and entertainment. And pack smart. Realistically, you wonât be able to carry on all the time, but thereâs no excuse for showing up with oversized or overweight luggage, which can run you anywhere from $25 to $200 on domestic flights. Always check the weight of your luggage before you leave the house! Number 10 - Keeping Up With The Joneses How many times have you seen something that someone else had, and you instantly wanted it too? Weâve all been there⌠Itâs hard to escape the influence of others who live seemingly wealthy, free-and-easy lifestyles. And itâs really hard to escape the noise of all the advertisers who desperately want us to keep buying more stuff. Sadly, many people live beyond their means. And constantly trying to keep up with others will only lead you to being broke! So, next time youâre tempted by something your friends or neighbors have, take a hard look at your budget. If you donât have the money for it, perhaps you shouldnât buy it! So, what do you waste money on? Let us know in the comments below! submitted by hnqn1611 to TopPersonality [link] [comments] |
2023.06.10 05:32 eddieEXTRA Natural Gas Rates are through the roof!
Today I saved a cremation center in Oakland, CA 40% ($508k over 5 years) by pitting local energy suppliers against each other in a bidding war. They were paying nearly $40k per month! Cremation is one of the highest consumers of natural gas, you take care of humanities loved ones, and deserve better ratesâwhich is why I want to help you.
Hereâs what do:
- I donât work for an energy company, so Iâm unbiased when selecting who will get you the best rate.
- Once a bill is entered into our reverse auction system, the bigging frenzy takes a week to find out your savings and nothing changes to your bill except a new lower rate.
- Deregulation law is your right (Google if you're in a state with deregulated energy)âso if you donât have a competitive and stable rate, youâre losing money daily.
- There wonât be any hidden fees or rate spikes during your agreementâall thatâs required is a bill, I will never ask for personal or payment info.
This is a free service and Iâm not selling anythingâI just want to make sure youâre getting a competitive rate on your natural gas. With that said, Iâd really appreciate the chance to talk to you. If interested reach out to me at 215-292-5875 or email me [
[email protected]](mailto:
[email protected]).
Have a great weekend! :)
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2023.06.10 05:29 Specialist_Yak1236 Moved back in with my family (temporarily). My mother feigns symptoms of various illnesses, is always solemn. Itâs rough.
Hi everyone. I am 23/F.
I am moving across the country to pursue a graduate degree with my partner next month. Our landlord cut our lease early (inconveniently before our move) so I am staying with my family and he is staying with a close friend until our move.
There is quite a lot to unpack here so I am going to bullet point a few details.
â˘My biological father and my mother are not together. They have not interacted in many years. Every time I talk to my mom for more than a few minutes (every. single. time.) the topic of my dad and how much he destroyed her comes up. She always says âbut itâs not your faultâ while simultaneously making me feel like being born was my fault.
⢠My mom is married to my stepdad who I love very much. My stepdad is very well off. They have a 5 bedroom house and the only other person living there is my 19 year old sister. Stepdad pays mortgage, medical bills, everything. Although they are well off, they completely stopped financially supporting me at 18 besides money here and there for birthdays etc.
â˘When I told my mom I may need a place to stay temporarily, she hesitated. âWell your stepdad is already doing so much to take care of me. I have a very timed schedule with all of my appointments. Iâm just not sure if it would be an easy adjustment for everyone.â I mentioned a room I could stay in at the house, she was like âBut thatâs my zen room with my massage chair. I need access to my medical things at all times.â
⢠My moms entire life consists of going to every local doctors office, having labs done, complaining that said doctors never listen to her, obsessing over her extensive list of illnesses, and being solemn or âexhaustedâ around the house.
LIST OF HER ILLNESSES:
lyme disease ⢠chronic lyme disease ⢠sceloroderma ⢠chronic autoimmune anemia â˘encephalitis ⢠enterovirus ⢠meningitis ⢠pericarditis ⢠anoxic brain damage ⢠vaccine injury â˘drug induced parkinsons ⢠herx reactions ⢠fibromyalgia ⢠liver disease ⢠cytokine storms ⢠dysautonomia ⢠staph infection ⢠coxsachie virus ⢠mast cell activation ⢠rupture of heart sac ⢠chronic epilepsy ⢠blind ⢠going deaf ⢠PAN/PANDAS ⢠âQuetiapine Induced Autoimmune Hemolytic Anemiaâ ⢠TBI on various parts of skull and brain stem ⢠cysts as large as ovaries on each ovary ⢠crush injury / compartment syndrome ⢠neuroleptic malignant syndrome ⢠âcervix totally towards right, over thigh boneâ ⢠âbelly distendedâ ⢠âcyst on top of pelvic stentsâ⢠âneutrophilia is back⢠âsmall cyst on spleenâ⢠âstage one alzheimerâsâ
Ever since I started staying at the house, my stepdad and sister have been fine. I help out, I do chores, I make my own food. I just wish I had my mothers support and attention before my move. I wish she received help.
