Hotels near coastal credit union amphitheatre

Evidence

2023.05.30 00:09 Milo_8989 Evidence

Hi to everyone, may I ask if statements from joint checking account is enough (we don’t have credit account) since I just get EAD. We have all purchases done through it for nearly 10 months since we opened our joint account. Other evidence:
We do have insurance but both of us individually because we were not married when company that we worked for insured both of us, if you have some suggestions for inexpensive insurance please share it!
And who ever will have time to read, please suggest what else could be added as evidence?
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2023.05.29 23:54 Antibenshaprio Food for the brain.

You’re a communist. You miss the Soviet Union. You think the project can rise again, if done properly. How do you do it? Let me tell you, the answer isn’t to do something cartoonish, like start a war.
The best way to do this, my friends, is to destroy capitalism historically. You do that by attacking the enemies the communism. Who was credited for defeating the USSR? Well, none other than Ronald Reagan and Maggie Thatcher. Ever wonder why those two were SO popular back in the day? Ronald Reagan won by landslides. There’s now debate over Reagan’s importance in taking the the USSR (which he certainly did do, without firing a SINGLE FUCKING SHOT). Back in the 80’s? No question. He was almost unanimously considered one of the greatest people of the 20 century, among Thatcher, Churchill, MLK, Ali, and so fourth.
He was a crowd pleaser. His policies were widely popular. Communism is a far more left wing ideology than anything, so does it strike y’all as odd that it is predominantly left wingers who want to destroy the man? People hate him, and look for any way to tarnish him, ranging from revisionism, to false interpretations, to downright fucking lying. Same goes for the Iron Lady.
THIS is how you win a war that you already lost. History is written by the winners. History is where we came from. It’s the root to the tree. Poison the root, what happens to the tree?
Ahhh, you want proof that character assassination is going on? Well, how about we look at our friend Reagan. The man who refused to support a racist hotel (long before he was in politics), is now portrayed as nothing but a raging racist, who started the drug war. https://www.washingtonpost.com/archive/local/1986/01/16/closest-friend-was-reagan-teammate/7058e682-7bab-4f70-9a72-c0d84f895622/
It’s not just Reagan, my friends. It’s our FOUNDERS. It’s George Washington himself. They want to destroy our heroes so that America falls. Ever wonder why your average non-history enthusiast talks about how much of a piece of shit Hitler was (absolutely justified), but doesn’t realize that Stalin (ONE OF THE MOST INFLUENTIAL COMMIES) had killed over 600k people before the fucking war started? He starved out his own goddamn people, yet many motherfuckers never cared to notice/remember. I would say it blows my mind, but in the end, nobody’s mind was more blown than Hitler’s.
I made an entire fucking post to say this. Pay attention to your surroundings and the agendas from the woke left. God fucking speed.
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2023.05.29 22:31 BowlCompetitive282 Reco Wanted: Local Bank / Credit Union for Small Business

I own a small business. Right now I'm using a Big Bank for business checking, credit card, and line of credit (all free). They're OK but customer service is quite bad unless I go into a branch, and lending is nearly impossible. I'm looking to move to a smaller bank where I can get personal service when needed. Any recommendations for local banks or credit unions? My needs are pretty limited at this time but hoping to grow in the future and have a bank that can support expanded services if needed.
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2023.05.29 21:43 creeperflint The Nature of Predators - The History of Non-Sapient Predators Epilogue [Fanfic]

First
Memory transcription subject: Luke Schmidt, Human Businessman
Date [standardized human time]: December 18th, 2136
I was the only human in the bar. I chalked it up to timing and chance, as it wasn’t a hostile bar. Aside from a few glances and the fact that people passing by my table took great care not to touch me, I had no issues. I could barely keep my head off the table, but that was more a function of tiredness than anything. I had arrived on Venlil Prime only a few days ago, and the goofy sleep schedule messed with my brain. Barlethy Shipping did provide us with blackout curtains to set up over the windows of our bedrooms, but it was still challenging.
That wasn’t even mentioning all the work I’d been doing. I was a salesman for Barlethy Shipping, which had been established for about 50 years prior to First Contact. FTL ships were horrendously expensive, and usually only the government had access to them, but the Barlethy billionaire family cared quite a bit about expanding their business on this frontier, and were willing to pour millions into private FTL ships for their employees, as well as efforts to ensure that the Venlil legal system wasn’t a hassle. I was meant to set up business deals with aliens, using a variety of methods of varying moral standing, and although others had already done so, there was still a whole planet of opportunity.
As such, I had been talking to Venlil, viewing their wares, and traveling almost all the time I’d been here. When I wasn’t doing that, I was eating and sleeping. I really needed a break, so after fourteen hours of business, I arrived at the bar for a much-needed drink. I’d made a few successful deals thus far, so hopefully Barlethy Shipping wouldn’t mind the downtime too much.
I wasn’t really paying attention to the aliens around me, as I was rather exhausted, so I didn’t notice when the unfamiliar alien walked up to me. I did not recognize which species this was, which energized me. New things always did. The species was honestly rather ugly, which was weird because all the aliens I’d seen thus far were either cute or sleek, in my opinion. They had rough gray elephant skin with sparse thick, black hairs scattered around it, which made them look more like a hairy human than like an alien with fur. The top of their snout dangled down over their mouth, and they had short tusks and weird little giraffe horns. Their tail curled up like a squirrel’s, and their fingers were long, thin, and far too numerous. They looked like a squat, mammalian Arxur. And then, they sat down across from me.
“Hello there. You’re unique too! Isn’t that fun? Being the only one of your kind in sight really isn’t all that fun, but you get used to it,” she said, in a friendly, conversational tone that was apparently female, according to my translator.
I didn’t think that unfamiliar aliens were willing to get within an arm's length of unfamiliar humans. Maybe the Venlil or our other good allies, but I had never seen this race before. I said as much. “Pardon me, but who and what are you? I have never seen your species before, and I don’t think you’re allied with humanity.” I figured that she must be a regular here, since nobody gave her a second glance. Maybe she’d expressed wanting to meet a human for a while. I still had no idea what her deal was, though.
I think I came across a little harsher than I intended, but she didn’t seem to mind. She began, “Oh, pardon my manners. My name is Polkif, and I am a Zhetsian. You’re right, we’re not allied with humanity, and there aren’t a whole lot of us on Venlil Prime, so you probably haven’t heard of us. We don’t have a very large diaspora. I’ve been here a few years, and I’m used to being a novelty.”
I hummed, interested. Some part of me was always eager to talk to aliens, and I could indulge that now. Most of the time, my interactions with aliens were distinctly more… hostile, than I’d like, but that was unavoidable. Well, here was an opportunity to avoid hostilities! Though, I was still wondering why this wasn't shaping up to be hostile, so I asked, “Why are you comfortable walking up to random, unfamiliar humans? Even people who have been here since First Contact with us and who generally like humans aren’t often comfortable doing that. Especially since we have a reputation for being aggressive when drunk.”
Polkif snuffled, which my translator told me was laughter. After a few seconds, she said, “Well, we’re Zhetsians! We’re expected to be bold. We do have to be mindful of other species’ norms when offworld, but I don’t think they’ll kick my door down and drag me off to the predator disease facility just for being excited about talking to a human. I suppose you don’t know if they will until they do it, but I’ve gone this long without biased officers bagging me, so I figure my logic holds up. Besides, I don’t mind standing out and having to make an effort to fit in if it means I can avoid the current issues on my native planet, Miluja. Well, the issues are everywhere in Zhetsian space, but they’re especially strong there.”
I was intrigued, and thoughts of tiredness were out of my mind. Of course, there were a whole lot of aliens with all different cultures and histories, but this was new, even compared to other aliens I knew of, and was shaping up to be exciting. I would be especially tired later, but I didn’t mind the adrenaline that interest and excitement gave me right now. I prompted her, “What kind of issues?”
Polkif obliged me. “Civil unrest issues. All five Zhetsian planets are having issues with stampedes, mobs, protesting, and armed rebellion, but on Miluja it’s devolved into a civil war. Or Colony World 3, as it’s known offworld. They don’t like that we landed on naming it after Milu, since they say he had predator disease, but it’s tradition to call it that, and I like it better than the generic name, at least.
“Once the Cilany broadcast came out and reached us, it was pandemonium. Due to the anti-predator religion, a lot of people assumed that we were predators, so we split from the Federation. All the death cults and secret predator or predator-diseased sympathizers came out of the woodwork declaring this to be proof that they were right all along, and now everyone should join up with them and make a utopia, or something. Of course, all the elements that prevented those guys from making themselves known before were still there, so the government and the Federation-sympathizers cracked down on them. The rebellious elements were emboldened, though, and had quite a few guns and lots of repurposed farming equipment, so they fought back. This led to all the sympathizers still in the government to come out and support the rebellion too, except they were discovered, and you had tusk-fights in offices everywhere. It devolved from there, and now the whole planet is engulfed in civil war.
“The other planets are doing better, though not by much. Nitto is probably doing the best out of all of them, since the overwhelming majority of the government and populace was able to unite around the Nitre Rebellion’s legacy and kick the Federation out. Kipresa and Colony World 4 are undergoing low-level fighting and their share of unrest; their problems are mitigated by the fact that most of Kipresa just want to make money and aren’t up for fighting, and Colony World 4 knows that its denizens are mostly criminals, so they have a habit of not looking too closely as long as you don’t cause problems and there continue to be people willing to buy their ore. Mother Plains, our homeworld, has had more luck with the government cracking down on rebellion and dissent, but there are still decently sized patches that are held by rebel forces, and the Federation and government are growing more unpopular by the day.
“In short, there’s fighting and disruptions everywhere, though the last ship that came from Zhetsian space came a month ago, and I’m not sure how it’s progressed without me. The fact that no more ships have come is troubling enough. As for alliances, I can’t imagine that the UN wants to get involved in our civil wars, especially since most of the official governments would reject them anyway. So, we’re not allied with either the Federation or the UN, and I think we're best off focusing on getting ourselves to a stable position before helping anyone else with their problems.”
I sat back, stunned. Of course, in the back of my mind, I had figured that there might be intraspecies fighting somewhere in the Federation, but I’d started to discount that as a possibility, with how herd-focused and timid the Federation seemed. Species-wide civil wars and unrest was not what I expected. Though, if that’s what the situation back home was like, no wonder it seemed perfectly safe walking up to strange humans. I’ve known a few people from countries with civil unrest issues, and while some of them are intensely paranoid, some are fearless and barely blink at what normal people would consider notable dangers.
She continued after a few seconds. “I’m not quite sure where I stand on the issue. I am quite willing to call my home Miluja, and I have a lot of family who are farmers and on that side of the conflict, but you get leery of supporting such people after long enough away. The walls have ears when it comes to expressing dissent, you know. You’ve got to be on high alert if you want to do things the Federation government doesn’t approve of without them knocking on your door. It gets exhausting to hold such opinions after a while, in the face of all the opposition to them.”
She shook her head side-to-side slightly, and it occurred to me that she was probably looking for listeners in her blind spot. She had lowered her voice, too, so that I had to strain to hear her over the din of the bar. Even with how milquetoast that bit of opposition to the Federation ideology seemed, she didn’t seem like she wanted people to notice it. I’d had my share of paranoia, certain that the aggressive and somewhat underhanded negotiation tactics I’d used would be revealed, and I’d be fired and cause a huge diplomatic incident that would end in me being burned to a crisp. Well, her concerns couldn't have been that bad, since she seemed to settle down quickly enough. After she was done, she tipped her head back a bit to sip from her drink. Her snout prevented her from tilting the glass to her mouth all the way.
I decided to talk about myself a bit, since she seemed inclined to sit in silence, though she didn’t move away from my table. “Well, I’m sure you know about Earth. I’m here because I’m a representative of Barlethy Shipping, and I’m supposed to be negotiating deals with aliens, mostly Venlil. It doesn’t sound like we’ll be dealing with Zhetsians anytime soon, if it’s as bad as you say over there. I’ve been here for about a week on this trip, though I was here for a few weeks already during the Battle of Earth, and I’m already exhausted. Work and a weird sleep schedule will do that for you. After I’m done here, I’m going back to my hotel to sleep.”
Polkif responded, “Ah, I see. I’ve been an offworld business rep before, and it is not fun. Seeing other planets is enjoyable to a degree, but the schedule is grueling, other planets always have weird day/night cycles, and people tend to look down on Zhetsians as rebellious. I left for Venlil Prime about five years ago to help run a new branch of the farming equipment manufacturer I did sales for, though they try to hide their Zhetsian origins, and I exclusively work in non-public-facing roles. I was supposed to come back last month, but that didn’t pan out for obvious reasons. Oh well, I’ve got stable employment, since they’ve kept me on, and I think I can manage.”
I checked my holopad, and noted the time. It was 30 minutes until I wanted to go back to my apartment and sleep, since I’d scheduled an hour for this. A few thoughts flashed through my mind, most notably that getting back earlier would result in even more sleep, and that Polkif seemed nervous about discussing certain topics where others could hear. An idea sprang to mind, and I voiced it. “It’s been a pleasure talking with you, but I probably ought to start heading back to my hotel room. Do you want to discuss more things on the way? I’d love to hear more about you and your species, but it’s rather crowded in here.”
Something glinted in her eyes, and her fingers started twitching madly, bringing to mind images of sea anemones with bony tentacles. She responded, in a rather weird tone, “Oh, I’d love to do that. I don’t need to be anywhere for another three claws, so I’d be glad to discuss things on the way. Why don’t we finish our drinks and go?”
I’d almost finished my drink, so I downed the rest just as she chugged over half of her glass at once to finish it. As she hopped off the stool, I stopped leaning on the wall behind me, a poor substitute for a backrest, stretched my back a bit, and then grabbed my things and followed her.
It was rather empty outside, with only a few scattered and easily-avoidable groups of Venlil here and there on the street. I started towards my hotel, and Polkif followed. Once we’d gotten a decent ways away from anyone, Polkif started talking in a quiet but still conversational voice. “So what would you like to know?”
“Anything interesting,” I said. “Perhaps why you have a reputation for being rebellious, or why your government doesn’t like this Milu character, or why some of your planets are having it worse than others.”
“The walls have ears, but I have better vision and probably better hearing than you and most Venlil, so I’ll stop talking if there’s a chance of unwanted listeners. Do note that what I'm about to tell you is not the official history, and I could get in very serious trouble if people knew that I believed, or at least seriously considered, this stuff. I can drag you down with me if you start telling people about it. Capiche?”
This sounded serious, especially since her tone had gotten noticeably sharper. She seemed a lot more alert and less casual now, even considering the comments she made in the bar about the officials who handled predator disease, which reminded me of the old “knock on the door” of governments who took away people who opposed them, now that I thought about them. That was worrying, but it was probably something that required more context to understand. Also, it did not occur to me that aliens would have a word that translated to “capiche”, but I considered that it was context-appropriate and nodded. Polkif continued.
“Alright, so the first thing to know is that unwanted ideas and movements that spring up among us never quite manage to die, however much the Federation wants them to. We have quite a few dissident groups that are officially labeled “death cults”, as well as a lot of rebellious movements that the Federation has been working to stamp out. Many of these groups have survived centuries of opposition, and sometimes they preexist First Contact. The most notable of these groups are Linked Chains, the Steward Branch, the Inside, and the Nitre rebellion stuff on Nitto. Though, Linked Chains has spread offworld and has a pretty significant non-Zhetsian membership, so it isn’t near-exclusively Zhetsian like the others.
“What you should know is that, apart from a handful of bog-standard criminals and a few people looking for an excuse to cause harm, nobody dies or supports dying or misery in those groups. The Steward Branch is a religion that, especially now, is suspected to have been the original, true religion of Zhetsians, and which has as a core doctrine the idea that all life is precious and necessary for gaining true understanding. Including the predatory life. Linked Chains thinks that predators are necessary for the ecosystem to function properly, something that you humans seem to agree with. The Inside and the pro-Nitre stuff are the anti-Federation movements on Miluja and Nitto, respectively.
“The official accounts are pretty accurate as far as the origins of three of the movements, though Bilte is not evil, stupid, or manipulative like they portray him, the non-Steward branches are likely some combination of invented or blown way out of proportion by the Federation, and they like to underrepresent the amount of animosity that lingered after the Nitre rebellion’s resource issues were handled. Really, you need unofficial sources to get good histories for anything involving those movements. The thing they lie the most about, though, is the origins of the Inside on Miluja.
“A little over a century ago, Miluja, then only known as Colony World 3, started a program of reintroducing certain predators onto the planet in order to deal with pests. We’re a farming colony, you understand, so dealing with pests was a rather large priority, and sheer practicality overwhelmed the propaganda in this instance. The Exterminators Union threatened to withdraw over these changes, the planet called their bluff, and they left, only to realize that nobody wanted them back. A bounty system was implemented for unapproved wild predators, but a lot of other predators besides the original pest-killers started hanging around and coming out from the unannihilated parts of the wilderness that had been left when the Union left. People stopped minding, apparently. You can still access The Seven Sons of Aboulo TV show if you know where to look, it tells you something about what it was like back then. Much better than the contemporary first iteration of The Exterminators, which was a piece of over-the-top propaganda, though I digress.
“Of course, that wasn’t going to last forever. I can only imagine the reason we didn’t get shut down instantly was because we were, and remain, a bit of a backwater, and they all bought into their own lies enough that they thought we’d collapse on our own due to our changes. We didn’t, so they started helping the process along.
“The Farsul showed up to Zhetsian space and started poking around. The Farsul poking around in an unimportant, obscure species like ours can only mean trouble. They did some preliminary reconnaissance, then they threatened us if we didn’t disarm all of our civilian ships. We had the bright idea to retrofit all of our ships with guns, but apparently that encourages predator behavior, or something. Those made up almost all of our fleet! We really couldn’t afford the sanctions, scrutiny, accusations, and ostracization that would come from defying the Farsul, so we dutifully disarmed our ships, and shortly thereafter the Arxur showed up.”
At that, Polkif stopped talking, and a Venlil suddenly came out of a building that we had assumed was closed, almost hitting us with the door. The Venlil only heard the last part about the Arxur showing up, according to my calculations, and after a look of startlement that he shared with us, he turned around and headed the opposite direction. Polkif exhaled, and said, “The annoying thing about Venlil Prime is that there isn’t a night when everyone sleeps. There’s always a sizable portion of the population awake and active at any given moment, so you can’t avoid people staring at you nearly as much as you’d like.”
I bet a lot of people stared at Polkif. She seemed to be a regular in that bar, but elsewhere? Given that Polkif had stopped talking before I noticed the Venlil coming out of the building, I got the feeling that she was hyper-aware of scrutiny and always thinking about how people would perceive her every move. The walls have ears, after all. No wonder she was so noncommittal in the bar, compared to here. I figured that I should keep my observations to myself, though, and responded, “I can see that. On the bright side, not having a night means there’s nowhere you shouldn’t go at night. Wait, does the Federation even have street crime?”
Polkif snorted, which my translator told me indicated derision, same as for humans. “You’re more likely to get reported for predator disease for being out alone than to get mugged. But, yes, that will happen on occasion. Usually it takes the form of criminals running up, grabbing your bag, and running off again, no violence or confrontation involved. I know for a fact that there’s more violent crime than the Federation likes to admit to, though. Anyway, back to the story? Nobody’s watching.”
“Please.”
“Alright, so where were we? Farsul, ships, Arxur… Ah yes, the Arxur raid. After our fleet was significantly reduced, a fleet of more than a thousand Arxur ships showed up to Colony World 3. Normally this would be a death sentence, but a combination of tactics, guts, and on-the-ground resistance ended in us decimating the Arxur fleet, which then retreated with almost no cattle. Miluja hasn't had any Arxur problems since; they say we taste bad, and decimating their fleet probably put us firmly in the “don’t bother” camp. Fine by us! Anyway, during the battle, we’d asked around for help, but the other planets weren’t willing to divert resources, and I also suspect they wanted to avoid retaliation. They had to have known about the Farsul ship order. We also sent a few scouts further away to ask for help from other species, and that fleet did show up! Once the battle was already over and the Arxur were already retreating. Lazy cowards barely fired a single shot.
“As you might imagine, that fleet, known as the Assistance Fleet, stuck around. They offered to help us rebuild our bombed infrastructure and almost-annihilated fleet, for a hefty sum of cash and quite a lot of food. The other requirement was that we revert all of the changes we had made regarding predators and accept what was essentially an occupation. Our remaining pristine wilderness? Gone. Our new and unique ideas? Either well-hidden, taught away, or trapped in the minds of those stuck in facilities. Our wildlife? Mostly gone, although the original netry birds and jutalem are still around, despite the best efforts of the exterminators. Stubborn little bastards, they are. Some have taken them as a sort of symbol.
“The last important bit from that period is Milu. Things really sucked after the Assistance Fleet established themselves, as stated previously. Milu was a bureaucrat who schemed to smuggle out a whole bunch of information that the Outside occupiers wanted to destroy, subverted a great many efforts to diagnose people with predator disease and kill predators, and even worked to convince the physical fleet to head home instead of being threatening in our orbit. All around a stellar guy. He eventually got found out, diagnosed, and sent to a facility. The Outside tried to publicize it, for whichever reason, maybe to demoralize the Inside. It instead turned into a huge scandal, which ended in somebody blowing up the facility Milu was kept in, which resulted in several staff members dying and most of the inmates escaping, including Milu, who was never seen again. People started calling the colony Miluja around that time. Means something like “Milu’s Continuation” in the old Zhetsian language that people use to name things. As you can imagine, the Outside does not like that name, and while using it isn’t enough for a diagnosis, it will get you a whole lot of scrutiny that can easily lead to one.
“So, that’s that, mostly. Lots of fighting, lots of rebellion, lots of farmers telling their children all the things they don't teach in schools, and always the looming Federation ready to squash anything they don’t like. Personally, I’m quite surprised you lot managed to get a foothold. They go so hard on the propaganda.”
That was… a lot to take in. ‘Why does the Federation let them be like this?’ and ‘How horrible can the Federation be?’ were hardly original thoughts at this point, so I latched on to the one thing I understood well. “Well, Tarva was nice and nobody rushed us until we could handle it, and those were the lucky parts. Beyond that, it’s really a matter of time, as people see us not snapping and eating them. Personally, I suspect that the Federation going so hard on the propaganda was their undoing. They tell everyone that predators are pure evil, then predators who aren’t pure evil show up, so people figure the old framework no longer applies and they start judging things more rationally.”
Polkif hummed for a second, then responded, “That’s a decent theory. One would hope that some of that tolerance would extend to me, but I suppose you’re new, and old habits die hard. You know, there’s a few places on the planet I can’t go because of how riled up the populace is about predators, especially lately with you humans arriving. We’re the rebels, so I must be doing something horrible! Clowns, the lot of them.”
I imagine Polkif couldn’t get away with much, if what I took from her was accurate. Her race may have had some leeway with how deviant they were expected to be, but everything about her told me she was always under a lot of scrutiny. Though, this information didn’t seem like someone who perfectly obeyed every law and whim of the Federation would know about. So, I asked her, “If you’re under so much scrutiny, how do you know all this stuff? These unofficial histories don’t seem like something you could easily access.”
Polkif spoke again, but slower and with a weird cadence. “There’s more scrutiny for the Zhetsian diaspora than for Zhetsians on Zhetsian planets. That’s not to say that you aren’t always on high alert at all hours of the day because you never know who’s watching, who’s listening, who’ll report you, and what they’ll take as a sign that you have predator disease, or need your assets confiscated, or what have you. It just means that you have more trustworthy confidants and more leeway on Zhetsian planets. More people who can tell you stories and pass around contraband.
“As a relevant example of contraband, have you ever heard of The History of Non-Sapient Predators?”
I said, “No, I haven’t.”
She started twitching her fingers again, and the front of her snout flopped around a bit. I wasn’t aware she could move it. Then, she spoke. “The History of Non-Sapient Predators is one of the most well-known contraband books, at least amongst Zhetsians. It’s generally considered unsafe for us to get involved in movements offworld, and I’m not sure what contraband books exist elsewhere. Anyway, it’s up there with The Wild and Wondrous Deep, The Linked Chain, and The Social Strain. It’s an anthology of documents from the Galactic Archives, detailing the rise and fall of Colony World 3’s anti-Federation movement, as well as the context it takes place in.
“Most of the documents are publicly accessible in the Galactic Archives, just arranged in an unflattering manner. Some of them require special credentials to access, and a few are definitely not in the Archives, or reference documents that aren’t. It’s a common rumor that the Farsul Government Employee Registry doesn’t exist and is either completely hidden for some reason or a code for something else; also that many documents that used to be on the public network but classified were deleted or moved to a secret location or network after this book was created.
“It’s published under a pseudonym, and there are many theories on who made it. Whoever created it would have had to go to the Farsul homeworld, since the Archives are located there, and would have had to find a way to access non-public documents. It was definitely compiled before Milu, since neither he nor the name Miluja are mentioned. It cuts off after the Rebuilding starts. It was likely made by either a Zhetsian from Miluja or someone who greatly values Miluja, since it’s really only our history, despite the broad-sounding title. I’m sure there are other books detailing other species’ forgotten histories and interactions with non-sapient predators, but I don’t know about them. This is the history of our non-sapient predators.
“Anyway, that book is the defining source of the actual history of the Inside and Colony World 3. Copies are rare, but I used to know someone who had one back on Miluja.”
Wow. With every word that came out of Polkif’s mouth, a picture was being made of the side of the Federation that was so old and paranoid that it wouldn’t reveal itself, even now that Federation narratives were being questioned across the planet, or especially now that that was happening. Though, apparently Polkif wasn’t so paranoid as to hide it from me. I knew that my status as a human made people assume I was comfortable with predatory things, but I found that I did not take Polkif for the type to trust anyone she wasn’t extremely confident in. So I asked her, “Why are you telling me all this? I know I’m a human, but I could tell people. I’m a stranger to you.”
She snuffled again. “Remember when I said that I could drag you down with me? Well, I’ve actually been looking into you for a bit. You’re the only human I’ve seen out here, what can I say? I was interested. I’m quite good at navigating electronic things, and I happen to have discovered several dossiers of blackmail that your shipping company has provided you to help you make deals. Perhaps not as predatory as it could be, but I’m sure I could portray it properly if I needed to make this known to appropriate parties. I’m sure you know how illegal it is and how much of a diplomatic incident this would create.”
Wait.
She knew about that?
Sudden terror gripped me. I liked to think of my activities as aggressive business tactics, but her statement reminded me that it was still blackmail and would likely end in jail time and a diplomatic incident if I were caught. She also refueled the paranoia of getting reported for it that had been plaguing me ever since I arrived on Venlil Prime as a businessman. And, since this random alien who was simply interested in me could find it, that meant that I was in a very precarious position. Out of fear, and desperation, I shot back, “If I reported you, wouldn’t law enforcement just take you away before you could do anything, and wouldn’t they not listen to you if you’re a known predator? You seemed to imply that back at the bar.”
She replied just as quickly, “Exterminators. They deal with cases of predator disease, or really any crime involving the Zhetsian diaspora as they like to assume that we all have predator disease. Anyways, as you’re a human, they’re much less likely to believe anything you say, and that combined with experience and security measures means I will absolutely have time to send it off before they get me. I can be anonymous if need be. And don’t you try to delegate reporting to anyone or do it anonymously; if anyone comes knocking on my door, I’m blaming you, and out this goes.”
Well, damn. I stopped in the middle of the street to think, barely noticing Polkif’s eye glittering as she stopped next to me. I really should have known that someone like Polkif would only reveal anything to anyone if she was very sure that they wouldn’t reveal anything. Whether because she trusted them as people, or because she held something over them. I drastically misjudged her; she was intensely paranoid, but so good at masking that you never knew until she was already acting against you.
The aggressive negotiation tactics already stressed me out. When combined with Polkif’s knowledge of them, they made me feel far out of my depth. My mind was racing, but something did occur to me, and I asked her, “Do you do this frequently for the sake of it, or do you want something from me? You don’t seem the type to task unnecessary risks.”
More snuffling, of what I thought was a distinctly different character than previous snuffling. Probably a malicious laughter, if I had to guess. “I did have an idea that required a human. When I said that I had no copy of The History of Non-Sapient Predators on Venlil Prime, I lied. Had to see how you reacted, after all. I do indeed have a copy that I took with me from Miluja, and have made copies of it since. I was thinking that humanity having a copy would be useful. You guys can translate it, make copies, get famous and make boatloads of cash off of it, or whatever else you can think of. The Federation doesn't have eyes or tendrils on Earth, so the book, our history, won’t die, or at least it has a greater chance not to. I have no clue how many copies there are across the Federation, but I know it’s not that many. I was under the impression that humans quite liked the preservation of knowledge and history, based on what I’ve seen of humanity’s reaction to the Cilany and Yotul situations. So, you wouldn’t mind preserving important history that's been suppressed by the Federation.”
That was… surprisingly benign. I was about ready for her to demand I fork over all of my money, go rogue with my company ship, or commit crimes against exterminators and the government. A little bit of smuggling, especially of something this important, was nothing, especially compared to the activities I’d been engaging in. I already had to smuggle in some of the negotiation material, anyway.
She continued, “As I said, this book is very, very illegal, and even as a human you’re likely to get in a lot of trouble for having it. As you’ve already been able to hide all that blackmail, you shouldn’t have a problem hiding this, but do be careful, and do not get caught. Only look at it once you’re back on Earth, away from prying eyes, and don’t let your company find out until you don’t need their support. I'd recommend keeping your identity wholly separate from your ownership of that book. As for getting it to you, I happen to know that you’re going to be going to a certain library to do research on Venlil agricultural history tomorrow - you really shouldn’t use the DailyMemo112 app, it has poor security - so when you get there, look out for the book titled “History of Agricultural Exports of Venlil Prime: Volume 18” by “Bitsly” in the agriculture section. It’s a fake cover, obviously, with a few fake pages too, but it's what you're looking for, so take it and go. You should probably buy a few other books about Venlil Prime trade, for cover. Any questions?”
Aside from the fact that she casually mentioned that she knew about my daily schedule for the remaining 2 weeks of my trip, that was surprisingly straightforward. A few plans for what I'd do with the book were even percolating in my mind; I'd translate them to English, of course, and then I could post them anonymously online, maybe I could put a paywall or tip jar in there to make money off of it? I didn't need the money, since my job paid me well, but this could blow up, and I wouldn't be one of Barlethy Shipping's spacefaring employees if I didn't keep an eye out for opportunity. None of these ideas were something I needed Polkif for, though. So, I replied, “No. Uh, thank you for telling me all this? Fascinating stuff.”
“You’re welcome, and thank you, if you pull this off successfully. Oh, and don’t tell the UN. They care quite a bit about Venlil laws and sovereignty, you know. Them knowing will attract attention that neither of us want. Never tell anyone anything unless you absolutely have to, you know. Now, I believe that is your hotel right there?”
I looked away from Polkif, and noticed that we were indeed in front of the huge, gray hotel building I was staying in. I wasn't sure how Polkif knew it was mine, but I probably shouldn't have been surprised at that point. It spoke to how adrift and detached from all non-business endeavors I was on Venlil Prime that I didn’t recognize the area around the place I was staying until it was pointed out to me. With a sudden bout of melancholy washing out some of the paranoia, I said, “Indeed.”
She flopped her snout around a bit, twitching her fingers all the while. I assumed, or at least hoped, that this was the Zhetsian version of smiling. “See you never, probably. Further contact would only be suspicious. The walls have ears, so be careful. Goodbye.”
I watched her walk off, back towards the bar. I entered my hotel, feeling dazed now that everything had time to settle in. The adrenaline was wearing off, and with nothing new or exciting to occupy my attention, I crashed hard. Exhaustion, combined with the events and emotions of the past hour, made me incapable of having thoughts more complex than a sense of paranoia and a desire to go to bed.
I stumbled up to my room and fell asleep as soon as my head hit the pillow, without even pulling the blackout curtains over the window.
Previous
submitted by creeperflint to HFY [link] [comments]