My stepdad has tried to intervene, but she demonizes anyone who âshamesâ her for being sick or doubts her illnesses. She has completely cut off friends and family for doubting her.
Every time I see my mom at home, she canât even smile at me. She doesnât ask about my day. She frequently will come into the room i am in and take medicine in front of me, groan, and then leave.
What do I do?????
Thank you for listening.
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2023.06.10 05:27 GiversBot /u/re_Claire [COMPLETED] was deleted from /r/borrow on 2023-06-10 (t3_buf0m0 up 1472.56 days, LONGTAIL)
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[REQ] (ÂŁ100) - (#Seaham, Durham, UK), (repayment ÂŁ110 2nd June), (PayPal)
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I need to borrow some money to pay for my phone bill and electricity bill, and some food for the next few days. I get paid on monday the 2nd June and will pay back promptly then. I've had a tough couple of weeks due to some unexpected bills and travelling for health reasons.
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2023.06.10 05:26 bemeliz Ex didn't pay last internet bill that's in my name.
I (25F) got a past due letter from Frontier Internet about the address I moved out of when I lived with my ex(26M). He still lives there, and I moved out as soon as I broke up with him. It took a little time to get situated after the breakup, but I knew I needed to get all utilities out of my name. He dragged the process along and didn't communicate much. Was finally able to get it canceled when he said the complex was getting spectrum. So all he had to do was pay the last bill and return the equipment. It took him like 2 months just to return the equipment (dropping it off at UPS), but I didn't see any remaining amount due, so I assumed he paid it. Could've probably returned from insufficient funds or something, I'm not sure. The letter I got states that if it's not paid within a week, it's going to collections. It was turned off in March or April (I can't remember), and the last payment received was 3/1. Now June, it's months past due and $107. I can't afford to pay it, and I'm trying to pay down my own overwhelming debt. I'm not trying to have a collection added for something I thought was taken care of. Is there anything I can do?
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2023.06.10 05:24 DocWatson42 The American Health Care System
This thread is about the recurring topic on Reddit.
My lists are always being updated and expanded when new information comes inâwhat did I miss or am I unaware of (even if the thread predates my membership in Reddit), and what needs correction? Even (especially) if I get a subreddit or date wrong. (Note that, other than the quotation marks, the thread titles are "sic". I only change the quotation marks to match the standard usage (double to single, etc.) when I add my own quotation marks around the threads' titles.)
The lists are in absolute ascending chronological order by the posting date, and if need be the time of the initial post, down to the minute (or second, if requiredâthere's at least one example of this, somewhere). The dates are in DD MMMM YYYY format per personal preference, and times are in US Eastern Time ("ET") since that's how they appear to me, and I'm not going to go to the trouble of converting to another time zone. They are also in twenty-four hour format, as that's what I prefer, and it saves the trouble and confusion of a.m. and p.m. Where the same user posts the same request to different subreddits, I note the user's name in order to indicate that I am aware of the duplication.
For information on the American health care system (preâ
Affordable Care Act (ACA)/Obamacare) compared to those of a selection of other developed nations, see:
See also:
Threads:
Related:
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2023.06.10 05:24 Iredditbeforesumwere I [40M] feel like Iâm basically raising my 2 kids and [38F] wife
Weâve been married for 9 years and let me start by saying, I entered into this relationship knowing it would be difficult. When we met, I was a young professional and my now wife was a bartender. Sheâs now a 3rd grade teacher.
We have a 5 year old and 2.5 year old. Sheâs never taken the kids to the park or anywhere really, I take them always. I play outside with them and we go on walks and fun places but often itâs just me and the kids. Honestly in the past 5 years, I have had not a single weekend of me by myself.
She has not cooked a meal in years. I cook 3 times a week and the other days I pickup food for us or take us out.
I pay all the bills and handle finances. I have to pay her dr bills for her else they donât get paid. Same thing with credit cards and car payment etc.
I take the kids to all their dr apts, to the dentist, to urgent care when needed.
I do all the dishes, I do all vacuuming. I clean all the bathrooms etc. she will do some laundry occasionally but usually itâs me also.
I do all the grocery shopping, all the trips to the store for random things.
I also handle all kid duties, when they wake up at night, Iâm the only one that gets up, havenât slept a fulll night in years and yet here my wife is sleeping every night.
She gets mad that the kids donât want her to put them down at night and is jealous of the love they show me but when I try to tell her that sheâs basically absent she denies it.
She honestly has no self reliant skills and is a constant complainer to the point I feel like sheâs my 3rd child.