2023.05.29 18:02 Seamoose_Art NoP 2177: Black Terminal [3]

All credit for the world goes to u/spacepaladin15. I hope you enjoy! (and if you didn't, I'd be happy to hear your critique)
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Memory transcript subject: Trish, Venlil civilian
Date [Standardized Human Time]: February 28th, 2177
Location: Lower sprawl of City 23, Venlil Prime
Trish didn’t make any noise to announce her presence. Her jet-black dyed fur blended in with the soft shadows. By the time anyone noticed her, she could’ve been standing there for a solid quarter-claw. She’d made a sort of game out of it, seeing how well she could keep hidden under Sasha’s all-observant eyes. Of course, everyone who could notice her was sprawled out on various couches and chairs, overfull on stew and lost in the flow of conversation. That helped. In the dim lighting and complete absence of alertness, she could even smooth out her fur with a paw and not draw any notice from them, provided she did so quietly.
Watching people from the shadows instead of greeting them was predatory behavior, or so she’d been told; in school, she was repeatedly reprimanded for not socializing properly with the other Venlil. When they forced her to stop spending so much time alone, she chose to spend time with the few human kids. They were more interesting, and they didn’t yell at her because her tail and ears didn’t move like they were supposed to. She’d never seen any of those humans sit back and watch like she did; they were nothing if not sociable, although they always seemed to know when she’d talked enough and gave her space before she started to panic. Some “predators” they were.
They were nice kids. Sometimes she wondered what facility she’d be rotting in if one of them didn’t teach her the basics of writing Fl-sharp on an old, beat up datapad. When her teachers brought in assessors, she’d talked with one of them about programming for so long that they decided to forgo the tests entirely, assuming that such a talkative kid couldn’t have predator disease. Trish could barely bring herself to speak for days afterwards in a fog of social exhaustion, but the act had been worth it.

Minutes of self-absorbed self-reflection, and still nobody had noticed her. Perhaps James had butterfingered some sedatives into their food on accident? She decided to finally make herself known with a sharp tail lash against the wooden floor.
“...Trish. I suppose you’ll tell us why we’re all here.” Sasha groggily rose to look at her as she stepped out into the light. The rest mimicked the action, dragging themselves out of stew-induced stupor to focus their attention. Trish cleared her throat.
“Thank you all for coming. I’ve gotten word of another package on the way. It’s from her.
That got their attention. James nearly fell over from twisting around to look at her. “Our mysterious unnamed benefactor again, so soon? What’s it this time, more books? Earth music?”
“Much better. It’s another unmarked.”
Last time they’d gotten an unmarked package from her, it had turned out to be a pair of pistols. Kinetic weaponry which would tear right through the flame/plasma resistant exterminator suits, though it also kicked like hell. One of them was given as a gift to a friend who lived on the dark side of Venlil Prime, and the other was concealed in Tressa’s coat. The prospect of something similar filled them all with equal excitement and dread.
“And no, I don’t have any idea what it is. All she said was to ‘be gentle with it’. It’s set to be delivered…”
Trish checked her pad again, quietly hoping that the words on the screen had somehow changed. They hadn’t.
“...at the Rising Star hotel, the one right next to the new spaceport.”
A single groan of frustration expressed itself through four different people. Tressa was the first to speak. “You’re kidding me. She’s seriously asking you to… not just the upper layer, mind you, a spaceport! The place’ll be crawling with those flamethrower freaks, one at every corner!”
"I know. And she thinks it’s worth the risk trying to get it to us anyway, whatever it is. So we’re doing it.”
There was silence, as every one of them tried to find a reason it wasn’t worth it. Even Trish, who’d already gone through this whole process nearly a paw ago when she got the message, tried one more time to write the idea off. All of them failed. The potential reward was just too great, and it wasn’t worth breaking the trust of their fixer. She was putting a hell of a lot on the line and blindly hoping they’d reciprocate.
With a long, exaggerated sigh, James rose from his sprawled lounge to a semi-respectable slouch. “So I’m taking it that this isn’t a solo op, is it. Who’re you looking to take?”
“All of us.”
Trish spoke in a clear, somewhat monotone voice which completely belied her nerves at her proposal. Truth be told, they didn’t need to come at all. Not for practical reasons. Some of them could certainly be useful, of course, but that was hardly cause to drag every one of them out for what really could be a solo operation. No, the real reason was far dumber than that.

The first time she’d noticed it was the night she met Burai. It was a miserably cold night, and she was nearly running to get home. Her route took her past the Tipped Quill, although at the time she’d barely noticed the building. Without any signage (much less the extensive remodeling that would come later), the establishment blended in with a thousand other dilapidated buildings on the street. She paid it no mind.
Or she would’ve paid it no mind, but something stopped her. A physical feeling, an icy tightness around her stomach which pulled towards the bar like a magnet. She stopped, wheeled around; Burai was sitting on the front steps, checking something on his pad and shivering lightly in the wind. She’d seen the old Gojid a handful of times, but never talked to him before. She’d never had any reason to. Without thinking, without even understanding what exactly she was doing, she started to double back.
It happened again a few weeks later, in a seedy restaurant on the border of Sweetwater. This time, instead of pulling her in, it was dragging her out with urgent force. She’d already finished her food and paid, so she just let it happen, watching with curiosity as it forced her into a half-sprint away from the building. It wasn’t until she’d rounded a corner that she heard the telltale roar of flamethrowers, and by then she’d already been ferried away from the chaos.
And again, commanding her to follow a digital trail that led her straight to their mysterious contact who’d turned out to be a veritable goldmine of banned materials, books and foods and a working firearm. And again, suggesting that she double back into the bar where she’d find Burai choking on a starfruit and unable to breath. The feeling had no words to speak with, but its command was always clear. And right now, it was telling her in no uncertain terms that the entire group needed to come along for the retrieval.
Of course, she couldn’t tell them the real reason why she wanted them to all go. She’d been making up excuses all evening, practicing a few to the bathroom mirror and shower wall. She braced herself for an explosion of hostility at the inane suggestion, squared her shoulders for the coming argument.

The silence in the room started to tear at Trish’s spirit. Were they so nonplussed that they wouldn’t even dignify her with a response? She felt tension building in her throat, thick enough to choke on. Maybe if she fainted on the spot, they’d take some pity on her. She never was a fainter, but if she forced herself to stop breathing she could make something work…
“Ahh… yeah. I thought we might, given your message.” Tressa began with a stifled yawn. “So how long do we have before leaving? Enough to get some rest?” His tail swished lazily across the floor; Trish didn’t need to remember the fine details of tail language to see the lack of distress in the movement. James went back to his sprawled position, muttering something about clearing his schedule.
Trish looked at him incredulously, and he failed to return the gesture. All of them were acting as though this was a sane, normal thing to request, starting to quietly chatter about the details of the mission in the same casual register they’d been using all night to discuss food and friends and work.
“All of you.” Trish made her voice firm. “Do you understand what I’m asking? This will not be a risk free mission, a ‘walk in the park’. Tressa, you said as much a moment ago. You didn’t seem so cavalier about this idea then.”
“Nothing we do is risk free.” James countered. “Even meeting here is a risk, right? And besides, I’ve been stuck down here too long. It’s high time I got some fresh air.”
That was hardly a real reason. Even Trish could come up with a better excuse than that.
…She decided to let it lie. If they were willing to go, there was no point in pushing back. They weren’t dumb; they knew the risks. If they didn’t want to tell her the reason they were so eager to jump on a pointlessly over-crewed retrieval mission, so be it. Who was she, to tell them to be honest with her about their motivations?
Trish leaned against a nearby couch and slumped into a more comfortable position, feeling her heart rate restabilize and her mind resharpen. Pulling out the pad again, she mulled over the details of the message one more time before speaking up.
“What we’re looking for is a light gray backpack with the UN logo on it. As I said, it’ll be handed over in the Rising Star hotel; exact location is still pending. We’ve got about 10 hours before we need to leave.”
She desperately hoped she had the time conversion between claws and hours correct, or she’d be dealing with either four underslept liabilities or a very irritated fixer who wouldn’t accept “slept in” as a reasonable excuse.
“We’ll need a few minutes to get prepared before taking Beast, and the trip up could take a couple hours if there’s really bad traffic. I’m sure you all understand why we need to be there immediately, so that possibility is what I’m planning around. That should give you all plenty of time to rest.”
Taking the multiple sighs of relief as her cue, Trish picked herself up from the floor and stalked off to one of the rooms she’d claimed as her own. She never liked these face-to-face chats, but at least the hardest part of her work was done. In the morning, she could focus on the relatively simple task of actually retrieving the package. The thought of the trip up wasn’t pleasant, per se (Beast wasn’t exactly a reliable steed), nor was the prospect of traipsing around the upper layer of City 23. Though it was undeniably beautiful, they’d be under the ever-watchful eye of the Federation at all times. Still, the stress of surveillance couldn’t hold a candle to the stress of social confrontation. Compared to that ordeal, the trip couldn't be anything but smooth sailing.
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submitted by Seamoose_Art to NatureofPredators [link] [comments]


2023.05.29 17:17 thewindows95nerd How common are these types of scams?

Hey ethiopia,
I apologize if this is the wrong place to ask but I just am rather curious about these scams and even the whole logic behind it.
But basically it started with me walking in Bole, Addis one night during my day layover with a local that came to help me find a nearby Tomoca Coffee Place and then invited me to get some coffee. I obliged (yes I know I was a complete idiot here) where he brought me to a well lit place that was near other shops but not something I would call a typical cafe but there was a waiter and his two ladyfriends who apparently were studying "culture" at the university. The guy kept insisting me to get some alcohol even though I just wanted coffee and that I buy a bottle for him and his ladyfriends and not to worry as it will be something I could easily pay with the Birr cash I had. I was already feeling wary but at the same time I also did not want to get into an altercation so I was ready to just try to follow along and then make my way outta there. We had normal/typical conversations about things such as my life and the life of locals here. His ladyfriends kept insisting for me to spend more time at the place for a "massage" which was when my red flags started going way up in the air and I gave them a firm "nah, I'm good". I pretty much finished up my coffee/drinks and then asked for the bill since I was trying to find a way outta here. Waiter brings the "bill" and tells me what I have in cash isn't going to cover it but that I could pay by card and would get a cheaper rate (apparently around $80 USD). I already was aware that this was going to be a scam so I chose my credit card which had the best fraud protection for this type of stuff when it comes to paying time. He and his ladyfriends asked to spend more time at the place and that we should get more to drink but I managed to make a way outta there by saying that I had to get back to my hotel and also get some food. The man then went out with me and begged for some Birr from me for his apparently ailing family member. I of course said "no" (and seriously? you'd think you would get cash from me when you just scammed me?).
I immediately went back to my hotel room and of course noticed the fraudalent charge on my credit card for around $750 USD and spent the whole night dealing with it as I had to find a way to call my credit card company to inform of the fraud where they cancelled my card and reversed the charge, and then (in my panicked state) decided to go extra and ask my hotel front desk to see if I could go to the police station to file a police report. They were kind enough to get a taxi driver to the station (who also helped translate for me to the police at the station!) and the police requested that I try to bring them a copy of my bank statement with the charge and also guide them to the place it happened with the receipt. They even sent a group of federal police officers (one of them was even armed with an AK) like an hour later to my hotel to basically see the copy of my bank statement ($750 charge immediately raised eyebrows for them) and asked me to see if I could postpone my flight that same day so that I could come with them to the place that the scam it happened since this can result in some serious trouble for the place. I didn't give any guarantees but said that I will try only for it not to work out which meant that I ended up giving my hotel the copy of my statement (with my contact info written on it incase I needed to be reached out) before rushing to the airport that morning.
But it had me thinking later today. I just don't understand this scam when this is most likely going to result in a chargeback from my credit card especially with the proof I have about it being a fraudalent transaction therefore they aren't even going to see a single bit of the $750. If anything, the scammers would have more to lose from the scam. But I never also heard this type of scam happening before since I'm so used to hearing about pickpockets in other countries or the usual begging or taxis overcharging you. So I was just curious on how common these scams are since I never encountered such a thing (though this is probably me being naive).
P.S.
Also want to say that this experience never gave Ethiopia in a bad light to me even though I spent only a day in Bole because of the amount of kind and nice people that were willing to help the idiotic gullible tourist that is me after the scam such as the hotel workers and the taxi driver (I honestly feel bad for both them as they had to deal with panicked me that whole night as I didn't sleep at all). If anything, this experience sort of encourages me to come to Ethiopia again to enjoy the culture at a better light though probs with asking smaller food portions since the dish sizes at the places I ate are massive!
submitted by thewindows95nerd to Ethiopia [link] [comments]


2023.05.29 12:30 tiotio109 masking tape on doors and a pizza party (field trip woes.)

Context: hotel is hosting a middle school field trip on a holiday weekend. Chaperones did the thing where they put masking tape on the doors to detect which kids are sneaking out of the rooms.
This group comes around the tail end of my shift around 10pm from spending a day from taking in sites and a theme park. Their chaperones decide to have a pizza party, but rather than host the party in our lobby, they opt to distribute the pizzas from one of the rooms. The plan was to have the kids come by in small groups and bring the pizza back to their assigned rooms.
And the kids all behaved themselves and no noise complaints were made...
So, one guest made at least 3 complaints by my count (2 near the end of my shift, and 1 at the start of night audit...fun times). The constant here was that he could hear kids running down the halls, yelling, banging on doors, and he assured me that he was able to see kids through his peephole. I went up to see what the fuss was about. There wasn't much to see other than maybe 3 kids roaming the halls at the time, and the chaperones handing out pizza through an open door. Had a word with them...that was about all I could do.
All the guest had to do was maybe wait it out, and that would be it.
The final complaint was the 1 at the start of night audit. At that point, a few of the chaperones left the hotel to grab a couple of drinks (can't blame them). So, of course I went up to see if any kids were roaming the halls. The hallways were in fact empty and all the kids were sealed away in their rooms. I swear this on Buttercup's horn (sorry u/SkwrlTail).
I had one final word with the guest, and assured him that should be the end of it. He still insisted that he saw kids running the halls at the time. I was out of responses, and out of patience, and simply stated that I would hand off this complaint to management. According to night audit, there haven't been any additional noise complaints since I left. I anticipate AM having to field complaints, not just with this guest.
Which leads me back to the title - I'm curious as to how effective the tape really is, because I had a word with one of the kids to keep the noise down in the room. The kid opened the door and broke the seal. So, I'm thinking that the guest was either ego tripping or I'm giving these kids a lot more credit for being sneaky.
Retrospect - I don't know what I could have done differently to resolve the issue. I'm stuck on the mindset of preventing the complaint. The only dining area we have would be in our lobby. I wouldn't mind a loud lobby, but I'm not sure what issues would have come from it. I could've done a better job explaining the pizza distribution was happening on the same floor the guest was on; maybe appeal to his sensibilities and politely ask for his patience.
And although I can agree with the guest that there really isn't any reason why these kids should be so unruly, I highly doubt he's familiar with the concept of middle school kids full of churros and hormones.
submitted by tiotio109 to TalesFromTheFrontDesk [link] [comments]


2023.05.29 07:46 Alphtaku Requesting Mid-Game and Late-Game Help in My Byzantium WC+WF Attempts

I am seeking help with a World Conquest and One Faith, starting as Byzantium. (Note: My recorded playtime is 3,521 hours at the time of posting this, though I consider my "true" (i.e., not AFK) playing time to be ~3,000 hours.) Also, I have played until the end-date of the game at least once (I believe twice).
A TL:DR is at the bottom, and I will credit helpful respondents in a future "success" post in this subreddit if I am able to succeed in this endeavor. (I have previously sought help in a PDX-focused Discord server, but I would prefer to ask here instead). I will respond to replies in about 12 hours after posting this, and I truly appreciate any and all advice that can be provided.

Specifically, I begin to struggle past ~1550, due to difficulties against the AI in wars. I utilize this spreadsheet of army compositions and unit types, (usually building half or full CW of Artillery around Mil. Tech 14), though battles become difficult for me after ~1550, and I am also often outnumbered against my opponents around this time. (Incidentally, Economic advice would be helpful in this respect, as I am reluctant to take loans due to Interest and Inflation concerns associated with them).

Overview:

General Strategy:


Additional Notes:

Challenging Opponent Nations:

Owned DLC's: Nearly all non-cosmetic/ DLC's (i.e., Unit Packs) and Music Packs. (I am only lacking the "Digital Extreme Edition").

TL:DR
Difficulties arise in ~1550, due to complications fighting Poland/PLC, Austria, France, Spain, and Portugal. Help likely required in Economic affairs (I have a general knowledge of Trade, which I attempt to utilize, but I generally ignore Production and Taxation). No Military Ideas are taken due to my perceived lack of value in them (I am willing to see credible evidence for their value).
submitted by Alphtaku to eu4 [link] [comments]


2023.05.29 06:03 Metal_Florida May 29: North/Central Florida concert and festival picks.

Please note that the ticket links are usually for general admission; for VIP tickets, if available, you may have to go to the band's website.
Monday, May 29, 2023
The Dood, Nibiru, The Heavens, Oakflesh High Dive - Gainesville
Fromjoy, Corpse Pile, Manifest in Filth 1904 Music Hall - Jacksonville
Tuesday, May 30, 2023
Madeline Goldstein, More Ephermal, Donzii Will's Pub - Orlando
Friday, Jun 2, 2023
Attack Attack!, Traitors, Belmont Conduit - Winter Park
Currents, Like Moths To Flames, Foreign Hands Orpheum - Tampa
Summer Salt, The Rare Occasions, Addison Grace The Abbey - Orlando
Saturday, Jun 3, 2023
Attack Attack!, Traitors, Belmont Orpheum - Tampa
Not Promised Tomorrow, Get out of Nashville, Forged with Blood Pegasus - Tampa
Screaming at the Silence, Auditory Armory, Orchestra in Black Conduit - Winter Park
M.99, Shadow the Earth, FILTH O'Malleys Alley - Ocala
Peace Cult, Sistamatic, Deux Visages Stardust Video & Coffee - Orlando
SCHISM, New Divide, Humanity Gone OCC Road House & Museum - Clearwater
Sunday, Jun 4, 2023
Ugly Kid Joe, Fozzy Jannus - St. Petersburg
Monday, Jun 5, 2023
Rhapsody on Fire, Wind Rose, Seven Kingdoms Conduit - Winter Park
Tuesday, Jun 6, 2023
Dying Whale, Dead Register, Moth Bite, The Path Born Free Pub & Grill - Tampa
Heart Attack Man, Super American, Arm's Length The Abbey - Orlando
Wednesday, Jun 7, 2023
Mike's Dead, The Haunt Level 13 - Orlando
Within Chaos, Eyes Sewn Shut, Automatik Fit Jack Rabbits - Jacksonville
Jameson Tank, Parks & Razz, Outer Edge Band 1904 Music Hall - Jacksonville
Thursday, Jun 8, 2023
Subhumans, UpChuck, gilt Jack Rabbits - Jacksonville
Friday, Jun 9, 2023
Grass is Dead, The Coppertones Underbelly - Jacksonville
Saturday, Jun 10, 2023
Halo Scars, Mind Virus, Cypher Machine, Re-Birth Brass Mug - Tampa
Maul, Tombstoner, Plasmodulated Conduit - Winter Park
Downswing, Falsifier, Bottomfeeders Manna Tea & Kava Bar - Sarasota
Sunday, Jun 11, 2023
My Children My Bride, Extortionist, No Cure Conduit - Winter Park
Bury Your Dead, Thirst, Edict Tipsy Tiki - Fort Pierce
Monday, Jun 12, 2023
Maul, Tombstoner Brass Mug - Tampa
Spotlights, Skyliner, The Darling Fire Jack Rabbits - Jacksonville
Tuesday, Jun 13, 2023
Halocene, Lauren Babic, Alphamega Hooch & Hive - Tampa
Wednesday, Jun 14, 2023
Drain, Drug Church, Magnitude, Gel Brass Mug - Tampa
Halocene, Lauren Babic, Alphamega Level 13 - Orlando
The Convalescence, Summoner's Circle Jack Rabbits - Jacksonville
pulses., With Sails Ahead, I Met A Yeti Will's Pub - Orlando
Thursday, Jun 15, 2023
Halocene, Lauren Babic, Alphamega Jack Rabbits - Jacksonville
Friday, Jun 16, 2023
Roxx, Re-Birth, Cyber Machine, Haloscars Conduit - Winter Park
Hollow Leg, Clamfight, Moat Cobra Will's Pub - Orlando
Every Avenue, Makeout, Say We Can Fly Orpheum - Tampa
Saturday, Jun 17, 2023
Crossbreed, Cultus Black, Cypher machine, Davey Partain Orpheum - Tampa
Defy the Tyrant, Losing Daylight, Shadow the Earth Kona Skate Park - Jacksonville
Breed, Gillian Carter, Audible Parts Will's Pub - Orlando
Sunday, Jun 18, 2023
Crossbreed, Cultus Black, NoSelf, The Dev Level 13 - Orlando
Bodybox, No Zodiac, High Pressure Conduit - Winter Park
Dikembe, Camp Trash, Glazed Will's Pub - Orlando
Wednesday, Jun 21, 2023
Dream Theater, Devin Townsend, Animals As Leaders Ruth Eckerd Hall - Clearwater
Thursday, Jun 22, 2023
Garbage, Noel Gallagher's High Flying Birds, Metric MIDFLORIDA Credit Union Amphitheatre - Tampa
Friday, Jun 23, 2023
Dream Theater, Devin Townsend, Animals As Leaders Hard Rock Live - Orlando
Saturday, Jun 24, 2023
Misfits, Megadeth, Fear MIDFLORIDA Credit Union Amphitheater - Tampa
Intoxicated, Vacuous Depths, Ebullition Conduit - Winter Park
black midi, YHWH Nailgun Orpheum - Tampa
Sunday, Jun 25, 2023
No/Mas, Knoll, Shock Conduit - Winter Park
Monday, June 26, 2023
We Are the Union, Kill Lincoln, Catbite The Social - Orlando
No/Mas, Knoll Orpheum - Tampa
Tuesday, Jun 27, 2023
Yungblud, The Regrettes, Caspr Jannus - St. Petersburg
Wednesday, Jun 28, 2023
D.R.I., Metalriser Underbelly - Jacksonville
Peter Frampton St. Augustine Amphitheatre
Thursday, Jun 29, 2023
The Cure Amalie Arena - Tampa
D.R.I., Metalriser Will's Pub - Orlando
Saturday, Jul 1, 2023
D.R.I., Metalriser Brass Mug - Tampa
Liliac, Fortune Child The Twisted Fork - Port Charlotte
Sunday, Jul 2, 2023
Godflesh Conduit - Winter Park
Thursday, Jul 6, 2023
Sad Summer Festival Daily's Place Amphitheatre - Jacksonville
Friday, Jul 7, 2023
Sad Summer Festival Coachman Park - Clearwater
Subdivisions, Violence System, The Fallen Sons Jack Rabbits - Jacksonville
Saturday, Jul 8, 2023
Memphis May Fire, Norma Jean, Secrets The Beacham - Orlando
Sunday, Jul 9, 2023
Memphis May Fire, Norma Jean, Secrets High Dive - Gainesville
Monday, Jul 10, 2023
blink-182, Turnstile Amalie Arena - Tampa
Orthodox, Cell, Chamber Crowbar - Tampa
Tuesday, Jul 11, 2023
Analepsy, Cognitive, Wormhole, Nectoricgorebeast Conduit - Winter Park
Wednesday, Jul 12, 2023
Analepsy, Cognitive, Wormhole, Nectoricgorebeast Crowbar - Tampa
Thursday, Jul 13, 2023
Staind Seminole Hard Rock - Tampa
Friday, Jul 14, 2023
Staind Hard Rock Live - Orlando
Saturday, Jul 15, 2023
Obituary Brass Mug - Tampa
Monday, Jul 17, 2023
Cenotaph, Horrific Visions, Architectural Genocide Conduit - Winter Park
Tuesday, Jul 18, 2023
Agents of Chaos, Black Clash Jack Rabbits - Jacksonville
Friday, Jul 21, 2023
Joan Jett & the Blackhearts, Bryan Adams Amalie Arena - Tampa
Mudvayne, Coal Chamber, Gwar, Nonpoint, Butcher Babies MIDFLORIDA Credit Union Amphitheatre - Tampa
The Final Sound, Abbey Death, Layne Lyre New World Music Hall - Tampa
Yosemite In Black, Endbringer, Murder Afloat Orpheum - Tampa
Saturday, Jul 22, 2023
Yellowcard, Mayday Parade, Story of the Year Daily's Place Amphitheatre - Jacksonville
Less Than Jake, Voodoo Glow Skulls, Devon Kay & the Solutions House of Blues - Orlando
Rising Up Angry, Tragic, Legions Blind Kona Skate Park - Jacksonville
Sunday, Jul 23, 2023
Yellowcard, Mayday Parade, Story of the Year Yuengling Center - Tampa
Endbringer, Yosemite In Black, Heavy Hitter 1904 Music Hall - Jacksonville
Tuesday, Jul 25, 2023
Fall Out Boy, Bring Me The Horizon, Royal & The Serpent MIDFLORIDA Credit Union Amphitheatre - Tampa
Thursday, Jul 27, 2023
Havok, Toxic Holocaust, I AM, Hammerhedd Conduit - Winter Park
Friday, Jul 28, 2023
Between the Buried and Me, Rivers of Nihil, Thank you Scientist Jannus - St. Petersburg
Round Eye, No Fraud, Caffiends Will's Pub - Orlando
Saturday, Jul 29, 2023
Between the Buried and Me, Rivers of Nihil, Thank you Scientist Beacham - Orlando
Southpaw, Highest Crown, Fortitude, Dead Mirrors Born Free - Tampa
Sunday, Jul 30, 2023
Crobot, Rickshaw, Billie's Burger Patrol Orpheum - Tampa
Thursday, Aug 3, 2023
Underoath, The Ghost Inside, We Came As Romans Yuengling Center - Tampa
Saturday, Aug 5, 2023
Disturbed, Breaking Benjamin MIDFLORIDA Credit Union Amphitheatre - Tampa
Underoath, The Ghost Inside, We Came As Romans St. Augustine Amphitheatre
Sanguisugabogg, Kruelty, Vomit Forth Conduit - Winter Park
Sunday, Aug 6, 2023
The Queers, The Radio Buzzkills, The Jasons Jack Rabbits - Jacksonville
Wednesday, Aug 9, 2023
Pyrexia, Cerebral Incubation, Atoll Conduit - Winter Park
Friday, Aug 11, 2023
The All-American Rejects, New Found Glory, The Starting Line MIDFLORIDA Credit Union Amphitheatre - Tampa
Black Flag High Dive - Gainesville
Sunday, Aug 13, 2023
Alesana, Vampires Everywhere, Limbs Level 13 - Orlando
Wednesday, Aug 16, 2023
The Offspring, Sum 41, Simple Plan MIDFLORIDA Credit Union Amphitheatre - Tampa
hed p.e., Lydia can't Breathe, Razorz Edge Jack Rabbits - Jacksonville
Saturday, Aug 19, 2023
Left to Suffer, Distant, Justice for the Damned Conduit - Winter Park
Sunday, Aug 20, 2023
The Smashing Pumpkins, Interpol, Rival Sons MIDFLORIDA Credit Union Amphitheatre - Tampa
Tuesday, Aug 22, 2023
The Mezingers Underbelly - Jacksonville
Wednesday, Aug 23, 2023
Bless The Fall, Caskets, Kingdom of Giants Orpheum - Tampa
Thursday, Aug 24, 2023
Clutch, Giovanni & The Hired Guns, Mike Dillon Jannus - St. Petersburg
Saturday, Aug 26, 2023
Rob Zombie, Alice Cooper, Ministry MIDFLORIDA Credit Union Amphitheatre - Tampa
Wednesday, Aug 30, 2023
Ghost, Amon Amarth Daily's Place Amphitheatre - Jacksonville
Thursday, Aug 31, 2023
Ghost, Amon Amarth MIDFLORIDA Credit Union Amphitheatre - Tampa
Saturday, Sep 2, 2023
Baby Metal, Dethklok, Jason Richardson Orlando Amphitheater
Sunday, Sep 3, 2023
Spitalfield, Rookie of the Year, The Future Perfect Conduit - Winter Park
Tuesday, Sep 5, 2023
Bad Omens, ERRA, I See Stars Jannus - St. Petersburg
Wednesday, Sep 6, 2023
Bad Omens, ERRA, I See Stars House of Blues - Orlando
Friday, Sep 8, 2023
The Waning Moon, Palace of Tears, Rux Vendetta Hooch & Hive - Tampa
Saturday, Sep 9, 2023
Kamelot, Battle Beast, Xandria Hard Rock Live - Orlando
Sunday, Sep 10, 2023
Angelmaker, Vulvodynia, Flasifier Conduit - Orlando
Wednesday, Sep 13, 2023
3 Doors Down, Candlebox Daily's Place Amphitheatre - Jacksonville
Dance Gavin Dance, SiM, Rain City Drive Hard Rock Live - Orlando
Friday, Sep 15, 2023
3 Doors Down, Candlebox MIDFLORIDA Credit Union Amphitheatre - Tampa
Sunday, Sep 17, 2023
Avenged Sevenfold, Falling in Reverse MIDFLORIDA Credit Union Amphitheatre - Tampa
Wave to Earth, slchld Orpheum - Tampa
Tuesday, Sep 19, 2023
Scowl, Militarie Gun, MSPAINT Conduit - Winter Park
Thursday, Sep 21, 2023
Scowl, Militarie Gun, MSPAINT 1904 Music Hall - Jacksonville
Friday, Sep 22, 2023
Cavalera Conspiracy, Exhumed, Incite Beacham - Orlando
Sunday, Sep 25, 2023
The Red Jumpsuit Apparatus High Dive - Gainesville
Friday, Sep 29, 2023
CIRCLE JERKS, TSOL, Negative Approach Underbelly - Jacksonville
Shinedown, Papa Roach, Spiritbox MIDFLORIDA Credit Union Amphitheatre - Tampa
Saturday, Sep 30, 2023
NOFX Vinoy Park - St. Petersburg
Flogging Molly, The Bronx House of Blues - Orlando
Thursday, Oct 5-7, 2023
Absolution Fest Crowbar - Tampa
Tuesday, Oct 10, 2023
Ne Obliviscaris, Beyond Creation, Persefone Orpheum - Tampa
Wednesday, Oct 11, 2023
Ne Obliviscaris, Beyond Creation, Persefone Conduit - Winter Park
Fit For a King, The Devil Wears Prada, Counterparts, Landmvrks The Ritz - Tampa
Saturday, Oct 14, 2023
Beast in Black, Dance with the Dead Orpheum - Tampa
Fame on Fire, Kingdom Collapse The Social - Orlando
Sunday, Oct 15, 2023
Beast in Black, Dance with the Dead Conduit - Winter Park
Motionless In White, Knocked Loose, After the Burial, Alpha Wolf Hard Rock Live - Orlando
Tuesday, Oct 17, 2023
Atilla, Gideon, Until I Wake, Ten56 Underbelly - Jacksonville
Wednesday, Oct 18, 2023
Atilla, Gideon, Until I Wake, Ten56 Orpheum - Tampa
Friday, Oct 27-29, 2023
The Fest Gainesville
Tuesday, Nov 7, 2023
Protest the Hero, Moontooth The Abbey - Orlando
Wednesday, Nov 8, 2023
Protest the Hero, Moontooth Orpheum - Tampa
Friday, Jan 24, 2024
Kansas Florida Theatre - Jacksonville
submitted by Metal_Florida to floridarockcommunity [link] [comments]