Help!
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2023.06.10 05:19 Slow-Yesterday-2278 Am I wrong
For context, I am the youngest of five children. I have a 33 yr old sister, 32 year old sister, and a 29 year old sister, and a twin brother. I am currently 22. All of my life, my second oldest sister (T) has always been a bully. Growing up she would hit me or say the most outlandish things to me and when I would respond or lash out she would lie and say she did nothing wrong and that Iâm overreacting. Her and all of my other siblings including my mom would then group together and talk about me and try to tell me why Iâm wrong rather than correcting her behavior especially since sheâs so much older than me. Now examples of times where in recent years she has behaved totally unacceptable would be when I was I was in high school and I was being bullied and harassed very badly by a group of girls who were spreading rumors about me around school calling me a hoe. As if that wasnât traumatic enough my sister felt the need to call me all sorts of hoes and sluts at home and consistently sexualize me and say things that suggested I was overly sexually active which isnât true. I never commented on it or retaliated because I was so depressed with everything going on at school and it honestly made me feel worse knowing my own sister felt that way about me. I wasnât even having sex I was literally a virgin and I was just so tired of everyoneâs assumptions and constant verbal attacks. Not to mention, she body shames me. One time I was trying on this dress and she looks at me and says you should wear shape wear and Iâm like no thanks I just want to be comfortable so she persist I need to wear to shape wear and I remain polite and say Iâm not interested. She then snaps at me and goes well you look sloppy and you need to put it on to look presentable because nobody wants to see you looking sloppy. So at this point I lose my shit because Iâm so tired of her constant nagging. She then goes on and lies to my other sister who knew of nothing that happened and said âshe just cussed me out and all I suggested was shape-wearâ she never tells the full truth. Not to mention, this past summer after my nieces birthday party, her and the rest of our younger cousins were playing the video game and my niece got upset and was kinda of throwing a fit and my sister took it upon herself to literally snatch my niece by her arm and scream in her face. So I intervened and yelled at my sister because her behavior was unacceptable she couldâve seriously harmed that child with the force she used not to mention that isnât her daughter itâs my others sister daughter. She then lied to everyone and said she didnât yank her up and scream in her face and that I was overacting. Fast forward this past Tuesday I came home from work and my sister was over the house. I greeted her and sat down to eat my dinner. So as Iâm eating, my sister looks at me and screams âcan you stop eating your food so loudly your getting on my nerves and Iâm sick of itâ so I ask her to please leave me alone because I hadnât done anything to her. She then started to berate me and scream in my face that she could say whatever she wanted so I get up to leave and as Iâm leaving the room she starts screaming at me that Iâm crazy and unhinged and needs therapy mind you she started with me first. So I told her it was funny that sheâs always judging me for struggling with anxiety and depression yet she takes mood stabilizing medication with no forms of therapy and that pills arenât going to help her. So at this point Iâm extremely emotional because this type of behavior has been occurring my whole life and I just snapped and told everyone about themselves. I brought up all the times she had called me hoes and all the times she put me down and how itâs not okay and she immediately went into victim mode and lied and said she never said that. Then my mom takes her side and says Iâm lying on her which just ticked me off. My mother is also an asshole. She never did anything to protect me as a child. She never stopped my sister from bullying me and sheâs always invalidated my feelings. My mom even went as far as to tell me the things Iâve been through werenât trauma when I was released from the hospital for attempted suicide two years ago then whenever I bring up how her saying that hurt me she would say âI never said that, you canât think properly because your mentally ill and your thoughts are mixed upâ they treat me like Iâm stupid or slow and canât understand whatâs being done to me. Theyâre gaslighting me. My mom even went as far as to befriend one of my high school bullies and when I confronted her about it her only response was âI need to leaveâ while fake crying. She never explained why she needed to befriend someone who harassed me. Also Iâm the only child out of all of her kids that has stepped up to the plate to help her. I buy groceries pay bills buy household items things none of her other kids did when living at home and itâs never enough for her. She complains about the kind of groceries I buy or constantly hounds me for money when Iâm only working a part time job right now because I just graduated from college. She didnât even come to the ceremony or say Iâm proud of you. She completely drains me of my money I canât even save for law school like I need too. Not to mention, my mother never protected me from my brother who was molesting me when we were children she knew because I told her but always let me take the fall and get yelled at by older sisters for being mean to my brother as a child but I was frustrated that I was being violated and no one would help. After so much abuse and mistreatment from them Iâm starting to hate them which is sad. I came to the conclusion that no amount of talking with them will help because they see no behavior with their actions itâs always me against everyone. I want to leave but Iâm not financially stable right now Iâm just over them and Iâve wiped my hands clean.