2023.05.28 22:25 not_wingren Dev Diary 52: Baashidi Lore Dev Diary

Dev Diary 52: Baashidi Lore Dev Diary
“We are the people of Baashi, he who led us from the deserts, he who made treaty with the dwellers of the ocean, he who slew the great chiefs of the Nikhuva and took from them their pearls and cowrie shells. It is in this year, which all civilized peoples know as the year of the star Dulasmag, that I write to you of the situation of our people. Of the wisdom of Qasri Aqoon, where scrolls are stacked like coins in a vault. Of the wealth of Qasri Maroodiqya, whose markets never want for the ivory of whale nor elephant. Of the honor of Qasri Abeesooyinka, who feeds many mouths and guards yet many more from the lizard demons. Of the nobility of Qasri Ubakhiyo, where the civilization of the Jasiir Jadid meets the savagery of the Tanizu barbarians. Of the cunning of Qasri Bariga, whose navigators and traders bring the far off knowledge of Haless to the shores of the Jasiir Jadid. And finally of the queen of cities. Qasri Baashi, the city of glory and death where no man save the noblest or bravest dare dwell. It is with these actors that our tale begins. May fortune and the divine laws of the world smile upon our people, for it is the age of our glory.”
- Dayakh Baare in the foreword of Lessons of the Peace, a treatise on rule.

A culture map of the Baashidi. There’s also [REDACTED], which isn’t on screen at the moment.


A religion map. You can ignore that little blue province. It’s nothing important.
Who Are the Baashidi?
The Baashidi are a group of humans living in southern Sarhal bound by a shared language and historical ties to the hero Baashi as well as the ancient Jinnakah and Ardimya sultanates. Their culture group also includes the Guryadagga (People Who Stayed at Home), an umbrella term used for the people living in the lands that the Baashidi migrated out of long ago.The Baashidi call their home the Jasiir Jadid (New Peninsula) and term the lands of the Guryadagga the Jasiir Doog (Homeland Peninsula). Their culture is split into three groups: The Suhratbi, who live in the Suhratba plain. The Dhebiji, who dwell in the thin peninsular land of the Dhebij, and the Ashamadi, who occupy the eastern portion of the Ashamadiat plain.
There are five kingdoms among the Baashidi: Qabiika Baddabi, Qabiika Beeragga, Qabiika Weggabiga, Qabiika Dadubakha, and Kabilu Gawakhiza. Qabiika roughly translates as royal tribe, with Kabilu being a corruption of the word used in some parts of the Ashamadiat.
The Dhebiji and the Suhratbi are the original Baashidi, formed as cultures a millenia ago out of migrants from the lands of the Ardimyan sultanate as it was destroyed during an event known as the Great Death, a consequence of the Day of Ashen Skies. The distinction between them is partially geographic and political, but also references how much of their ancestry they trace to the Nikhuva people, whose tribes occupied much of the Dhebij in ancient times.
The Asahamadi were incorporated into the Baashidi world centuries ago, made up of a mix of Dhebiji settler and Baashified Tanizu. They still maintain some traditions from Tanizu, and some of them even practice the rites of the Beast Memory over Baashidi religion.
The Baashidi have an ancient pact with the merfolk, who inhabit the seas around them. Baashidi cities are built with sunken areas and canals to accommodate merfolk swimming through them, and the great friendship between the two peoples is a source of Baashidi pride and their success as seafarers.
The Baashidi are well known for their poetry, with the skill highly prized among all levels of Baashidi society due to their belief in its magical power. Formal court poetry follows specific forms that draw upon mathematical formulations and sacred geometries, while its more folk practice is often as long form sung tales of an individual’s glory or dishonor. Those who master either form are respected for the power they wield, and it is not unknown for even the highest to be struck down by a curse poem from an offended poet.
The Ardimya Sultanate and the Great Death
Ardimya was a Jinn, a being of magic and elemental power whose kind ruled over Sarhal and Bulwar at various points in ancient history. Her history prior to appearing in East Sarhal is unknown, but she came from somewhere west, fleeing other Jinn, and led a great caravan of her servants through East Sarhal in an event known as The Great Procession. She gave many gifts to the people of the lands she passed through, something that we’ll cover in more detail in a dev diary on the [redacted] system. Eventually, she arrived in the lands of the Jasiir Doog, where she brought the local tribes under her influence through both gifts and force, chief among them the tribe of the Nasmaneen, who served as her priests.Ardimya’s sultanate was a powerful but isolated state. The strongholds of most of her kind were in West Sarhal, and Ardimya had little interest in those of her kind who were not her servants, not even those who fled from the Jinn-Binders in Bulwar. At the Lizardfolk Kingdoms dominated southern Sarhal, which they considered to belong entirely to them. Ardimya spent a great deal of effort staving off lizardfolk conquest of her sultanate, a losing war that saw her resources stretched. This all changed in 7700 BAS, when the precursor elves defeated Ardimya in a war, forcing her to pay tribute, while at the same time they ravaged the lands of the lizardfolk.
While the precursors eventually left due to their civil war, Ardimya’s image in the eyes of her people was forever tarnished, eventually leading to an assassination attempt by one of her sons and the Jinn’s descent into madness. Matters were made worse when Ardimya was ravaged by the attacks of the Deep Devils, an event which afflicted all of coastal Sarhal. The weakness of their mother and her clear loss of sanity prompted her remaining sons to rebel against her, launching the sultanate into a civil war.
Though Ardimya won the son civil war, her victory would be a bitter and short lived one. The Day of Ashen Skies occurred only 40 years later, banishing all of the remaining Jinn, including Ardimya. Though this was a catastrophic event for most of the world, it was near apocalyptic in the Ardimyan sultanate.
Enchantments became unbound as magical storms which scoured and warped the land, killing millions. Additionally, the civil war had been a long and bitter struggle between family, a conflict where horrific magic and monsters had been unleashed. Without their masters and with the rules of magic changing, these creatures were free to wreak havoc as they wished. None will ever truly know what befell most of the sultanate’s cities, but the survivors who were not simply killed in this initial wave of devastation found themselves locked in battle with the Qeyikul, anthropotrophic humanoid monsters of unknown origin who devoured entire cities of survivors.
Most of those who survived became nomads, engaged in a constant desperate struggle to survive the hostile environment that their home had become while their heels were dogged by monsters. From among these fragmented bands arose a hero known as Baashi. A young warrior who fought with legendary skill and valor, he rallied groups of survivors into an army that would eventually slaughter the main mass of Qeyikul alongside help from the Nasmaneen, who had managed to hold the capital city of Ardim Qarast against the tide of death. Baashi was offered a place of honor among those in Ardim Qarast but refused it along the line that his followers had come from the tribes oppressed by Ardimya and the royal tribes. He and his followers went west, while the royal tribes founded the sultanate of Jinnakah, which would eventually collapse in 789 AA, leaving the Guryadagga as nomads dwelling in the lands of the empire they had once ruled.
The Guryadagga
The Guryadagga, as mentioned above, is the name applied to those who remained in the Jasiir Doog after the events of the Great Death and Baashi’s march to the west. They are split into four royal clans: The Nasmaneen, the Qayneen, the Muudeyneen, and the Samaaneen. All of these are descended from the original royal tribes of the Ardimyan sultanate, though now split into many disorganized subtribes. They call their land “Ardimya’s Land” from which Cannorians call it simply Ardimya.
The Nasmaneen managed to hold onto some power after the Great Death, using the magic of Ardimya’s city to keep their lands fertile and maintain the lifestyle of luxuries they had been accustomed to during the days of the Ardimyan sultanate. However, the magic of the city was damaged by the events of the Great Death and the desperate Jinnakans would send expeditions into the lands visited by Ardimya’s procession in search of a way to restore. This would lead to the creation of Bwa Dakinshi as a Jinnakah puppet state, though this was the only notable result. The sultanate would collapse by 789 AA, and the Nasmaneen dispersed as nomads, attacked by other Guryadagga tribes who had long been envious of their rule over Ardim Qarast.
In 1444 the Guryadagga exist entirely as nomads, sustained through trading precious materials found in the desert or by offering their services as mercenaries to fight off Qeyikul attacks in the eastern lands of Qabiika Baddabi.
They and the lands of Ardimya will see a great change and the birth of something new in the time period of the game. But I’ll leave that to a future dev diary.
The Merfolk
Baashi first met the merfolk in 60 AA, when he and his followers attempted to escape a horde of Qeyikul via hastily constructed rafts. The merfolk, recent arrivals to the region, took pity upon the humans and saved them, guiding their vessels to a safe island, where Baashi swore a pact with the merfolk chiefs and founded the city of Qasri Baashi above the nascent merfolk villages there. From this point, the merfolk and the Baashidi were joined in cause, and the two people helped each other prosper, both refugees from lost homelands.
Merfolk do not know their own origins, but know that their ancestors felt a great sense of loss for an unknown homeland. Whether they were once land-dwelling people or refugees from the deep sea is unclear, but they arrived in Sarhal a few decades after the day of Ashen Skies, leading some Cannorians to believe that they are Ruinborn. The Baashidi themselves believe their friends to be exiles from the realm of water, fleeing the collapse of a cruel Jinn’s realm in the same way that they did.
They are a generally xenophobic people who prefer to deal with the above seas world through their Baashidi partners, trusting in their ancient friendship and the respect that the Baashidi have for them to ensure they get a fair deal. Many Sarhali peoples have mistaken isolated merfolk sightings for the presence of water spirits or godlings, and the people of Fangaula and Fahvanosy both have a reverence for the creatures, even if the merfolk themselves avoid contacting them.
Merfolk can breathe air, but must skin their skin wet in a similar fashion to marine mammals. They and the Baashidi have invented forms of magic and crude devices which allow them to sustain themselves on land for prolonged periods, but these are expensive and don’t make up for their lack of legs, meaning only magically adept or wealthy merfolk can spend any real time away from water. For the most part, their existence is confined to the seas and to areas near the coast.Those merfolk living close to or within Baashidi settlements often consider themselves to be citizens of the above the seas world, and enjoy full equality within it.
The merfolk are not the only denizens of the deep but they are the only ones that are friendly. The Baashidi have heard tales from their friends of monsters and vile creatures beneath the waves, and are sometimes requested to send aid when the merfolk kingdom finds themselves engaged in war with those below.
The merfolk themselves will be in game, though their culture won’t exist on the map. You’ll learn more about the merfolk estate and how you can interact with the Baashidi’s underwater allies in a future dev diary.
The History of the Jasiir Jadid
The Baashidi themselves settled in various small villages near the coasts and their merfolk allies. Over time, these settlements grew into city states which would find themselves as tributaries of the Jinnakah sultanate, who saw themselves as the premier power in southern Sarhal and ruled over many south Sarhali humans in addition to the Baashidi. In 480 AA, the expanding lizardfolk kingdom of Karassk would go to war with Jinnakah over the lands of the Jasiir Jadid, making most of the Baashidi their tributaries. The era of lizardfolk rule would allow the Baashidi to grow and develop their powerbases under the mostly distant lizardfolk, and when Karassk’s power began to decline in the 7th century, the Baashidi were able to become independent. For the first time in history, they were no longer under the shadow of an ancient empire and were free to choose their own direction as a people.
The immediate centuries after the independence of the Baashidi were an age of warfare and strife, as the various Baashidi polities attempted to consolidate their power and gain advantage over their rivals. Perhaps the most important conflict fought in this time is the Dagafita, which marked the end of the period of warfare. The Dagafita was a series of wars that began in 1151, fought as a struggle for dominance of the Ashamadiat between Qabiika Beeragga and an alliance of the northern powers consisting of Qabiika Weggabiga, Qabiika Dadubakha, and Kabilu Gawakhiza. The conflict engulfed the entire Baashidi world until 1208, when Sadealdhahk the Wise assassinated his father and brought peace between his kingdom and its rivals. He renounced his claims to the former Beeraggan colonies in the Ashamadiat and sent gifts to the north to make restitution for the wrongs committed by his kingdom in the past. The Treaty of the Dagafita would become symbolic of a new era of peace and cooperation in the Baashidi world, remaining still unbroken in 1444.
Sadealdhahk and his peers were influenced by a new religious movement sweeping through the Jasiir Jadid. A codification of the various folkloric beliefs from previous ages, it also taught a philosophy of dedicating oneself to the pursuit of knowledge and understanding of the divine nature of creation. This new religion and era of peace would be the seed of a Baashidi golden age, known as the Dasr Sharaf.
Rinta Seekers
Rinta Seekers (Truth Seekers), is a religion developed by the 12th century philosopher Kabil Hadni, who sought truth in the many hundreds of beliefs that fell under the umbrella of the Habab Zar (Old Exorcism or Old Spirits). Hadni’s religion taught that the gates to heaven were guarded by mortals, who had rebelled against the lesser gods the True Creator had stationed to guide the world and watch over heaven. These gods became corrupted by the power they wielded over the material world, and so the enslaved souls of heaven slew them and spread their remains across the sky, where the dead gods can only weakly inflict their evil upon the world. He believed that the mortals in heaven sought to avoid becoming corrupted by the gods, and would only allow those who achieved enlightenment to pass through the gates. Hadni taught that no mortal could achieve enlightenment in life, but that seeking an understanding of the divine law which undergirds the world would help protect one from the evils the dead gods sought to inflict upon them. The religion is part philosophy of life and part collection of protective rituals, officiated in equal part by learned scholars in formal settings as it is by itinerant ascetic holy men.
Rinta Seekers is the great pillar of Baashidi and merfolk life. Its philosophy shapes the way that they relate to each other, and its exhortion to seek knowledge motivates Baashidi scholar-adventurers to learn the secrets of the entire world.
Baashidi magic:
There are two types of mages among the Baashidi, Mwalim and Darwiiz.
Mwalim are studious scholar mages who practice a magical tradition based on reason and logic. Their magic utilizes mystical alignments of numbers and alchemical formulas and they also derive power from knowledge of astrology and interpreting the movement of the heavens, making them quasi holy men who are trusted to conduct auguries and ward from evil influence households and courts that hire them. Before casting all but the most basic of spells, they imbibe strange elixirs and do ritual dances mapping out mystic geometry in order to enter a higher state of consciousness. This trance is described as an intellectual ecstaticness that is believed to partially connect them to the realm of paradise. Many are also scholars of renown, writing treatises on history; philosophy; and mathematics, as well as studying natural laws in order to improve their own magic and alchemy, and practicing formal court poetry.
Darwiiz are wandering mystics who practice a mixture of witchdoctory and spirit binding alongside ritual trances similar to that of the Mwalim. According to tradition, Darwiiz cannot cut their hair, drink the milk of an animal, carry salt, nor carry any tools for the making of or extinguishing of fire. Peasants and lords alike are obligated to provide a Dwariiz with hospitality and food, which a Darwiiz is obliged to repay with a performance of story, music, and dancing, alongside any needed magical aid. Mwalim enjoy the same privileges as Darwiiz, being entitled to hospitality, but see these and the other traditions of the Darwiiz as relics of a past era and the behavior of misguided folk magic practitioners.
Mwalim are more trusted by nobility, being highly influential within courts and scholarly circles. Darwiiz, due to their wandering nature, rarely enter the courts of kings or other nobles but are often the only source of magical aid that rural villages and the rougher adventurers will be able to gain aid from.
Darwiiz are far more common among the tribal and rural peoples, but no noble would ever turn one of them away or disrespect them. Influential Darwiiz have made their ways into the courts of kings before, and been trusted spiritual and practical advisors.
1444 and the Dasr Sharaf

The Baashidi word in 1444
In 1444, the Baashidi are in the throes of their golden age, experiencing the benefits of age of peace and cooperation. When you jump into the game, the Dasr Sharaf is ongoing event that has the potential to springboard you into success. This is the age of the Baashidi’s height as a civilization, and you as a player will be able to determine how high they ascend.
Open warfare between the Baashidi kingdoms themselves is unthinkable, and their rising power has led to them looking outwards for expansion.

https://preview.redd.it/lj1sm4nuqm2b1.jpg?width=1920&format=pjpg&auto=webp&s=a8af655d784ab8668b1c4ef6a0794c63cf3b966a
The island of Zyumaklai is the first step of this expansion, captured from Butuguzi by Kabilu Gawakhiza in 1420. It is the first of possibly many Baashidi possessions in seas far from their home.
The other notable expression of Baashidi expansionism is the tiny state of Hisraad. A group of scholar-adventurers granted control of a mountain-fortress by the queen of Qabiika Dadubakha, they use their base to conduct expeditions into lizardfolk lands hunting for ancient knowledge, and have ambitions of conquering their own state there. Only time and you the player will tell if they succeed, and whether they are the precursor to more such expeditions.

The Scholar-Adventurers of Hisraad. Note the gfx is not final.
Hisraad is an interesting tag that is focused around the Baashidi expedition mechanics, which are relevant for all of the Baashidi countries, not just Hisraad and Qabiika Dadubakha. We’ll talk more about them in a future dev diary.
Trade in Sarhal
It would feel remiss to have a dev diary about Sarhal’s greatest seafarers without also including some information about trade in the greater continent of Sarhal.

The trade mapmode.
As you can see from the trade map, Sarhal pulls trade from Haless and Rahen towards Cannor. In 1444 this route functionally doesn’t exist, but as the Baashidi, Cannorians, and other trade focused powers in Sarhal, you’ll have the opportunity to bring the riches of Haless to and through Sarhal. Eagle eyed viewers might also see some changes in Rahen and southern Haless. The West Rahen Gulf has been split to accommodate the intended flow of trade with Sarhal, and several trade nodes have been adjusted to account for this. The gulf and the Ringlet Sea are going to be very lively areas in the Sarhal update, with pirates, colonizers, and trading kingdoms all trying to get their piece of the pie. You’ll also note that Eastern Haless flows directly towards Sarhal. As a Cannorian colonizer, you’ll want to establish a presence in Ardimya to control Halessi trade without needing to conquer huge amounts of land (You’ll also want a colony there for…other reasons)If you look at Sarhal for a bit, you’ll see the traditional trade routes through the interior of the continent that have existed for most of the history of settled states there. Gnollish traders carry slaves, salt, spices, and ivory across the breadth of the sahel and sudan of Sarhal, bridging the human civilizations of East and West Sarhal through this distant trade. The movement of West Sarhali slaves into East Sarhali is of great importance to the civilizations of East Sarhal, as is the flow of East Sarhali gold and finished goods to West Sarhal. Control of this trade is vital for a gnollish power, and the effect of greater sea trade on this ancient highway will play a part in the stories of the states of the interior.There’s one more notable thing about trade in Sarhal (or rather something with trade in its name), but I’ll leave that for a future dev diary about a particular people of no small import.
WE NEED YOU
I’d like to end this dev diary by reminding people that Anbennar is a product of the community that supports it, not a distant dev studio. That means you can contribute to Anbennar and make content for it. We have plenty of passionate and talented people working on making content for Sarhal and other parts of the mod, but we always need more.If you’re interested in helping out with Sarhal or any other region, hop on to the discord and ask around. You’ll even get your name in the credits of the release.
https://discord.gg/anbennar

A new challenger to Anbenncost's title has appeared. The city of Qasri Baashi is split over two provinces, representing its nature as a huge sprawling slum.
Trade good mapmode. Those ivory provinces are from herds of pygmy elephants formerly bred by Ardimya as pets.
I wonder why I included this image? Must be a mistake, but I'll leave it here.
submitted by not_wingren to Anbennar [link] [comments]


2023.05.28 19:09 IntrepidPrune3376 Thoughts on Career Starter Loan

Hello all. I am currently an ROTC cadet scheduled to commission May of next year into AD. I have recently been looking at the Career Starter Loan from Navy Federal Credit Union. I don’t have any debt in any form right now and don’t anticipate needing this loan to pay off any current or near future expenses. However the interest rate of 2.99% on $25,000 and not having to make payments on my loan until 180 days after I commission is very interesting. What if I was to take this loan put all $25,000 plus $2,000 of my own money in a CD for 18 months at 5.2ish percent APY then just pay off the whole loan when my first payment comes around in a year and a half from now (no early repayment fees). I’ve been doing the math with a CD calculator and I think I’ll make around $2000 after taxes. What are your thoughts on this? Is there something I am not thinking about?
submitted by IntrepidPrune3376 to MilitaryFinance [link] [comments]


2023.05.28 17:34 Gargus-SCP Related Works - Wesley Dodds as The Sandman (Jan-Jul 1941): Troubled Sleep

After a 1940 defined by gathering strengths and refinement across the feature, the early months of 1941 bring a few troubling portents behind-the-scenes for Fox's affectionately termed Grainy Gladiator. Nothing ruinous in itself, but signs of an upcoming radical shift away from what the character represented to start.
For one, the April issue of Adventure Comics (#61) brings with it a new cover feature, Ted Knight AKA Starman, courtesy writer-artist Jack Burnley. Already the second lengthiest entry in the book at nine pages, Starman quickly managed what neither Sandman nor Hourman could during their respective years as star attractions and upgraded to a full thirteen pages by his third appearance in #63. For context, Sandman only went from six pages to ten with its upgrade, while Hourman has remained rockstaedy at eight pages, and neither took down another non-superhero supporting feature to justify the page increase like Starman did Barry O'Neil and Mark Lansing. Moreover, from Starman's second appearance on, he is only drawn by Burnley; writing duties now belong to the Sandman's own Gardner Fox.
Which loops in with two other issues at play over Wesley's tossing, turning figure. Starting with issue #61, available online sources no longer fully agree who wrote what for the Sandman feature. You must understand, outside superstar figures with major pull like the creators of Superman or Batman, very few creative teams are properly credited in these Golden Age comics - my credits the last few posts have all been crossreferenced across numerous wikis and databases who owe their credits to investigative work by fans like Jerry Bails back in the 1960s. Such work was sadly not exhaustive, and while a few places (like DC Continuity Project and Wikipedia) state or else imply Fox stayed on as writer for the next few issues, from June to November there is no consensus as to who penned the stories.
I shouldn't be surprised if Fox's involvement terminated with the March issue, for April also saw All-Star Comics shift its format slightly, with Fox writing all nine interior stories for the 64 page mag in addition to his duties on the longer Starman feature. Man would have to work double time to keep pace, even if Sandman didn't drop to eight pages with #62 in May. Either way, Fox is certainly gone following #64 in July, as that issue features the final story drawn by regular artist and co-creator Creig Flessel, who departs to work on Shining Knight later in the year. As I say, things are changing fast for Sandman, and not all changes seem necessarily for the better. Best, however, to take the stories on their own level before drawing any final conclusions!
Coverage note: This entry goes to July rather than June for the sake of my sanity. If I stopped midway through the year, I'd only need cover seven features here, but the back half of '41 would require coverage of eleven. A nine-nine split feels much more feasible.
Orchids of Doom - Gardner Fox, Creig Flessel, Chad Grothkopf
Once again, a socialite friend to Wes and Dian is at the center of a minor mystery with big implications - namely, how can Pedro Nogades, father to Carla, rightly claim he breeds otherwise purely wild orchids in captivity? Investigating as the Sandman, Wes and Dian find a dead man in the Nogades greenhouse with his head stripped to the bone, and in following another fellow who sniffed an orchid before promising a shipment of such to some ruffians on the bad side of town, see his own face dissolve to bare skull. A visit to the police chemist reveals the orchids on the dead men's persons were laced to release a deadly flesh-eating gas on exposure to natural air, which is enough probably cause for Wesley to enlist Carla's boyfriend Bill in staging a raid on the Nogades manor. Some close shaves and fisticuffs end with the group discovering a diorama of the local coast, laid out to assist enemy agents in an invasion. Pedro is put away and the orchids revealed as concealing microfilm copies of the coastal plans, but how do we square the mystery that started it all? Simple: Nogades was no botanist, and called the flower by the wrong name when concocting his cover story!
An alright yarn to kick of the calendar year. As per usual when Fox tries for a somewhat complicated mystery, he's no adequate means of tying off loose ends other than large blocks of text, but it's lively and keeps the situation evolving with decent justifications for mid-story action and dragging Bill along for further fisticuffs. Hooking the entire mystery on, "Oh, the bad guy misspoke," is a tad lame, if understandable in the context of Fox's passion for slipping general knowledge flexes into his stories. Flessel and Grothkopf get some good mileage out've the skull imagery that crops up whenever the flower kills, and I rather like the brief bout of fisticuffs towards the end. The minor social awkwardness when Bill gets in the car with Wes and Dian is pretty good too, and I'm sorry to report I can't add this story to the "Wesley getting shot" count, as the bad guy only plugs his hat. Kinda funny having a Golden Age Sandman story involving orchids given Neil's own pre-Sandman work with Black Orchid, innit?
The Story of the Flaming Ruby - Fox, Flessel, Grothkopf
There exists a ruby of blazing red, which has driven men to rage and madness wherever it appears, and today it sits in the hand of a young man in the local jeweler's shop, who flashes it cross Dian's vision. Later in the evening, she wakes in a trance consumed with the urge to kill her father, stopped only by Sandman as he rushes in from investigating a similarly queer case. A bank teller friend from his private life has found himself driven to steal from the vault and deliver it to some crooks on a lonely road every night, all after one of those men flashed him the ruby. Wes and Dian are unable to stop this night's transaction (on account of the ruby briefly turning Dian against Sandman), but seeing the gem in action gives Wes an idea on how to counteract its effects, and go into battle during the next drop armed with blue cobalt glasses. A brawl puts down all the blackmailers except one, but Wes opts instead to go after the head of the operation, knocking him out and lurking in the dark to catch the last as he reports in, revealing the bank teller! Turns out the ruby DOES have hypnotic properties and was used to assist their robberies, but the teller - hoping by playing at the victim to lure Sandman into his cohorts' midst and rub him out - spoke as if he remembered the whole experience, where Dian forgot herself on every exposure. Oops!
Same basic mystery structure and resolution type here as last month, complete with overly-wordy explanation, although I find the hook of pitting Dian and Wesley against one another gives it a minor leg up, as does the relatively straightforward nature of the criminal operation compared to planting microfilm in deadly flowers. There's a more even balance between the rush in bust 'em up style of crime-fighting the feature has developed and the stealthy skullduggery I think suits the character best, with nice action art to match each. Dian has some silly faces whenever she wakes from her hypnosis, and the four panel sequence of Wes halting her murder attempt works pretty well. This is, unfortunately, the final pencil-inking collaboration between Flessel and Grothkopf, and much as I've kvetched over the second man's solo work, I'm sorry to see the back of him in this capacity. When the two were in proper tune, they were the best artistic team Sandman enjoyed yet.
(Stop dodging bullets, I want to see you gunshot.)
Mystery at Malay Mac's - Fox, Grothkopf
Hey, a rare post-Hourman, pre-redesign cover appearance! That's always nice. "Hello, officer? Yeah, coupla chucklefucks right here, the alley off Fourth, can't miss 'em."
What's this? Dian breaking into a notorious criminal slumlord's safe in the bad part of town? A safe, as Wes discovers after he scares the lady off, filled to the brim with poison gas! Evidently not, as Dian is sound asleep when Wes arrives at Belmont manor to investigate, and a subsequent visit to Mister Mac reveals the only person who'd know the safe was booby-trapped is a local kidnapping organizer. Some blind, flailing fists turns up the girl, Dian's perfect duplicate, snatched from out of state to replace Dian and gain leverage over the cops. Too bad the kidnapper's made of strong stuff, knocking out Sandman and taking both woman for a ride to get back at Mac. Fortunately, Dian leaves Wes a trail of jewelry out the window, enabling him to follow and take down all the crooks with one throw of his gas pistol, revealing in the process 'twas Mac himself who tipped Dian's duplicate to his safe, in hopes of spoiling his rival's big plot.
Art-wise, this is probably Grothkopf's best work for Sandman to date. His tendency to exaggerate is translated into some properly goonish faces for the villains and really, really strong action poses, with some properly atmospheric shots sprinkled in for good measure. He cannot draw the gasmask for piss, but there's such an improvement I almost thought this was a Flessel joint before checking the wiki credits. Makes me wish we could see what he'd do if he kept on as a solo artist - free from the impulse to treat the feature as a cartoon, he produces damn fine work. As a story, this makes good time to mention my misgivings with Wesley's tendency to burst through windows and start swinging long before he thinks to use his sleeping gas. While it's great fun to describe and hype up as the mark of a madman who's even cooler as the badass normal than Batman, it also encourages a faster degradation in the character's identity. I'm sure you'll notice it's been yonks since lurking in the shadows and thinning the ranks by knocking them out in advance has factored into the stories. That Wes handles the bad guy by literally clonking him over the head with the gas gun rather than pulling the trigger speaks to the influence other, punchier superhero features have exerted over the strip.
The Menace of the Metal Gun - Fox?, Flessel
From aboard a mysterious aircraft, a madman fires upon the city with a metal-melting ray that dissolves the skyscrapers into slag! Alerted to Doctor Borloff's activities, Wesley meets with swift defeat when the rogue scientist melts his gas gun and escapes in his cylindercraft to terrorize afresh. There IS a bright side, as seeing the ray firsthand gives Wesley some idea how to counteract its effects, and he sends Dian and her father warning for the local airforce to coat their planes in sand as a silicate buffer against the ray. Alas, only one officer heeds his message, leaving Sandman alone to get aboard the machine via his new wirepoon gun and defeat Borloff from within. For his brawling process, a good midflight fight is nothing if the hero gets tossed out an open door, but fortunately he can grapple onto the lone surviving plane, recover his bearings, zip back up, and put a stop to Borloff's dreams of world conquest once and for all!
Action is the name of the game here, and even without Grothkopf's inking enhancements, I think Flessel does a fine job on his own. I'm wary of the wirepoon in the future, as by year's end it will completely replace the gas gun as Sandman's sidearm of choice in further drift from the original Christman concept, but taken as a neutral in its debut, giving Sandman greater aerial mobility does lead to some cool shots and enhance the sense Wes goes stark bananas in the mask by pulling some stunts that would almost certainly pull his arms from their sockets in real life. There are, however, some particularly stiff action shots, and in one panel Flessel cocks up the design on the mask worse than Grothkopf last ish. Based on the opening vignette, Borloff decimated millions of innocent lives in addition to all the planes he melted out of the sky, making him easily the deadliest foe Wes has faced to date, and in turn making the "We did it, gang, everything is bright and peachy again!" ending sorta offputting. They'll have to organize mass funerals tomorrow, Wes. Show a little respect.
For America and Democracy: The Grey Shirts - Fox, Grothkopf
In the top-level story, the JSA learn of their mission for the FBI: a group of Nazi insurgents known as the Grey Shirts are plotting subversive and destructive activities all across America, and are now posed to badly destabilize the nation in a series of disruptive attacks. Each is assigned a mission at critical points cross the nation, though given the widely-ranging disparity in their powers, their usefulness to the cause varies equally wildly. The Atom humiliates some goons spreading Nazi ideology at a single college, Hawkman barely prevents the destruction of an aviation plant in California, and Hourman's defense of an Oklahoma oil field ends with him toppling one of the oil towers to stop his quarry. Meanwhile, Green Lantern detonates a zeppelin secretly jamming radio transmissions nationwide, the Spectre casually annihilates some otherworldly vampiric globes sympathetic to Hitler's cause, and Doctor Fate uses his magic to out every single spy on the eastern seaboard. Uneven efforts or not, the group converge on the Grey Shirts' ringleader, and with a little help from Johnny Thunder, turn him over to good ol' J. Edgar Hoover's custody. Alas, Wesley does not get the blood he's thirsting after.
(Also Doctor Fate alerts Wesley to the identity and location of the ringleader before his mission starts rather than letting him figure it out on his own like everyone else. Prick.)
For his six-page leg of the assignment, the Sandman is off to El Paso, Texas to assist a local newspaper under threat from the Grey Shirts for printing pro-democracy and anti-Hitler editorials. Of course, this being Wesley Dodds on the job, he gets this information by roughing his way into the newspaper offices, then acts on it by beating on the guard at the Grey Shirts' camp and pounding down a band of brainwashed young men to prove he's a better American than them. After sending the wannabe Nazis for a whirl by running their bomb shipment off the road, Wesley doubles back to completely break the recruits' spirits, daring them to prove their hard enough by shooting an unarmed man in Hitler's name, chiefly himself. When none can cut the mustard, he marches them back into town with collars strapped to his car, and inspires the lot to join the Army to a few shirtless bars of "God Bless America."
Cripes but jingoism produces some heady results, doesn't it? I'm not sure I can rightly condone the ridiculous levels of patriotism on display here, even against such classically anti-American enemies as Nazis, yet at the same time, look at this and tell me it isn't the hardest shit you'll see all week. Again, though I've my misgivings about Wes as a brawler no matter how entertaining the results prove, there's something endearing about him being so raring for a fight his first move is to altercate the receptionist at the place he's assigned to defend. On the whole, Grothkopf's final Sandman contribution also shows refinement from his earlier works, the broader, thicker elements of his linework now tempers on a somewhat more grounded approach. Certainly the Sandman himself keeps a consistent look better than he does in any other issue published thus far this year. I DO notice he reused Flessel's design for the District Attorney wholesale on the newspaper publisher. Since he's going and heading out on a job well done, let's not hold it against him, eh?
The Purple Death Ray - Fox?, Flessel
At the nightly planetarium show, a member of the audience screams and falls down dead, stricken by a litany of strange symptoms with no obvious cause. Wesley, believing the man was killed by a death ray, examines the auditorium's projector, only to find no obvious alterations or fault. Undeterred, he purchases himself a seat next to the murdered man's for the next show, which is now occupied by another fellow who received a last-second courtesy invitation. Acting quickly, the Sandman reexamines the projector from the shadows and finds a replacement bulb screwed into the socket pointed directly at the man's chair. With assistance from his wirepoon, Sandman swings down and wrenches the man from his seat just as the show starts, the bulb bathing his seat in deadly radiation. On learning the man is a former judge and the deceased a former DA, it's not long before Wes ferrets out the killer; it's the cashier, a former scientist sent to jail for misappropriating university funds years ago, out for revenge and now stopped cold.
See, while I'm skeptical about the growing presence of science-fiction elements in the series, they make fine fodder when they play to Sandman's strengths. Lurking high above a crowd of people seeking the answer to some deadly mystery is exactly Wes' bag, and plus or minus some strange mask drawings, Flessel captures that thrill of closely examining a big deadly machine in secret before it fires. I'd submit the page where Sandman saves the judge from the beam as an easy contender for best of the year thus far, and the shot where Wes pushes Dian away from the killer's bullet is another fine piece of work. My memories of this one before sitting down to reread and write were a lot chillier, probably because I wish the series remained in crime pulp rather than raygun pulp, but a good outcome is a good outcome. Seriously, though, why is the mask going so bobble-eyed of late?
The Voodoo Sorcerer - ???, Flessel
As Dian and Wesley tiff over his interest in an exotic dancer they know through a mutual friend, the woman's tail-lashing dance is interrupted when she sees a great glowing triangle materialize before her eyes. With the shock straining her bad heart, the Sandman brings her to boyfriend's house, where he reveals the triangle is a voodoo witch doctor's means of accusing someone of murder - just as news comes over the wire that the man the woman lashed with her costume tail has died! Smelling a rat, Wes rushes to the scene of the crime to find the taile barbed with poison quills, only for the titular sorcerer to bumrush him out the window. It's a big misunderstanding, thankfully: he's as shocked by the murder as Sandman, and only summoned the triangle on suggestion from an acquaintance, forgetting the dancer would know its significance through her partner. By happiest coincidence, this provides Wesley the solution to the mystery right quick, for only his friend's chauffeur would have motive, opportunity, and knowledge to frame his employers and their associates for the murder of a stock broker who owed them money.
Hmm, ah, see, on the one hand, it IS nice that the voodoo guy is innocent of everything except a lapse in judgement and the real twist is an unassuming little man exploiting the mystery and fears around the craft to cast suspicion off his person. On the other hand, eek, yike, zoinks! None good. Bad, even. Outside unfortunate depictions of non-white persons from the 1940s, the story's pretty weak for a murder mystery, as numerous elements are evidently known to the characters well in advance, yet only made clear to the reader right before they become relevant, like the exact identity of the murdered man. It's only eight pages, so there's little opportunity to piece information together on your own time, and as such it is heavily reliant on narrative cheats to generate cheap surprise. About the best thing here is the big page-dominating panel of Wesley swinging through the city on his wirepoon, unconscious woman tucked under arm. Kinda hard to convincingly raise my dander about what it means for the character and his feature when it's successfully operating on the long-standing principle of "masked mystery men swinging on a wire through skyscrapers looks really cool." S'like a solid fifth of the formula behind why Spider-Man is so enduringly popular.
(Also not a big fan of how Wes dismisses Dian from participating in the case without any adequate reason why. She calls him out over it, even, and nothing in the story justifies his decision to fly solo on this one.)
The Unseen Man - ???, Flessel
Dian's purchase of paints from a local hobby shop includes quite the unusual accidental item: a paint that turns anything and everything invisible on contact. Determined to solve this mystery on her own, Dian investigates the shop with the dealer's cooperation, only for the dread Unseen Man to get the drop on her. Fortunately, Sandman is there to save her because he won't let Dian do anything on her own; unfortunately, Dian doesn't know Wes can see her attacker through his blue cobalt lenses and pulls him away, thinking him mad and letting the Unseen Man go free. As reward for her screw up, she's targeted in her home the next night, only for Wes to barge in again, having anticipated the only possible secret identity for the crook would make him likely to strike back at Dian. It is, unsurprisingly, the hobby shop owner, who Wes turns over to the police before heading out to patent his invisibility paint with the United States Army.
Alright, it's definitely not Gardner Fox writing anymore, because I cannot imagine Fox treating Dian so poorly. I gave her some dignity in summary, but this story is plain dumping all over her as a fussy, incompetent tryhard who fails at investigating on her own on account her womanly ways. Just look at the sheer antagonism between her and Wes; you two are partners, she's saved Sandman's skin like a dozen times, worn his costume and wielded his gas gun to do it once, even! Don't try to BS me into thinking Wes would run this paternalist "let me handle it, Dian, I wear the pants in this relationship" crap on her. You're only alive because she's worn your fucking pants. Otherwise, 'nother instance where the story and art alike don't give me much of note. I reckon Flessel was about done with the series with Fox gone and sorta phoned in his last few assignments. They're nowhere near the standard of his early solo artistic duties on the title. There IS another good wirepoon swinging shot, if one counterbalanced by a crummier instance with yet another weirdly-proportioned mask.
The Mysterious Mr. X: The Kidnapper's Union - Fox, Cliff Young
The Justice Society are bored. Bored, bored, bored. Why are they bored? There is no crime. Not a single ruffian or scoundrel or roughneck lawbreaker anywhere in the city! Where did crime go? Crime has taken an enforced vacation, courtesy the plans of big crime boss Mister X (hats off), as prelude to his scheme for taking out the JSA and putting all his criminal enterprises back on easy street. It's quite the collection of rackets out against the superheroes - an arsonist ring for Flash, a jewel snatching gang for Hawkman, leader of the phony fortune teller underworld against Doctor Fate, even hard-pressing gym membership shakedowns for the Atom! Naturally our heroes triumph, though every one also encounters a strange little man idly strolling through their battlegrounds. He's so omnipresent despite his mousiness, he's even there when they convene at the police station to organize Mister X's (hats off) arrest. Except this unassuming slip of a man? He IS Mister X (hats off), and with the Justice Society having taken all the fun out've crime, he's turning himself in to live comfortably on the state's dollar in jail. WHOOPSY-DOODLE!
For his six-page part in the game, Sandman must contend against the kidnapper's union, who naturally enough have abducted Dian to get his attention. Not only have these lowlives taken Dian hostage (though she doesn't particularly mind), they've taken out phony accident insurance claims against themselves should the hero injure any of them en route to his untimely death! Nobody quite expects Wes to avoid the sniper-guarded roads to their remote hilltop hideout, though, and a quick wirepoon swing over the canyon (complete with Mister X - hats off - sighting) puts him right in the criminal den. From there, it's a simple biff wham boom to take down the punks and disarm their supporting fire. Alas, Sandman is once again only in the loop on the true nature of the threat against the JSA because someone notifies him from their own investigation, this time Flash via telegram. Let him do his own detective work, you pricks!
Right. You see these panels? You see Dian being calm and collected in the midst of a kidnapping operation? You see Wes trusting her with a submachine gun to keep watch on the fools who mean them harm? Yeah, THAT'S Fox writing Dian. Whoever's writing the Adventure feature at this time ought've taken notes. Artistically, Young makes a fine replacement for Grothkopf and Flessel in Adventure - he can match the first for goons, the second for action, manages a nice turnaround effect before Wes swings on his wirepoon, and even gives us a by-now all-too-rare heavy shadow shot on Wes and Dian. I'm a big fan of the lead kidnapper who calls the JSA the "Justiss Sassiety," and find this instance of Mister X (hats off) the second best in the book, behind only his appearance in the Hourman story, which I think speaks for itself. Probably the only time I'll express preference for something Hourman related over Sandman.
The loss of all three major contributors to the Sandman feature across early 1941 and the crunch down to eight pages has certainly made the Adventure Comics side of the Sandman line a rockier experience. It's still possible to derive enjoyment from the wonky mysteries and higher-concept criminals, but one must accept atmosphere and and particularity have been near-entirely sacrificed for generalized bombast and louder appeal. Don't misunderstand, I've become a fan of Wesley Dodds, Fist-Swinging Bullet Sponge, and my past praises for him aren't diminished by the realization of what this has done to his integrity as a character circa today's stopping point. The trouble is, while I enjoy this half-mad, impossibly reckless read on the character, it simply no longer bears any resemblance to the early days' lurking and creeping through the seedier parts of town. There's a great series of justifications running through the Sandman concept - he's no powers, so he uses the gas gun, so he needs the gas mask, which hides his identity so perfectly it frees him to wear the ordinary business suit, which highlights his vulnerability. Fling him around like a ragdoll who knows no fear of injury or death, although I'll clap for the bravado of it all, I must object if it means any notion he should be sneaky or cautious degrades.
Especially if it means the gas gun vanishes from the character. It hasn't met its final end just yet, but for this seven month block it's proven a very perfunctory aspect of the strip, hung by his side and occasionally brandished without acting as an integral part of the action or storytelling. The wirepoon has subsumed its function as the sidearm, and while I must stress there are plenty aces shots of Wes swinging that fully justify its prominence, taking precedence over the thing that makes him the Sandman, Crimefighter What Fights Crime By Putting The Criminals To Sleep plain rubs me the wrong way. Be awful nice i we could have both without the new toy putting the old out to pasture, y'know? It's not led to anything I'd full-throatedly object over just yet, but... ach, you'll see next time. Speaking of...
Next time! 1941 comes to a close as Wesley picks up another feature to his name, and also a stupid, ugly new costume!
(Previous write-ups: 1939, 1940 pt 1, 1940 pt 2)
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2023.05.28 15:47 bunkabinks I don't know how to talk about this, but today my journal just won't do.