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2023.06.10 05:17 kingskwid Beneficiary stole money from rep-payee account
Itâs a long story, so to shorten it: the beneficiary somehow in some way transferred money via ACH from the rep-payee account to her own personal account.
Iâm an organizational rep-payee and have spent hours working on fixing this. I met with her today and though she wasnât cooperative, I was able to confirm without a doubt that yes: she is âstealingâ the money.
My question is basically: what happens next? I know itâs legally her money, but also know that sheâs not allowed to have access to it due to her lack of ability to manage her own funds. She basically self exploited herself because now I canât pay any of her bills.
I plan on reporting the transactions as fraudulent if Iâm able, but I need to know more about what happens following this situation. She received the money that was hers, just without my permission and refuses to give it back. Will SSA care? Does anyone have a similar situation?
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kingskwid to
SocialSecurity [link] [comments]
2023.06.10 05:14 Admirable-Usual-9624 Any cash value referrals you could send my way?
Any cash value referrals you could send my way? I havenât had any direct deposit available since my daughter and I moved so my sofi-MoneyLion etc still are in limbo. Attempting to not go broke paying bills this month 𼲠I appreciate anyone able to help! I can send referrals for Chime (100 if you have DD) Cashapp Venmo Sofi Money Lion Swagbucks Upside cash back on gas Fetch Rakuten Ibotta TallyUP!
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2023.06.10 05:13 hnqn1611 13 Signs You Are Suffering From Too Much Stress
| https://preview.redd.it/1m4k23o2y35b1.jpg?width=1280&format=pjpg&auto=webp&s=79286575959bf855cb0bb639b4d3f36be5f5ba0d 13 Signs You Are Suffering From Too Much Stress Unless youâre a millionaire, you probably stress about all kinds of things, and most of the time, itâs over money. Thatâs not to say millionaires donât stress, but they usually stress about how to make even more or they fear losing it all. Of course there are many other things that also cause stress but shit imagine if you didnât have to worry about bills, school, and work and you could just do whatever you want all the time because you never had to worry about money. Anyways⌠Feelings of anxiety and tension probably get you at some point just about every day and stress is an emotional issue because itâs the way your body responds to what it perceives as an acute threat. The nervous system releases adrenaline and cortisol which are both stress hormones. People often donât realize theyâre stressed out and they minimize the stress theyâre under and the effect it has. Now, in this video, you're not gonna learn to become rich, but the good news is that you can train yourself to spot the signs of too much stress before it becomes a chronic health problem. Sometimes, physical signs of stress are mistaken to be symptoms of some other issue, so pay attention to what your body is trying to tell you. Onnit New Mood Benefits: - Stress Relief - 5 HTP - Less Anxiety - Tryptophan Get Your Own Onnit New Mood Daily Stress Formula Here: https://amzn.to/3CjyztC Number 1 - Forgetfulness If you find yourself forgetting to do things lately, like forgetting to lock the front door or flush the toilet, you probably donât have Alzheimerâs but it can be much more than a silly accident. Stress and anxiety can mess with your head and result in decrease in concentration and this can cause forgetfulness. Ongoing stress can shrink parts of your brain that are responsible for emotion, memory and your nervous system. The best way to fight this symptom is to exercise and everything will return to normal once your stress goes away. Number 2 - Weight Gain Around The Waistline When youâre overstressed, your habits change, including your diet. If you find yourself eating and drinking more, this will result in weight gain. The âstress hormoneâ Cortisol plays a role in the fight-or-flight response, which is the physiological loop that gears your body up to fight against danger, or to run for your life. This is vital when faced with immediate danger, but increases in cortisol also occur in response to chronic, everyday stress. When cortisol is too high for too long, it can increase the amount of fat you hold in your belly. So, if your jeans donât fit anymore even though you exercise regularly, stress is likely the cause, and itâs time to combine a healthier diet with stress management. Number 3 - Stomach Aches Your nervous system is tightly linked to your digestive system and stress can interfere with this connection. If you just had a taco and your stomach is a mess, then just head over to the toilet. But if it happens often, and you arenât on a taco diet, it might be stress. That uneasiness you feel in your belly, might be more than what you just ate. You can try over-the-counter pills, but the best natural way to deal with this symptom is to exercise. Number 4 - Sore Jaw During the day, youâre ok, but then at night while youâre sleeping, you could be grinding your teeth. You donât know itâs happening until you wake up, but then damn⌠you feel that sore jaw. Now, if you have a black eye complimenting your sore jaw and no recollection of the night before, then you probably ended up in a situation that you wouldnât have if it werenât for your drunk ass. Otherwise, it could be stress. Itâs very common to grind your teeth when youâre stressing, and this is really bad stuff because it can lead to tooth damage and cracked teeth. Itâs best to visit a dentist to see if thereâs anything you can do. Usually theyâll give you a mouth guard for grinding. Number 5 - Back Pain The fight-or-flight response to stress increases your blood pressure and speeds up your heart rate, and the stress hormones tighten the muscles. This can be very painful. Move as much as you can. If you have a desk job, get up every half an hour to stretch and walk around. If you have a shitty job where your boss is breathing down your neck constantly and you canât afford to take a quick break for a stretch every 30 minutes, well, what can I say, perhaps itâs time to find a better job. Number 6 - Constipation You feel like you need to go but it just doesnât come out. Well, itâs probably not the tacos. Perhaps you