I don't really know where to start either, so I guess I'll start by saying I am a survivor.
Through no one's fault that lived in the house I grew up in, our childhood was very difficult. It was chaotic, turbulent, and often we had no running water. Our Parents split up when I was very young and there were periods of time where my father was simply not in the picture and my mother was more often than not in her room, so my siblings and I mostly managed that time on our own. When my mother pulled herself together and managed to raise us mostly alone, she attended college and earned her degree, becoming a special education teacher. As you can imagine, raising 4 kids on a teacher's salary, one with with severe disabilities, was incredibly hard for her to do. While my father did pay child support, he didn't make anywhere near enough to really help and his contributions was hardly enough to buy food for a month. Although I'm incredibly proud of my mother for working so hard to earn her degree, it was simultaneously the best and worse thing that could have happened to us. We had been receiving help from our state for my special needs sibling, and with her new job, we lost all the aid we had been getting for him and insurance refused to cover anything we had for him before the change. Things went downhill the years that followed and without going too deep into the details, cps was involved as the situation was becoming too dangerous for us all and my sibling was taken as a ward of the state. My father at that point has cleaned himself up and had been much more involved in our lives, but very early into my teen years he had to move away from us to find more work, and my relationship with my mother had become sour due to our resentments toward each other, so by the time I'd met him, I was desperate for any amount of love or attention.
I met him in while in a dark period of my life, my high school sweetheart, my ex-husband, he was my rock. I felt like he was the only person that held any interest in me, that would talk to me and listen to what I had to say, and he always knew how to make me feel better. But things didn't seem right to me, he would often talk badly of my family, but I was so angry and hurt at the time, I'm sure I didn't paint them in the best light so I didn't think anything of it. He would want me to do things with him, even when I was uncomfortable or tried to refuse, but I'd always give in eventually because I was afraid to lose him. He'd make comments about my body and make me feel like I was unworthy because of my body hair and my shape and I thought I was ugly. He'd broken up with me at one point without any explanation and only tried to date me again after I'd started dating someone else. When we did get back together, I tried even harder to keep him, and that's when I should have known what was actually happening. His comments came up more, he was more aggressive about what he wanted, and while at that point he had never hit me, he made me sleep with him when I said I couldn't do that/didn't want to. But I stayed because I didn't think anyone else loved me and I didn't know that what he was doing was wrong. My parents and I never talked about that kind of thing and my parents were single for most of my life up up until that point, and I didn't have step parents until I was in my late teens, so I didn't know that my experience was not normal in a healthy relationship.
As we grew older and graduated from high school I discovered that he had tried dating a girl I was close with and she warned me what he said and did so I broke up with him and started college on my own, only to learn we had the same psychology class and he pulled me back in. I wasn't doing well in school and tensions between my mother and I had only gotten worse, so when his parents offered for me to move in with them, I jumped at the opportunity. The only rule being I had to go to school or at least be working, which I followed, but at that point he had quit school and was constantly either quitting jobs or just stopped going altogether, and started volunteering at a VFD, so I felt obligated to earn an income for us in order to stay so I quit school and stated working. I was never allowed to see our bank details, I was never given the login nor would he let me see the account so I never knew where the money was going, but I didn't complain because I had food, running water, clothes, and a roof over my head and that was enough for me. I know that it paid for the car insurance for his vehicle, and an awful lot of subway, but I don't know what else he spent the money on. Eventually I needed dental care, which my family and I had not been able to get much of, and he needed access to mental health services and my income was not enough to cover either of those so I married him and I joined the military as I felt I didn't have any other options. He was ecstatic, but my family took the news hard and it only caused more discourse.
After joining, things did not improve. I remember finishing up bootcamp and being so excited with how much money I would be earning, I thought we'd never have to worry about it again, and I was so happy to be able to provide for him in ways that I had not been able to before. I would be earning a free education, getting health care, and eventually maybe I could raise a family like I always wanted, but felt was out of reach for me. It was only after I graduated that I learned he spent everything. He only returned some items he had bought because one of my siblings found out and made him give some back. After the graduation he wanted to move to where I was training for my job, so he drove up with all our things and stayed in a hotel room close to base. As you can imagine, that was also very expensive. We eventually got housing, but we had almost nothing when we moved in. He got a job on base and would watch all the women as they did PT, would drink every night at home, and things only got more turbulent the longer we lived on our own. Eventually he quit his job and would drink all day and get upset with me when I'd come home from work because I was too tired to do much and I was struggling to keep up in training so I was studying late at the school house almost everyday.
Eventually our relationship broke down after I had made a horrifying discovery, something so terrible that I couldn't even look past it. At that point I had made up my mind that the marriage was over, I couldn't be with him anymore, and I left to stay with a friend for a few days. During this time I had made a terrible mistake and cheated on my ex-husband. Not because I wanted revenge, but because I wanted someone to care about me, even if it was for the wrong reasons, but it only solidified my decision. After building up the courage to go home and tell him everything, the cheating, that what he was doing was wrong, and that I couldn't take it anymore and that I wanted a divorce. I didn't even get a chance to tell him before he told me if I ever left him like that or ever tried to end the relationship he 'would be upstairs with a gun in his mouth'. He had never threated himself or others before this so I believed him and I ended up staying and keeping everything a secret out of fear of what he would do. I took apart the gun he bought with the money I had earned and hid them in different parts of the house to keep him from killing himself and I told him he needed to stop drinking, seek therapy, and either get a job or work on school/trade school, and I would seek therapy for myself. I asked for marriage counseling, but he refused and said he'd do therapy on his own. He only went to a few sessions before quitting. I went to receive services on base for my marital issues and as I started talking to a counselor, she made it very clear to me that what he was doing was abuse and she would not allow me to leave the building unless I filed some kind of report on him, and me not clearly understanding how reporting worked in the military entirely, panicked and filled a closed report on him so at least there was a paper trail. I never went back because I was in denial about the abuse and I did not think I was a victim, if anything I felt as guilty as him.
As my career progressed, things did settle down for awhile. I had finished up school and at that point we had moved to my first duty station, he was still drinking, but not as often and did start working again part time and I had started becoming more relaxed. I met the division I would be working with and I loved them all. They were the first real experience I had ever had with stability and it was something I needed. I became more of a workaholic, volunteering to stay later to accomplish more tasks as we were shorthanded and I wanted to be more helpful to the division. Things had been going well for the most part, but I was still deep in denial about things he was doing. He had taken out credit cards without telling me and even took one out in my name without me knowing, I only found out after they called me to apologize for the card being late and that it was on the way. I was so shocked I didn't correct her and he maxed out all the cards. I still had no access to the account, but at this point I could text the bank to get the balance, but still didn't know where the money was going. He started to be more aggressive about intimacy and demanding more and more of me, and there were times where I'd wake up to him touching me or he would just wake me up for sex so I wasn't able to sleep much and I was tired all the time. I didn't say anything or try to stop him anymore because I felt like I deserved it for what I had done, and it was easier to give him what he wanted than to try to fight him or make him stop. I was afraid of what would happen if I ever said no.
After this point in time, we finally had an idea of when I was to be deployed and things began to ramp up. I was away from home more often, but it was still several months away from deployment and with the holidays coming up, we decided to go big that year and make thanksgiving dinner. A few days after thanksgiving, I wasn't feeling well and was experiencing abdominal pain, but with my PCOS symptoms I just figured my cycle was coming and was hitting me harder than usual, but he recognized that something was wrong and made me go to the hospital and I had emergency surgery for my appendix. I remember him wanting to take a picture of my stomach because 'I would never look the same again', all I could think about before that was how scared I was of the surgery and how long it would take for me to go back to work, but after that it made me feel even more ugly as it was one of the only things he ever really said he liked about me and I felt vain for worrying about the scars. The surgery didn't go as planned, and instead of the small incisions I was told I would have, I woke up to a massive scar right down the center on my abdomen. My appendix had been too close to bursting and they had to make a larger opening to remove it, and all I could remember was the blinding pain as they wheeled me back to my room where I was left alone with him. I did not receive any pain medication for several hours after and it was the worst pain I'd ever experienced in my life. When they finally did give me something, it wasn't enough and I was put on Dilaudid to manage my pain. The second night of my week long stay, my husband was lying in bed with me and asked me for sex. I was in so much pain, all I could think about was how horrible I felt, and I said no to him for the first time in nearly two years. That I needed to get better first and I didn't think I could handle it with the pain I was in, but he kept touching me and begging, saying the Dilaudid would keep me from being in too much pain and I felt so scared that I said yes because every time before I had said no he took what he wanted anyway and I was afraid that he would hurt me. All I can remember doing was looking out the window and the night, watching the cars drive away on the the highway and the cars leaving the parking lot and as he pulled up my gown, and I pushed the button for more medicine, but it wasn't enough to stop the pain. I remember the visitors I had after, I remember my division getting me flowers and a get well soon card with so many kind words that I kept all this time and all I could do was push the button for more medicine, but it still hurt so much. I had to walk after and every day to keep clots from forming and to start recovering, but my pain never diminished and I was discharged from the hospital.
In the months that followed my pain changed and seemed like it was spreading, but it never stopped hurting, sometimes it wouldn't be so bad, but others were so bad I couldn't get out of bed. He was still asking for sex and other favors, but with less frequency as he seemed more frustrated that I couldn't preform. Every time I had to, I was in so much pain I could not function at home or at work and it affected me very deeply. We tried getting help for my pain and to try and figure out what was going on, but all the doctors I saw accused me of drug seeking behaviors and wouldn't offer me any help or send me to someone who could help me. It got so bad that I started begging them for help and begging them not to give me anything until we knew what was wrong, all the while deployment was fast approaching and I was afraid that I would either miss the deployment, or that I would go, but still not know what was wrong and drag my division down. I became very depressed and started drinking as we made more appointments. I remember the 3rd or 4th time they sent me to gyno for my issues I had become so frustrated and angry that I laid everything out with the doctor, every single little thing I could think of I told them (all with the exception of my ex husbands treatment) and she didn't ask me any questions, she didn't ask me about the details of my many symptoms at this point, or try to understand how I was feeling. She instead asked me how my relationship was with my father was. All the while he was sitting in the room with us, the real cause to all my pain in aguish, just casually listening in, waiting to complain how I wasn't having enough sex with him as he did in most of the appointments and I became enraged. I defended my father, and I put my uniform back on and said I'd like to speak with another doctor and asked her directly how to file a report, not against my ex, but her for saying something so horrible about my Dad, the only man in my life I loved more than any other in the world. After I left I called to make another appointment as I couldn't see anyone else that day.
When I was finally sent to pain management, deployment was two months away and I was terrified. I wanted to go so badly because it meant I could get away from him, I could finally leave him and he would never be able to reach me so long as I was on the ship and safe with my division, but nothing worked out the way I had hoped for. I was told it was Fibromyalgia. That this condition was life long and there was no cure, that I'd not only be removed from the ship, but that I'd have to leave the military all together. I was devastated, and the little patience he did give me while we tried to get a diagnosis quickly disappeared. I was put on several different medications to manage my symptoms, but he continued to make me have sex, even when we were told not to so I could have a chance to let my body recover, and things got worse the more I pushed back. The medication was meant to help me sleep because my pain could be better managed if I slept better, but he would wake me up at night and hurt me, and it never stopped. One night, when I was on Ambien, I had gone to bed and I remember falling asleep next to him, but I woke up to him on top of me, inside me, it hurt so much and I was in so much pain and it was so dark I didn't recognize him. I tired to fight him off me, but the medicine was so strong I couldn't stop him and he pinned my arms down. I couldn't stop crying and he finally stopped. I can't remember if he finished or not because I fell back asleep crying and flaring up. He continued this kind of behavior for the months that followed and although he never went that far again, he did continue to make me have sex and continued to hurt me in my sleep to the point of waking me up, claiming he loved me too much to stop. I didn't feel safe enough to take Ambein anymore and eventually stopped it all together, I didn't sleep for 4 days after that. All of this was happening as I was removed from the ship and placed on limited duty orders to await my medical board, placed in therapy, physical therapy, and many other appointments and medication changes to try to get my symptoms under control, but things became harder for me to manage and my drinking only got worse. When I finally escaped him, with the help of my now husband, I stopped all treatments and medications to manage my symptoms. To this day I cannot bring myself to be in a hospital, doctor's office, or take anything other than the things I took as a teen because I know how they work and that I can defend myself when I take them.
I can't bring myself to write anymore tonight, but there were so many things that happened that it's too much for me to write it all down and while I know he did many terrible things, I also was not innocent and I broke my vows. I will never defend myself for cheating, I know it was wrong and to this day I punish myself for it, but I do not regret finally learning that sex was not something you take from someone you love, that it was not something that is forced on you, it's not supposed to hurt you. Rape is not a consequence for cheating, you might destroy your marriage, you might end a relationship or somehow work it all out and stay together, but you do not deserve to go through that even when you make such a terrible mistake. If they can do so many awful things and you stay with them, forgive them, and still try to make it work, why give them so much grace and not give yourself even the smallest amount? You are a human being who is deserving of love and dignity, you do not deserve abuse. If anyone reads this please know that if you feel alone, if you're in this situation still, know that I love you and that when you are free, things will get so much better for you I promise. You are worthy of love and your deserve better.
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2023.05.28 11:33 jumpinjacks12345 May 2023 Report/Tips: Venice, Florence, Tuscany, Cinque Terre

We just got back, Italy is magical. Only been to Rome once before as part of Europe hopping trip about 10 years ago. Some thoughts and tricks on our 10 nights, hope it's helpful for others:
Weather: Don't stress too much on forecasts even a week out. Check before leaving and adjust wardrobe or add a light rain jacket if needed. Originally our entire trip showed rain the whole time. Realistically there was a 1 drizzly day in Venice and 2 hour of rain (ominous with thunder) in Florence. The rest of the time was cloudy or beautiful and clear. Cinque Terre was absolutely clear and 70, but dang that sun when hiking was brutally hot. App: Il Meteo
Download WhatsApp - everyone including hotels, restaurants, business, taxi driver (see below) uses it.
Esim: Airalo worked well for us Samsung S22 and Pixel 6. Did have to reboot my S22, but worked really well and between the 2 of us used about 5GB so couldn't gone with less data. One phone did the Europe regional and another the Italy Mamma Mia one. Some restaurants do have dead zones, some have Wifi, another was like these signs on the wall are your wifi....
Driving: You definitely need a car for Tuscany if you want to be on your own timetable, we rented out of Florence and returned in La Spezia. Beware some of the routes on Google Maps, although reliable there were 2 instances we went off roading when an asphalt road was right there. Then we needed to u-turn on the outskirts of Pisa and it was trying to get us to make this impossible stone walled turn and the locals were like yeah Google Maps has people do this and no one has made that so just turn back around. Also lesson learned for us - just do the rental company insurance, event though my credit card offers primary, we got a larger mid size SUV vs Fiat 500 and with the narrow streets, for me the reduced stress would've been worth it when we had to wiggle the car out some spots - but we came out scratch free. On a side note, we got a Lynk & Co car, which was neat and loved Android Auto as we use it at home. Rented thru Hertz. If you use the toll roads (which can make your life a lot faster sometime), make sure you grab a ticket coming in, we didn't get one for 1 segment, luckily getting off of it, the remote attendant spoke english, a little annoyed, but let us pay the fare from where we came from.
Parking: The meters we encountered in Montepulciano, Siena, Pisa seemed straight forward but sometimes card wouldn't work, the english translation was bad and cancelled out transaction multiple times. Just download EasyPark which seems to work everywhere, GPS your zone, link to GooglePay or credit card, license and boom, spin the clock - small fee less than 10%, but damn was it easy and you can add time or end early....
Trains: Download Trenitalia app, book any train instantly, get train status (where is the train currently), and see any station's timetable. Our Venice to Florence train did get delayed and stopped here and there in Bologna one weekend due to the flood damage, luckily our train wasn't cancelled. 5 days later, all trains seems to be back on track. Missed the big 5/26 strike by one day but I was seeing some trains via the app still scheduled. Basically be mentally prepared for any issues, booked an InterCity (assigned seats) from La Spezia to Pisa ahead of time but day of just waited to see when to schedule the regional from Pisa to Florence, so easy via app and you can see how often they run (30 mins for this route) and buy on demand as your schedule permits.
Booking museums/sights: It can be very tricky to google and find official booking sites as there are a lot of 3rd parties who want to get you a "front of the line pass" with a tour for a large markup. So I tried to book thru official sites as much as I can, for the life of us we couldn't get the Doges official to go through so did get those from Get the Guide for less than 5 euro markup for 2. If you are flexible and go off hours, you can do standby and avoid the nominal online booking fee and time spot, we only did these for some, not all. Maybe don't listen to me during summer months. But we did very little waiting - see below
Food: Note that I found classic italian cooking is much more simple, subtle and just pure flavors. Stuff was beautiful but by California standards, a tad underseasoned although some places did put out salt and pepper (default not request) for some dishes like a burrata. This is also coming from here in SoCal where birria is not enough it's birria ramen and hot cheetos encrusted this or that and 5 different types of toppings for mac and cheese - you know stuff for Instagram.... But I totally appreciated the approach and loved it.
Cities - we tend to do a lot on vacation, it may have been a touch quick but it was so fun, we did get a bit sick just with all the weather and change but nothing serious but was glad to get the downtime in Tuscany, we hit it hard first 2 places Venice and Florence. You may vacation differently, this was also our first trip abroad in 7 or so years so wanted to see ALLTHETHINGS.
Accommodations - We did mostly Airbnb which in Europe requires a meetup vs self check in. Did an incredible bed and breakfast (see Montepulciano) and finally a hotel in Florence for last night which I highly recommend for location and service - Arte Boutique (they helped me track down a lost backpack in a taxi, see below).
Safety - felt pretty safe and not scammy in all of our cities our Airbnb host in Florence said Italy overall is safe but he did confirm Rome you need to be more aware. Honestly we only carried 350 euro with us from US bank and that was plenty, near the end we were needing to use it up as everyone takes card, tap to pay, ApplePay and GooglePay freely. Taxi drivers do prefer cash
Staying calm story - we were ending our trip from Florence to airport in in my rush I left my backpack in backseat of taxi, it was gone before I realized we had our rollers and his backpack and duffel but not mine. Luckily my husband was like ok we will call the hotel (the only one we happened to book) who arranged the taxi, and luckily they tracked him down and he came back due to us allotting tons of time before departure. I had to pay the fare again for the backpack fare but was so relieved. We corresponded via WhatsApp after making the initial call to hotel.
Venice: 2 nights
- Sights: Doges (booked via Get the Guide) was cool, not the biggest museum person. Walk over Bridge of Sighs was uneventful from inside. St Mark Basilica had no advance tickets, but did standby for 3 eupp about 20 min before opening and got in within 10 mins, then hopped over to Campanile Tower w/o tickets, no line around 9-9:30 AM - great views.
- Eat: Faves were the quick bites chichetti (All'Arco, Cantina Do Spade), coffee and pastries and gelato (loved Suso). Our sit downs were not bad, just not mind blowing at Ai Mercanti and Imprompta (although seafood good). Also there's a small bar inside Cafe Florian if you want a macchiato for under 5 euro vs sitting down for a 12 euro cappucino and want a mini experience w/o wait.
It can be crowded mid-day but will calm down, very cool to walk or take vaparetto around and get lost, oops this alley dumps into a canal....
Florence: 2 nights
- Sights: Prebooked Galleria Accademia (a must, always a line), good museum experience if you don't necessarily need hours, so neat to see David here. Because not huge museum people, passed on the Uffuzi. Someone at lunch said hey Medici is cool, so did that on a whim w/o any wait and very cool, glad we did it on the fly. Prebooked Boboli Gardens, kinda tired by the time we got here and it had been drizzly and a bit humid, but nice to stroll. The larger fountain area you can't walk through anymore (Ocean fountain?). Also Piazza Michaelangelo for the Florence city center view. Lots of great shopping here, suggest start at Vale for a leather shop.
- Food: Ok so All Antico Vinaio although touristy is legit sandwich, very good and worth it. Tip: go to San Marco location, smaller wait by Galleria Accademia. GustaPizza was legit and very reasonable 7 euro for Margherita?! Fave gelato was Gelato Dei Neri and My Sugar. Mercato Centrale super cool to walk, shop for products, eat if you like. Trattoria Mario, email ahead for reservations - 1.1 kg florentine steak with small sides and salami/cheese plate all for under $70. Dall'Oste was good florentine but much pricier and touristy but had a good Montalcino wine there, book on website for discount for seatings outside of peak times, our 6 PM had 15% discount on food.
Tuscany: 2 nights Montepulciano, 1 night Siena
So beautiful, just the drive through Val D'Orcia. We stopped by San Gimignano and did the tower with no wait (150 stairs), Gelateria Donderia is overrated but fine, GO GO GO to Da'A'Mariani for sandwich here, sweet sweet man and just off the main street - recommended by Pasticcheria Il Criollo which was fabulous just outside city wall.
Stayed in Montepulciano, which was SO fabulous. Our true bed and breakfast was only 3 suites run on a property by 2 americans who moved to Italy - true hospitality and modern yet italian suite. They are booked solid this year, but it was sooo special. Huge breakfast spread every morning. It was true paradise there and the owners are gems - made awesome restaurant recommendations and reservations, driving route, etc. DM me if you want the name but don't bet on getting in for 2023. Restaurants in Montepulciano were Osteria Porto Di Baccio - great antipasto meat/cheese and pici, great typical osteria in wine cave then Le Logge Vignola which was very creative for a very reasonable price - you definitely need reservations for both maybe a few days ahead as both are fully booked by dinner. Gelato recc here would be Scarbia.
Siena - had the Siena OPA Si pass which I recommend, everything except the roof tour. Cathedral inside is a sight to see and includes works by Michaelangelo and Dontatello - ask worker where they are at, definitely do panaroma. This was helpful https://www.earthtrekkers.com/how-to-visit-the-siena-cathedral/ Walk to PastaZuf down the way from Piazza Campo for legit casual takeway pasta for 5-6 euro
Cinque Terre: 2 nights Riomaggiore
Yup, did Pisa as a quick stop on way to drop off car, it's neat and lots of parking (EasyPark app) to get in/out.
Stayed in Riomaggiore, CT is definitely touristy during the day but quiets down. Rick Steves was right, not overhyped. Every city is absolutely gorgeous. Did the hike from Monterosso-Vernazza-Corniglia - yes the HARD way with those stairs first leg but it was very rewarding and fun, can be tight in spots, started at 8 AM and ended in Corniglia around 11:15, start early as you can for less crowds. Train makes it easy to hop towns. Dinners included Rio Bistrot in Riomaggiore (checked in at lunch for dinner reservation same night) and Ristorante Belforte - both great views and suprisingly great food! Tasting menu is way to go at Rio Bistrot. Quick bites include fried seafood, so good. Be prepared for all the elevation/stairs/walking.
Edits: Add safety section, accommodations, and staying calm story.
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2023.05.28 08:33 -Bonjour-- More Madeir

From my travel report (2014):
The second trip to Madeira we made to escape the winter. The weather was like a moody diva in winter. It changes not only from day to day, but also within a few hours. So you can never plan anything for the next day, because you should not think, today it is so nice and sunny and warm, it will be the same tomorrow. But if you are unlucky, the next morning it will be completely cloudy, only to possibly be sunny again in the afternoon.
It is always a pleasure to stroll in FUNCHAL's old town. Here times an ice cream to eat, there a coffee possibly with Nata to take. But this should be done when there are no cruise ships in the harbor. Then you see fortunately more locals than tourists in the streets.
For football fans: Christiano Ronaldo, who comes from Madeira, now has his own museum in Funchal - eagerly visited by his - mostly young - supporters...
Funchal is spreading out more and more - the slopes all around are already built on, and in the hotel zone construction continues eagerly. Although it is obvious that in the newly built apartment houses still very many apartments are empty.
The first two weeks we booked apartment at about 350 m altitude with a beautiful view of Funchal. The disadvantage was that it became - especially in the evening - but quite cool. Fortunately we had not only an electric heater but also a fireplace in the apartment.
From up here you can see how Funchal has grown in recent years. It is a huge sea of houses, which goes up to all the adjacent hills.
For the second part of our stay we had chosen an apartment house at Praia do Formosa with direct view to the sea and also to Cabo Girao.
One of the most beautiful and varied gardens of Madeira is located only about 9 km east of Funchal: the Palheiro or Blandy's Gardens. In 1801, the property was purchased by Count Carvalhal. A hunting lodge was built and the count had exotic trees imported from all over the world. The count's descendants squandered the fortune, and so in 1885 the estate became the property of the Blandy family of wine merchants. The villa above the garden is still inhabited by the Blandy family and is not accessible.
The gardens are famous not only for the variety of (often exotic) plants but also for their location on a 500 m high hill with a magnificent view of the bay of Funchal. The Count's hunting lodge was renovated in 1997 and is now the exclusive hotel "Quinta Velha do Palheiro".
The gardens are divided into the main garden, the sunken garden, the valley of hell (Inferno) with mighty fern trees, the rose garden, the ladies garden and the tea house area. There are also ponds with water lilies and beautiful flower beds.
Some of the numerous trees are 100 years old. The garden has been constantly developed. Hibiscus, bougainvilleas, jacaranda, African tulip trees, coral trees and orchid trees grow here. The Blandy family imported proteas from South Africa and had a rose garden planted and a small baroque chapel built. The gardens are also famous for their numerous camellias and magnolias.
The orchid garden, created by an Austrian, apparently has more than 5000 plants and is located below the botanical garden. At the moment the orchid garden is closed, because in the big fire of 2016 in Funchal not only many houses were destroyed, but also great damage was done to the orchid garden.
Carnival is also celebrated in Madeira and by chance we saw a children's parade. It was interesting to see with which eagerness the children were partly "there". Therefore, there will probably be no problem with carnivalistic offspring in Funchal.
The town of RIBEIRA BRAVA is located at the mouth of a wide - sometimes wild (brava) river (ribeira). From Funchal there is a highway to get there. In Ribeira Brava there is a wide pebble beach, and on the other side of the promenade there are cafes and restaurants. In the historic center there are small stores, and here is also the pink town hall from the late 18th century
The Igreja de Sao Bento was built as early as 1440, but was given a new look during the Baroque period. The spire with the white-blue tile pattern and the sphere symbol of the Portuguese explorers is striking.
We still drove to Punta do Sol. This place lies between two high rocky capes. In the old core there are only a few houses and the church, behind it already begin the terraced banana fields. There is a pebble beach and on the promenade you can have a drink in small cafes. Except for us, there were hardly any tourists in the village. But here we drank the best poncha on the island. Poncha (made of honey, lemon juice and sugar cane brandy) is a kind of national drink on Madeira.
The village of Camara de Lobos - situated between two rocky cliffs - is only 9 km away from Funchal. Camara de Lobos is still a typical fishing village with the many colorful boats (xavelhas) that you can admire in the small harbor. A small church was built at the harbor early on, this was remodeled in 1420 and the current Capella Nossa Senhora de Conceicao was built.
There is still fishing and some boat building in Camara de Lobos. However, these are no longer particularly lucrative, so tourism is now a larger source of income. The fishermen in this area mainly catch the black scabbardfish (Espada), which is offered in many restaurants - also in Funchal.
There is a promenade path from the Lido in Funchal to Camara de Lobos since 2011. The path - always with a view of Cabo Girao - is partly concreted and partly laid out on wooden walkways. If you walk in the direction of Camara de Lobos, you can see the approaching waves of the Atlantic Ocean on the left and the partly high cliffs on the right. Not far behind Praia de Formosa there are some beach bars or restaurants where you can have a drink or eat quite well.
Cabo Girao near Camara de Lobos is one of the highest cliffs in the world. More than 500 m the land here falls almost vertically into the sea. Since our last visit, things had changed here, there was now a large parking lot. Then the cafes and souvenir stores were also new for us. And surprising for us was also the glass viewing platform, which exists since the end of 2012. Here you can see that wine and vegetables are grown on the small rocky outcrops. The farmers can reach their fields on the coastal fringe with a cable car. Before the cable car was built, these fields were only accessible by boat.
From Funchal it was not far to CANICO. The original village became in the course of time one of the most important tourist places on Madeira. Large hotel complexes, apartment buildings and villas were built. However, we turned off before we reached the town in order to get to Ponta do Garajau. There on a rock cliff is the 14 m high Christo Rei statue, which was erected in 1927. From here you have a beautiful view of Funchal. Since 2007, there is a cable car nearby that goes 200 m down to the pebble beach.
CURRAL DAS FREIRAS is a small village nestled between huge almost vertical mountain slopes in the heart of Madeira. There is only one road that leads serpentine to the 633 m high valley. Originally the valley was inhabited by nomads and shepherds. Towards the end of the 15th century, the land became the property of the nuns of the Santa Clara convent.
The name Curral das Freiras means "pen of the nuns". In the 16th and 17th centuries, the island was repeatedly attacked by pirates, and the nuns retreated here to the protection of the mountains, which are up to 700 meters high. Here people still live from what they grow themselves on their fertile fields. One of the specialties of the village is chestnuts. They are used to make liqueur, cakes, bread and soups, which are also sold to tourists. On November 1 of each year, the Chestnut Festival is held here.
Not many tourists come to SANTA CRUZ, although this place is certainly worth a visit. There is quite a pretty old town with the church of San Salvador built in 1533 as well as like a large modern market hall just behind the long gray pebble beach lined with date palms.
Just north of Santa Cruz is Madeira Island's airport, renamed "Cristiano Ronaldo" Airport in 2007. Opened in 1964 and reconstructed in 2000, this airport is one of the most dangerous in the world. The 2777 m long runway is built on the rocky coast above the water and looks like a bridge with large concrete supports. A large parking lot has been built below this runway.
Before the landing approach, the mountain massif must be overcome so that the narrow runway can be approached. Unfortunately, there have been numerous accidents, but this is still one of the busiest airports in Portugal.
From Santa Cruz we drove to MACHICO, one of the larger towns of Madeira. Machico profited from sugar cane cultivation in the 15th century and is now a modern town, which is divided into two halves by the Ribeira da Machico. On the eastern bank of the river is the historic fishing quarter with the main square surrounded by tall laurel trees.
The town church of Nossa Senhora da Conceicao in the center was built in the 15th century and partially rebuilt in the 18th century. Opposite stands the town hall built in the early 20th century There are several fish restaurants here.
In the surroundings of the small village FAIAL there is still a lot of agriculture, e.g. wine and fruit growing. The village is dominated by the 600 m high Eagle Rock. Only a few tourists come here, because there is hardly anything worth seeing.
Most people come to Santana to see the famous "Casas de colmo". In total there are still about a hundred of these thatched historic wooden houses. They are very scattered throughout the municipality.
On the way back to Funchal we passed through Ribera fria. Here you can take a short hike up to the Miradouro dos Balcoes, from where you have a beautiful view of the mountains.
The peninsula PONTA DE SAO LOURENCO is 9 km long and 2 km wide. In 1982 it was declared a nature reserve, mainly to ensure the preservation of the fauna with the great variety of birds and the great occurrence of the native flora. The eastern tip of Madeira is barren and windy. One can no longer imagine that everything here was lushly forested.
Then, in spring, a carpet of flowers enlivens the bare hilltops. But also in other seasons the turquoise sea and the rocks in different shades - ocher, rust, gray and green-black - bring color to the area.
The south coast can be easily approached by boats, which is almost impossible on the drastically shaped north coast with its strong winds. There is a paved access road to the parking lot above Baia de Abra. Here you can also take the public bus.
From there there is a popular rocky hiking trail. This hike is absolutely not a walk. There are some climbs, often wooden stairs. You have no shade and are exposed to gusts of wind. To avoid being blown down somewhere, I ducked down and waited out the sometimes strong gusts - really quite extreme.
At the narrowest point with a land bridge only a few meters wide, the rock drops almost 100 m vertically - fortunately the place is secured with a fence.
The hike takes - depending on your condition - 2 to 3 hours. It also depends on whether you only walk to the plateau of Casa Sardinha - administration of the national park - or if you want to make the ascent to Pico Furado. Below the Casa there are some tables for picnics. From there there is also an entrance for swimming, which can certainly be pleasant in the summer.
On the way there are always beautiful views of the sea and the rock formations - e.g. the so-called rock gate. On the south side you can see the cages of a fish farm in the sea. In front of Sao Lourenco there are two small islands, on one of them stands the oldest (from 1870) lighthouse of Madeira.
From the cape we drove to CANICAL, the easternmost municipality of Madeira. This place is still characterized by fishing and boat building. Fishing boats are still built here and there is a large repair yard.
Over the 1000 m high Encumeada Pass we drove northeast to Sao Vicente. Unfortunately the old coastal road to Seixal and Porto Moniz was closed and we had to drive through many tunnels. A few years ago it was a special experience to drive on the narrow and winding ER 101 directly at the coast - on one side the high cliffs and on the other side the sea. But apparently the road has become too dangerous in the meantime because of constant falling rocks.
We got to Porto Moniz , and unfortunately the weather got worse, more and more clouds came up. The sea raged with huge waves to the shore. Porto Moniz is a nice little town located on the northwestern tip of Madeira, a region with high mountains and views of the endless Atlantic Ocean.
From Porto Moniz you can go hiking, for example on the coastal trail "Levada da Ribeira da Janela", one of the best hiking trails in Madeira.
Porto Moniz is known for its volcanic pools. Daytrippers mostly come for these pools filled with sea water.These pools owe their formation to a lava tongue that flowed into the sea here thousands of years ago, creating caves due to the force of wind and waves. The black basalt lava pools form swimming pools and are the attraction of Porto Moniz, because you can swim (swim) in them very well - at least in good weather...
There are two different lava pools in Porto Moniz: the completely natural pools and the western pools, which have been transformed into natural outdoor pools - there are no sharp rocks here. The surrounding rocks of the outdoor pool were built as a terrace , and here you can sunbathe. The pools are open every day - even in winter. But when we were there, there was no one in the water....
The natural pools are not safe because of the black sharp basalt rocks. It is very interesting to watch the waves as they crash against the rocks. The water is sometimes whirled into the air in such a way that it looks like a geyser.
The PICO DE ARIEIRO is the most visited mountain of Madeira, because it is the only one that has been opened up with a road, but it is only the third highest. The road was probably built primarily for the observatory and not necessarily for the tourists. Already the approach through pristine landscape with rugged rock and sparse vegetation is an experience.
If the weather is good, you have a breathtaking view all around. Equally beautiful, however, is the sight of white cushions of clouds hanging between the high mountains. In winter there can be ice and snow on the peaks. Since it had snowed on Madeira about 2 weeks before our trip there, we could still see the sparse remnants on the shaded layers.
From Pico de Arieiro you can hike up to Pico Ruivo (1861 m) if the weather is good. At the beginning, the path is quite wide and in places secured by railings. Some then walk at least to the first viewpoint - the rocky peak Niho de Mata with beautiful views. The entire hike up to Pico Ruivo is clearly difficult, even if there are partially secured stairways since the 1960s. Some of the paths are steep up to 700 m, the rock steps are high, the paths are sometimes narrow and beaten, and it also goes through unlit tunnels. So you should have a good condition and be free from giddiness and sure-footed.
submitted by -Bonjour-- to ThornTree [link] [comments]


2023.05.28 04:25 plausible-rodent My ex has no business advising our daughter about financing a car and I’m so fucking annoyed with him