could try to eat some in this case. But the cause is likely stress and this time you need magnesium. Stress hormone production requires high levels of magnesium, and stressful experiences lead to depletion of this mineral. In addition, if youâve been eating loads of sugar, this could be further depleting your magnesium levels. Magnesium is often referred to as the âcalming mineralâ because it affects the way the brain and muscles relax during stress. And this includes the digestive tract. So, you gotta do what you gotta do, and try eating some more spinach, quinoa, almonds and cashews - and cut down on the sugar. Number 7 - Cracked Lips or Sore Mouth This is a classic sign of vitamin B deficiency because B vitamins are necessary for extracting energy from the carbs, protein and fat we consume every day. When you stress, you use a lot of energy and the vitamin gets used up. B6 especially, plays a key role in our bodies producing the happy hormones serotonin and dopamine which are responsible for our mood, and melatonin which controls sleep. Eat more foods that are rich in Vitamin B6, such as bananas, leafy green vegetables, spinach, and potatoes. Number 8 - Sleeping Too Much Snoozing and stress go hand in hand. Stressful situations and feeling stressed over an extended period of time can really mess with your sleep cycle and daytime alertness. Itâs possible that what you are experiencing is your brain subconsciously making you sleep longer in order to avoid daytime stressors. Or, the stress is disrupting your sleep so the hours of shut eye you get are less restful, causing you to wake up tired. While a good night's sleep is essential for health, consistent oversleeping has been linked to a host of medical problems, including diabetes and heart disease. Practicing good sleep hygiene will help you get a healthy seven to eight hours of sleep each night, and experts recommend keeping the same bedtimes and wake times every day. They also recommend avoiding caffeine and alcohol close to bedtime. Exercising regularly and making your bedroom a comfortable environment can also help you get the amount of sleep you need. Number 9 - Weird Dreams All The Time Strange dreams or even the same ones every night can be a symptom of stress. They make you feel anxious and on the edge. If you normally donât dream (or donât remember your dreams) and now all of a sudden itâs the opposite, try to figure out whatâs changed in your life and if thereâs anything that adds stress to your day. It could be the trigger. Number 10 - Canât Fall Asleep If youâre having trouble falling asleep or staying asleep, and you know that the cause itâs not caffeine, itâs time to do something about your stress levels. Stress can also lead to insomnia and then you canât sleep at all. According to studies, stress increases the chances of that happening by 19%. When youâre worried, your nervous system doesn't shut down and you canât sleep. Your brain stays hyperactive with no chance of resting. Try to spend some time "winding down." A person with insomnia needs a "buffer zone," a period of time to allow the activating processes in the brain to wind down. This allows the alerting mechanisms to decrease their activity so that the sleep systems can take over. Start winding down two hours before bedtime. Stop all work and end phone calls, and get off the computer. Instead, watch a light movie, read a book or listen to some calm music. Number 11 - Canât Concentrate Do you feel like you thrive under tight deadlines and tense situations? Maybe you do, but most of us donât. I know I donât. And even if you do, it doesnât last. Chemicals in your brain help you stay focused for a while producing adrenaline that enhances your senses. But the more time you spend doing this, the more damage youâre causing. Too much adrenaline for long durations will make your brain notice and feel every little thing, making you distracted. So, instead of dwelling on a problem you can't solve, get your mind off it for a while. Shift your focus. Try whatever works for you, whether it's yoga, deep breathing, meditation, or just having a good laugh with a friend. The goal is to occupy yourself with a pleasant task. This will provide the energy to regroup later. Number 12 - You Obsess Over Your Problems You canât seem to get your mind off things, regardless of what it is. Whether itâs financial worries, relationship issues or whatever. This is a warning sign that stress is taking over your life. With excessive worrying, your mind and body go into overdrive as you constantly focus on "what might happen." But, you wonât be able to find a solution until you detach yourself from your problems and think more objectively. You need to think about how you can stop the stress. Set aside 15 minutes each day where you allow yourself to focus on problems and fears -- and then vow to let them go after the 15 minutes is up. Some people wear a rubber band on their wrist and "snap" the rubber band if they find themselves going into their "worry mode." Do whatever works for you! Number 13 - Your Patience Is Wearing Thin Finding yourself becoming less patient with everyone around you, including people you actually care about, is often one of the first signs that stress is slowly starting to get to you. We often displace our anger and anxiety, taking it out on those nearby as a way of ensuring it gets expressed in some way, and this can do far more harm than good. If youâre snapping at people or feeling annoyed when in their company, let them know that you are stressed and consider that you might need to ask for help coping with stress. If any of these symptoms sound painfully familiar, itâs time to figure out exactly what is stressing you out and how you can deal with it effectively. Long term stress is detrimental to your mental and physical health, so itâs important to take care of yourself. It may be an unavoidable part of life, but there are healthy ways to manage stress and minimize its side effects. Examples include exercise such as walking, running, yoga or meditation; eating a healthy diet; and whenever possible, eliminating the source of the stress. If you wanna stress less, subscribe to our channel, and let us know in the comments below, what stresses you out the most?! submitted by hnqn1611 to TopPersonality [link] [comments] |
2023.06.10 05:13 ArtisticProfessor700 The ADHD tax strikes again today.
So all I want to do is live simply, within my means, and never overspend.
Me and my wife have been sharing a car I got a good deal on for about a year now, which is good given my inability (thus far) to keep a job. I got the car when I had a job, so I was approved a small loan and it came out to being a good deal of which I'm proud. I'm proud of being frugal and finding reliable transportation for my wife and I. I wish I can pay cash for vehicle, but have never had employment long enough (and simultaneously gotten paid enough) to save up a few thousand for a cheap and reliable car.
Recently I found myself a new job and they wanted me to start asap. This job requires me and my wife to travel in different directions on our commutes, at conflicting times, so this new job is requiring us to have another vehicle.
One thing to keep in mind is this job is coming right in the nic of time. Although my disabilities have kept me from keeping a job more than 6 months (burnout quits and many firings), I have never qualified for disability.
My wife works, but doesn't make enough for both of us, so this job is saving our butts from being homeless. I'm grateful for it and I hope I can keep it.
All this being said, given the fact that I don't have paystubs, my income to debt is already high, and my wife and I have bad credit (from things like medical bills going to collections because I can't keep a job)... I was forced, or felt forced, to go to a "buy here pay here" lot and bought a car valued at $5k for $10k with a 16% interest rate, (term 2 years), so I'm going to end up paying over $15k for $5k car.
It feels terrible, but I felt like I had no other choice.
Not being able to keep a job has caused me to only prioritize rent, food, and medications, so I have no savings and I've gone into collections for things like an emergency room visit, a storage unit, a cancer screening, a dentist visit, and maybe an asthma clinic visit or 2. I also definitely do not pay on my student loans, there's absolutely no way I can pay school loans given how hard it's been to make ends meet.
Anyways, despite my best intentions to be ultra frugal, I've basically plummeted myself 15k in debt and it feels terrible, especially knowing the car is barely worth $5k.
The ADHD tax is high with this one.
I really do just want to work my job without stress of losing it and live frugally so I don't have to stress about mounting debt, but I guess that's a bit of a pipe dream.
Any positive words from the sub? :)
Have a nice weekend!
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AutisticWithADHD [link] [comments]
2023.06.10 05:12 Feral_Jim đ¸Earn Bitcoin on Everything! Join FOLD get 50k sats ($13)when you join and get your FREE Fold Rewards card! Use it to earn BITCOIN back on EVERYTHING,EVERYWHERE! I average $50 per month of FREE BITCOIN!
| Just Join FOLD and get your FREE Fold Reward Card that you can add money to whenever you want and youâll receive 50,000 sats! ( 0.0005 BTC = $13.16 ). Earn Bitcoin rewards on absolutely everything you purchase from absolutely anywhere at all!! Pay your bills , car payment, mortgage to reap the huge Bitcoin rewards!! Itâs amazing how much FREE Bitcoin you can get back from things you pay for anyway!! -*?After you join and get your free card let me know and Iâll send you the discord link where you can earn & win even more free Bitcoin! submitted by Feral_Jim to FreeCrypto [link] [comments] |
2023.06.10 05:11 Slow-Yesterday-2278 Am I wrong?
For context, I am the youngest of five children. I have a 33 yr old sister, 32 year old sister, and a 29 year old sister, and a twin brother. I am currently 22. All of my life, my second oldest sister (T) has always been a bully. Growing up she would hit me or say the most outlandish things to me and when I would respond or lash out she would lie and say she did nothing wrong and that Iâm overreacting. Her and all of my other siblings including my mom would then group together and talk about me and try to tell me why Iâm wrong rather than correcting her behavior especially since sheâs so much older than me. Now examples of times where in recent years she has behaved totally unacceptable would be when I was I was in high school and I was being bullied and harassed very badly by a group of girls who were spreading rumors about me around school calling me a hoe. As if that wasnât traumatic enough my sister felt the need to call me all sorts of hoes and sluts at home and consistently sexualize me and say things that suggested I was overly sexually active which isnât true. I never commented on it or retaliated because I was so depressed with everything going on at school and it honestly made me feel worse knowing my own sister felt that way about me. I wasnât even having sex I was literally a virgin and I was just so tired of everyoneâs assumptions and constant verbal attacks. Not to mention, she body shames me. One time I was trying on this dress and she looks at me and says you should wear shape wear and Iâm like no thanks I just want to be comfortable so she persist I need to wear to shape wear and I remain polite and say Iâm not interested. She then snaps at me and goes well you look sloppy and you need to put it on to look presentable because nobody wants to see you looking sloppy. So at this point I lose my shit because Iâm so tired of her constant nagging. She then goes on and lies to my other sister who knew of nothing that happened and said âshe just cussed me out and all I suggested was shape-wearâ she never tells the full truth. Not to mention, this past summer after my nieces birthday party, her and the rest of our younger cousins were playing the video game and my niece got upset and was kinda of throwing a fit and my sister took it upon herself to literally snatch my niece by her arm and scream in her face. So I intervened and yelled at my sister because her behavior was unacceptable she couldâve seriously harmed that child with the force she used not to mention that isnât her daughter itâs my others sister daughter. She then lied to everyone and said she didnât yank her up and scream in her face and that I was overacting. Fast forward this past Tuesday I came home from work and my sister was over the house. I greeted her and sat down to eat my dinner. So as Iâm eating, my sister looks at me and screams âcan you stop eating your food so loudly your getting on my nerves and Iâm sick of itâ so I ask her to please leave me alone because I hadnât done anything to her. She then started to berate me and scream in my face that she could say whatever she wanted so I get up to leave and as Iâm leaving the room she starts screaming at me that Iâm crazy and unhinged and needs therapy mind you she started with me first. So I told her it was funny that sheâs always judging me for struggling with anxiety and depression yet she takes mood stabilizing medication with no forms of therapy and that pills arenât going to help her. So at this point Iâm extremely emotional because this type of behavior has been occurring my whole life and I just snapped and told everyone about themselves. I brought up all the times she had called me hoes and all the times she put me down and how itâs not okay and she immediately went into victim mode and lied and said she never said that. Then my mom takes her side and says Iâm lying on her which just ticked me off. My mother is also an asshole. She never did anything to protect me as a child. She never stopped my sister from bullying me and sheâs always invalidated my feelings. My mom even went as far as to tell me the things Iâve been through werenât trauma when I was released from the hospital for attempted suicide two years ago then whenever I bring up how her saying that hurt me she would say âI never said that, you canât think properly because your mentally ill and your thoughts are mixed upâ they treat me like Iâm stupid or slow and canât understand whatâs being done to me. Theyâre gaslighting me. My mom even went as far as to befriend one of my high school bullies and when I confronted her about it her only response was âI need to leaveâ while fake crying. She never explained why she needed to befriend someone who harassed me. Also Iâm the only child out of all of her kids that has stepped up to the plate to help her. I buy groceries pay bills buy household items things none of her other kids did when living at home and itâs never enough for her. She complains about the kind of groceries I buy or constantly hounds me for money when Iâm only working a part time job right now because I just graduated from college. She didnât even come to the ceremony or say Iâm proud of you. She completely drains me of my money I canât even save for law school like I need too. Not to mention, my mother never protected me from my brother who was molesting me when we were children she knew because I told her but always let me take the fall and get yelled at by older sisters for being mean to my brother as a child but I was frustrated that I was being violated and no one would help. After so much abuse and mistreatment from them Iâm starting to hate them which is sad. I came to the conclusion that no amount of talking with them will help because they see no behavior with their actions itâs always me against everyone. I want to leave but Iâm not financially stable right now Iâm just over them and Iâve wiped my hands clean.
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2023.06.10 05:06 KnittingAndMusic I'm feeling really let down and blindsided about a job.
Just finished working as a campaign staffer for a provincial election. I thought I had a guaranteed job in the office afterward - I was really clear that was my end goal. Talked about it. Was led to believe it would be a shoo-in.
Apparently, I'm not the right "fit". I guess I screwed some stuff up - but no one told me. No one mentioned anything. No one said anything until I asked them for a reference. And apparently, I'm not ready for an honest conversation, so they won't tell me what I did wrong.
I've been crying for 4 hours. This was supposed to be the chance at stability. I gave them 9 months of working on this and 80+ hours a week for a month. I'm feeling so angry and blindsided. I'm wondering what I missed. I'm wondering if I missed some body language or phrasing or something. I'm just so angry.
Anyone else felt like this? Any advice? Because now I don't have enough to pay the bills and I don't know what I'm going to do since I thought I had it and didn't apply for anything else full-time.
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KnittingAndMusic to
adhdwomen [link] [comments]
2023.06.10 05:03 endlesscycle-x My addiction costed me $660,000K.
I have experienced a significant loss of $660,000 in my lifetime. Unfortunately, I haven't learned from my past mistakes. After filing for a consumer proposal once before, I found myself in deep financial trouble once again, leading me to file for a second consumer proposal. Currently, I am five months into the process, making monthly payments of $650 for the next five years.
I was given a second chance to start fresh and simply pay my bills, avoid gambling, and start saving for the future. However, I regretfully confess that I squandered every paycheck after taking care of my obligations. This reckless behavior led to me overdrawing my bank account and borrowing money from friends and family, accumulating a total debt of 20k within 5 months from my recent consumer proposal.
At present, my bank account is maxed out in overdraft, leaving me without a single dollar to my name. I won't receive my next paycheck until next week, and my gas tank is almost empty. I have been feeling hungry for the past few days, resorting to eating whatever crumbs I can find around the house. This addiction has pushed me to the edge, and I acknowledge that I have no one to blame but myself.
Some of you may be familiar with the emotions I am about to describe. It's the feeling of hiding away from your love ones, gambling your life away on your phone or computer, while pretending youâre just playing a game or working. Deposit after deposit, attempting to recover losses, and even when I have a lucky hit, the urge to bet even higher and to try and win bigger takes over. Unfortunately, it never turns out that way, and I end up losing everything and more. I vividly remember a time when I was up $80K, only to lose it all within three days.
I have gone too far. It has become a pattern where I cannot stop until I hit $0, deposit more funds, and repeat the cycle. It's only when the casino rejects my deposit due to maxed out overdraft or credit card that I snap back to reality, realizing the crazy magnitude of my actions.
After each losing session, I find it difficult to function properly. I isolate myself, feeling depressed and anxious about how I will survive with no money until the next payday. This destructive habit is exhausting, and although I repeatedly tell myself I need to stop, the pattern repeats itself once payday arrives.
I am aware of self-exclusion, game bans, and attending GA meetings as tools to help break free from this addiction. However, deep down, I understand that if I truly want to gamble, nothing will stand in my way. It's an endless cycle, and I know the only way to break free starts from within. I hope today will be my last time that Iâll ever make another deposit, I pray for myself and each one of you to overcome this addiction thatâs holding us back from enjoying the daily true meaning of life..
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problemgambling [link] [comments]
2023.06.10 04:58 Jehbeee What should I do
Hi everyone. Looking for advice (not financial advice) and guidance.
Iâm 23M, nearly 24 soon.
My parents are going to gift me a property in Sydney that is valued at around a few million, I didnât ask for it they have no use for it so they might as well give it to me (yes the stamp duty and capital gains tax will both be very high unless Iâm added as a beneficiary? I will need to seek legal advice). This could be my PPOR or investment property (havenât decided yet but most likely an investment property as Im in no rush to get a PPOR yet).
Iâm looking to get 2 more investment properties as I have a decent amount saved (6 figures).
Iâm working FT and still living at home at the moment but I pay all the bills anyway.
I have no debt except HECS. Iâm single and have no kids. Yes I can pay off the HECS debt but I see no benefit paying it off early and would rather use that capital to invest in something with decent returns.
Iâm also looking to start my own business hopefully soon as well and also looking to invest in stocks/crypto/ETFs as I donât have much invested in that space yet.
Should I keep building my property portfolio or what are other ways I can be financially free ASAP?
Should I leverage the property that I have 100% equity to borrow more and buy more properties?
What other ways can I invest my money and get decent returns besides property and stocks?
For those that have been successful or have FIREâd, what would you do if you were my age again?
I definitely donât want to work 9-5 till Iâm 67 thatâs for sure!
Thanks!
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2023.06.10 04:58 lubedupchicken Need help finding where to start
I'm interested in developing a passive stream of income to help pay my bills and I have no clue where I should start. The job I have now doesn't pay enough but through it I get free health care and I feel trapped. I've tried applying for other jobs but I never heard back for them. Im irritated because of this and am ready to try to start doing something about it. I don't have any real skills but I'm willing to learn. Im hoping that within 6 months i can be earning at least $200-$300 a month. If anybody could give me some helpful advice I would greatly appreciate it
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lubedupchicken to
passive_income [link] [comments]