Dude is not contributing to her car or insurance or gas or anything and his own financial situation is absolute trash.
My cousin, who is like a brother to me, is generously offering to help my 18 year old daughter (who works and goes to school and has saved up $6K) get a nicer, safer more reliable used car than what she could otherwise afford and establish some credit and not blow through her savings by covering down payment and co-signing for a reasonable loan thru his credit union, they prequalified for a $15K loan and are probably actually going to get a used car worth about $12K.
Her father gets wind of it and tries to give her a talk about the interest rate he assumed she’d qualify for and pressure her to buy a car off Facebook or Craigslist for less than $6K. Which if it were the only option, or if she wasn’t getting a lower interest rate thru her uncle, would be one thing. But spending nearly all her savings on a $5K as-is car from a random individual is a crap shoot worth avoiding and it won’t establish her credit!
Dumbass ex doesn’t believe in credit scores (which we are both suffering from) but the rest of the gd world does.
submitted by plausible-rodent to offmychest [link] [comments]


2023.05.28 03:41 palocci The Brazilian "Secular Stagnation" and what Lula can do about it

The Brazilian
Introduction
Here's another effortpost on Brazil! This time I'll be talking about why the Brazilian economy stagnated, and what we can expect from Lula in terms of economic policy (I've talked about this in the past but now I'll go into more detail).
Between 1920 and 1980, Brazil was a clear economic success story. For 60 years, our GDP per capita grew at an average of 4% a year. This 'golden age' ended in a hyperinflation crisis, which made the 1980s become known as a 'lost decade', and since its resolution in 1994 with the Plano Real, our economy has experienced minimal growth: from 1980 to 2020, the average GDP per capita growth rate was only 0.7%.
Evolution of the Brazilian per capita product, at 2010 prices, from 1900 to 2021. The scale of the graph is logarithmic in base 2.
In this post, I'll try to explain the reasons for Brazil's low growth in the last four decades and what Lula's plans are to address them.
The debate
Before delving into the actual causes of the "semi-stagnation", I would like to explain the economic debate in Brazil. This debate revolves around two major groups of economists: the "developmentalists" and the "liberals." The term "developmentalism" may be unfamiliar to many people here, but it is very present in Latin America. A decent explanation for it could be "dirigisme with Latam characteristics."
In short, liberalism in this context is associated with economic orthodoxy and a pro-market orientation in economic policy, while developmentalism leans towards economic heterodoxy and advocates for direct state interference in the economy. This debate is, in theory, separate from the traditional right versus left political divide, as we have had governments from both ends of the political spectrum adopting policies aligned with either school of thought. For instance, Lula I (2003-2007) represented a left-wing liberal government, while Geisel (1974-1979) presided over a right-wing developmentalist government. However, in practice, liberalism is associated with the right-wing while developmentalism is associated with the left-wing.
One area of major divergence between those two groups is full employment. Liberals argue that the Brazilian economy generally operates at full employment, which means that there are well-defined supply-side limits and restrictions in the economy, whereas developmentalists believe it tends to operate below that level. This implies that the economy's natural state is one of perpetual aggregate demand deficiency, and thus the government could just increase spending to mobilize idle production factors and stimulate economic growth.
Furthermore, liberals typically view direct state intervention in the economy with distrust, opposing increased public investments in infrastructure and most forms of industrial policy. Their preference generally leans towards reducing government spending and relying on a 'crowding in' effect, together with supply-side reforms. Conversely, developmentalists perceive state intervention as a necessity to stimulate the economy, favoring a robust industrial policy and increased public investments.
Those are significant oversimplifications, and many economists do not align themselves with either group. In any case, I would say this categorization reasonably represents the current debate.
It's a tradition in Brazil to divide ministries between liberals and developmentalists to ensure a balance between the two. The current Finance Minister, Fernando Haddad, believes in a middle ground approach, with some of his secretaries (e.g., Guilherme Mello) leaning more towards developmentalism, while others (e.g., Bernard Appy) lean more towards liberalism. Planning Minister Simone Tebet and Industry and Commerce Minister Geraldo Alckmin are firmly in the liberal camp. However, due to the nature of his ministry, Geraldo Alckmin will probably concede more to developmentalist policies (as he's already doing). Aloizio Mercadante, the President of the National Bank for Economic and Social Development (BNDES), is considered the leader of the developmentalist branch of the government, along with Workers' Party President Gleisi Hoffmann (some people jokingly refer to her as the main opposition to Fernando Haddad and the 'Twitter Shadow Finance Minister' due to some of her tweets).
Without further ado, let's get to the causes of Brazil's stagnation.
Guido Mantega (Finance Minister between 2006 and 2014) and Antônio Palocci (Finance Minister between 2003 and 2006). Mantega is associated to developmentalism and Palocci to liberalism.
Education
First of all, the significant growth of the 20th century left a terrible educational legacy. Brazil only began to have a somewhat consistent educational policy in the 1990s and 2000s, when basic education was universalized. To put it into perspective, in 1990, the average number of years of schooling in Brazil was 3.8 years. Even Sub-Saharan African countries like Congo, Zimbabwe, and Zambia had higher average schooling levels than ours. Approximately a quarter of the population were illiterate.
The key change came with the 1988 Constitution, which decided that Brazil would try to become an European-style social democracy. Since then, considerable progress has been made, but clearly not enough. The main educational bottleneck lies in Elementary School II, which typically spans the ages of 12 to 15. It is during this stage in Brazil that the discrepancy between age and the appropriate grade level drastically increases, leading to higher rates of grade repetition and students falling behind in their education.
This problem is probably related to the transition from a single teacher trained in pedagogy in Elementary I to several specialists teaching only one subject. This transition also occurs at the onset of adolescence, which is naturally a turbulent phase already, with the introduction of drugs, alcohol and various forms of prejudice being normal. The result ends up being a distancing of the student from school.
Two Brazilian states, which have been governed by center-left parties for many years, serve as examples in Brazilian educational policy: Pernambuco and Ceará.
A highlight in Ceará is the Programa de Afabetização na Idade Certa (Program of Alphabetization in the Right Age), which aims to ensure that all students in the state's public school systems achieve literacy by the age of 7. The plan was based on the following pillars: (1) the elaboration of a specialized literacy curriculum that was adopted in all the municipalities, with structured materials for teachers and students containing a daily routine of classroom activities and homework assignments; (2) pedagogical practices to encourage reading in the classroom; (3) financial incentives for the municipalities that achieve better results in education; and (4) evaluation and monitoring of the program, with a census and diagnostic test that is applied at the beginning of every semester.
Pernambuco has implemented a Full-Time High School system that stands out. The system is based on the following pillars: (1) the introduction of a subject called "life project," which encourages students to create plans with goals and objectives for their lives; (2) guided study, providing a space for autonomy in learning and fostering self-directed learning skills; (3) hands-on, practical classes that combine theory and practice; (4) youth clubs, where collective interests of young people are pursued; (5) tutoring, where teachers (tutors) interact with students to support their development; and (6) full-time education, of course.
Both plans have been tremendous successes and could be implemented nationwide. The Member of Parliament Tabata Amaral has proposed the program "basic education like Ceará's, high school like Pernambuco's." We might see that put in practice. Izolda Cela, the mind behind Ceará's basic education plan, is the Executive-Secretary of the Ministry of Education, and the current Minister of Education is Camilo Santana, the governor of Ceará between 2014 and 2022.
Izolda Cela (Executive-Secretary of the Ministry of Education) and Camilo Santana (Minister of Education).
Public Investments
Furthermore, there is a general consensus that the significant decrease in public investment since 1980 explains part of the problem. During the Golden Age of Brazilian growth, public investment mounted to about 6% of GDP, whereas it currently stands at approximately 4% since the lost decade. Liberal economists tend to attribute this to the expansion of the welfare state, that came with a substantial increase in the tax burden (from 25% of GDP in the 1970s to 35% in 2000). On the other hand, developmentalist economists point to the decline in public savings due to the privatization of state-owned enterprises in the 1990s.
In his second government, Lula created the Programa de Aceleração do Crescimento (PAC) (Growth Acceleration Program), whose objective was precisely to expand public investments. Unfortunately, the plan ended up with highly controversial results, primarily due to the low administrative capacity of the Brazilian State and corruption (some like to call the plan the Corruption Acceleration Program!).
But now the Workers' Party has gained new experience. Many of its state governments became famous for extensive investment programs in partnership with the private sector, delivering positive results. Chief of Staff Rui Costa, in particular, had a successful experience with public-private investments during his tenure as the governor of Bahia. He is now expected to lead the "New PAC", which will probably be announced at some point between today and July. (The project still has no name and is provisionally being called "New PAC").
Here's what Rui Costa has said about the project: "We will have, in an unprecedented way, investments with Public Private Partnerships (PPIs) at the federal level. Many states, including Bahia, have made PPI projects. [...] We are negotiating with the Ministry of Finance the conditions for guarantees so that we can leverage these projects."
Lula wants to meet with the 27 state governors to determine which state projects the Union should prioritize for its investments. In recent weeks, Costa has held individual meetings with the state governments to define which projects will be included in the new PAC. In all, eight governors have already been heard.
In a speech on the May 1st holiday, Lula said the following about the project: "We are inviting foreign businessmen to invest in Brazil and we are showing them the great projects that we are going to present in the third PAC. It will be the largest infrastructure project in this country."
Former Governor of Bahia (2014 - 2022) and current Chief of Staff Rui Costa.
Deindustrialization
Another problem is the early deindustrialization that is taking place in Brazil: we are losing our industry before becoming rich. In the beginning of the lost decade, the industry accounted for one-quarter of the Brazilian GDP, whereas today it represents around one-tenth. The reason for this process is complex, and once again, economists disagree. Liberals point to the new form of production organization that emerged with globalization, where the manufacturing of goods was fragmented into different stages, each executed in different countries. According to this line of thinking, Brazil failed to adapt to the new industrial configuration and remained stuck in an unrealistic autarkic dream. On the other hand, developmentalist economists usually argue that after the end of hyperinflation, Brazil fell into a trap of having an overvalued currency and high interest rates, demolishing the industry's competitiveness. (I am more inclined towards the first thesis, although it is a fact that the Brazilian exchange rate was detrimental to the industry after the Real Plan).
Now I want to talk a little bit about the Brazilian industrial bourgeoisie and its problems. In the 1960s, the then sociologist and future president Fernando Henrique Cardoso published his thesis on the Brazilian industrial entrepreneurs. Based on his research, he concluded that Brazilian industrialists did not have any national project, and (1) "only cared about their personal interests when speaking on behalf of the class" and (2) "[their] political action consists of personal participation in the patrimonialist game." Brazil has a serious problem related to what we call 'patrimonialism,' which refers to the capture of resources from the Brazilian state to benefit private interests.
Unfortunately, industrial policy in Brazil often results in tax exemptions, subsidies, tariff protections, etc., for an inefficient, patrimonialist, and somewhat broken industry that was developed in the 20th century. The Workers' Party itself fell into this outdated corporatism while in power, especially during the first Rousseff administration (2011-2015). It is a shame that advocating for greater state involvement in the economy ends up becoming a defense of those interest groups.
In this sense, I find myself opposed to both liberals and developmentalists. While the latter end up promoting an agenda that only benefits private interests, albeit with good intentions, the former dismiss any state planning, believing in an 'economic abiogenesis.' Since 2016, we have been reducing the role of the state and waiting for a crowding in effect, but with no success. We need strong a industrial policy, but it has to be transparent and not perpetuate the old game of patrimonialism.
In the words of the brilliant economist Laura Carvalho: "We want a State that identifies ways to stimulate technological innovation and product development in partnership with the private sector. But this policy cannot become hostage to the existing private sector. We have remnants of our industry of the 20th century, for example the automobile industry, and when we do industrial policy, we end up just giving incentives to them. This is a state that does not choose winners, but rather is chosen by losers. Those who are struggling in the industry try to eat the resources of the state to survive."
Unfortunately, the signals from the new Lula government are quite negative. Industry and Commerce Minister Geraldo Alckmin recently announced a plan of incentives for the automobile industry, which is essentially the same program that has failed several times in the past. There are positive things coming from his ministry, but few of them have much to do directly with a well-made industrial policy. It's a shame.
His plans beyond industrial policy appear positive, as shown in the following excerpt, at least: "Brazil had an early deindustrialization. Europe also deindustrialized, but ours was precarious and severe. More than reindustrializing, we need a neo-reindustrialization. A central issue is the competitiveness agenda. There is a principle in medicine that says: suppress the cause and the effect ceases. We have to act on the causes of low growth. Our tax model generates an absurd cost for companies. It is not fair. We have an absurd judicialization that leads to legal insecurity and hinders exports. The whole world has a VAT (value added tax. I defend it. I think Haddad is doing well and I am a great enthusiast of the tax reform."
Probably more than any other politician of expression today, Haddad positions himself as a republican and talks about reducing the patrimonialist distortions of the Brazilian public budget. He talks about "closing the drains of what is called Brazilian patrimonialism" and "ending a series of abuses that have been committed against the fiscal base" of the country. He says that many sectors have been "overly" benefited "with rules established over the decades and that have not been reviewed by any outcome control. Many have expired from the point of view of efficiency, and need to be revoked."
Former Governor of São Paulo (2001 - 2006; 2010 - 2017) and current Vice-President of Brazil and Minister of Industry and Commerce Geraldo Alckmin.
Business Environment
Brazilian productivity has been stagnant for decades. What is causing this? The main suspect is the Brazilian tax system. There is an enormous complexity in the various indirect taxes (ISS, ICMS, PIS/Cofins, and IPI), which forces every company to have an excessively large department dedicated to tax payment. Additionally, numerous divergences of interpretation arise between the Federal Revenue, state authorities, and businesses. On every corner of our cities, there is a specialized tax law office to assist companies in dealing with the extremely high level of litigation in our taxation system. To make matters worse, our indirect taxes discourage investment in locations with higher social returns, as the tax complexity and special tax regimes artificially alter the profitability of investments and production. A general simplification of these taxes, with the adoption of a Value Added Tax, could have an impact on the economy's efficiency equivalent to the Plano Real, which ended hyperinflation.
Even beyond the tax issue, the Brazilian business environment is terrible. According to the World Bank's Doing Business 2020 report, which measures the ease of doing business in 190 countries, Brazil ranks 124th. This problem is related to excessive bureaucracy, unexpected judicial decisions, loopholes in regulatory frameworks, and disrespect for contracts.
The Tax Reform is going to be the government's main priority after the approval of the New Fiscal Anchor. Planning Minister Simone Tebet summed up the reform as follows: "The Tax reform is the only silver bullet that we have to save Brazil."
And here's what Finance Minister Fernando Haddad has said about it: "There is no way to grow Brazil's productivity with this tax system [...] We are developing a tax reform that is even more modern, because it introduces in the national tax system a Value Added Tax that solves a good part of the flaws of the current system that, in my opinion, is the great villain for the low growth rates of our productivity." The idea is to approve the Tax Reform still this year (Haddad talks about doing it in the first semester!).
Special Secretary for Tax Reform Bernard Appy.
Economic Isolation
Brazil has a very closed economy. Among the 160 countries analyzed by the World Bank, the Brazilian economy is only less open than that of Sudan. The average protection applied by Brazil to capital goods is 14 times higher than in Chile and 25 times higher than in Mexico. This is probably the most expressive cause of the low productivity and deindustrialization in Brazil, together with the tax system. Here, I quote the brilliant economist Edmar Bacha: "[The closure of the Brazilian economy during the Geisel government (1974 - 1979)] caused a tremendous drop in the economy's productivity and an increase in the cost of capital goods. And this, I believe, is what lies at the root of our stagnation after the so-called economic miracle (1968-1974). Our industry became unable to compete internationally. And we were forced, because the industry has this extraordinary lobbying capacity, to prevent the redesign of the Brazilian industry to participate in global value chains."
Bacha's argument makes sense: the collapse of GDP growth coincides with the collapse of capital accumulation (the growth rate of the capital stock) after Geisel's government. Why did capital accumulation collapse? Bacha explains that using a decomposition of the investment = savings relationship: K' = s(1/p)v - δ, where K' = capital accumulation, s = savings rate, p = relative price of investment, v = output-capital ratio, and δ = depreciation rate.
Between 1950-1980, the "golden age" of Brazil, K' grew at nearly 9% per year. Between 1981-2014, this number was 3%. Why? Looking at the historical series, the difference is not in savings or depreciation. What happened was that the output-capital ratio fell by about one-third, and the relative price of investment increased by one-third. In other words, the capital requirement per unit of output increased significantly, and at the same time, the price of investment goods rose significantly. According to Bacha, this process occurred between 1973 and 1983, a period in which the Military Government pursued an autarkic economic policy.
The ideal scenario for Brazil would be to open its economy and have an export-oriented industry. The industry we have developed is heavily reliant on our domestic market, without external competition. In the words of economist Nelson Barbosa: "Brazil cannot produce ships, but it can produce airplanes. Brazil does not have car manufacturers, but it has bus manufacturers. Brazil cannot have a domestic production of microelectronics, but it has a good domestic production of electric motors. So we need to study what worked in these sectors to see if it can be replicated in other sectors. All these successful sectors, Embraer, Weg, Marco Polo, are sectors that are competitive in Brazil and in the world. Here is the first clue: correct industrial policies create domestic production that competes domestically and internationally. They are integrated products that import and export extensively. Value chains."
However, an open trade policy without a plan may not be positive either. In Nelson's words: "Development always means increased productivity. Opening the economy can stimulate productivity, but it can also lead to a negative specialization. You can open your economy and become a country that only exports commodities, with an inflated services sector that only sells domestically, with a significant portion of your population relying on informal jobs. Which is what happens in Brazil. So I think trade openness is inevitable, more developed countries are more open, but thinking that just opening up will automatically lead to development is naïve and something we shouldn't do in the 21st century. I believe that strategic trade integration is crucial and necessary for development. Unilateral openness, without any plan, will only reinforce the specialization we already have today."
In any case, it is certain that the current excessive protectionism cannot be maintained. Opening up would allow broader access for companies to (1) cheaper and higher-quality inputs and (2) foreign-produced capital goods and technology, (3) create significant competition effects to invigorate the economy, and (4) create a 'selection effect' that would eliminate losers and favor winners.
But this is the agenda that I am least hopeful about. Trade openness is a topic that faces strong opposition from the Brazilian left and would likely only occur under a moderate center-right government. I hope, at least, that some trade agreements can be reached to open up the economy. The European Union-Mercosur trade agreement would have a significant impact and would be very important but I'm not very hopeful that it'll be approved.
Haddad is still optimistic, though! He said that a more emphatic diplomatic effort will be made starting in the second semester, in a movement that will take advantage of Brazil's leadership in Mercosur and Spain's leadership in the European bloc.
Simone Tebet (Planning Minister) and Fernando Haddad (Finance Minister).
Credit
Interest rates in Brazil are much, much higher than the global average. Our credit is scarce and dysfunctional. Lula likes to repeat that Brazil is a capitalist country without capitalism because there is no credit.
Brazil has the second-highest bank spread in the world, second only to Madagascar. This means that banks in Brazil charge very high interest rates for lending money. To give you an idea, Brazil's bank spread is higher than the average observed in countries at war. There are several reasons for this, but some stand out: (1) savings in Brazil have historically been very low (around 20% of GDP), (2) the government consumes a significant portion of savings to finance itself, and (3) the Brazilian banking sector is extremely concentrated, with a few banks dominating the entire sector.
The other issue in this discussion is the current policy interest rate set by the Central Bank. Brazil currently has the highest real interest rate in the world, at around 9%. The debate about whether this interest level is correct or not is quite active in Brazil, with its proponents arguing that the current Brazilian inflation is demand-driven and pointing to inflation in the services sector and core inflation, while its critics argue that inflation is not demand-driven, pointing to the fact that Brazil has had a negative output gap since 2015 and that supply shocks can explain the inflation in services.
This debate is complex, and it is hard to determine definitively which side is right. Nevertheless, the Central Bank is strongly adhering to the first thesis.
The current Chairman of the Central Bank, Roberto Campos Neto (RCN), is the grandson of an economist of the Military Dictatorship and was appointed by Bolsonaro. He will remain in his position until 2024 due to the new autonomy granted to the Central Bank in 2021. In this scenario, Lula engaged in a public war against RCN, urging him to lower interest rates. The situation became tense, but Lula never showed any willingness to take effective action to remove him, remaining only in rhetoric. Throughout the conflict, Haddad positioned himself as a moderate, playing a certain "good cop, bad cop" game with Lula and gaining trust in the financial market. Apparently, Lula intends to nominate former executive-secretary of the Finance Ministry Gabriel Galípolo to replace RCN in 2024. He was recently appointed as director of monetary policy at the Central Bank, and is widely identified as a heterodox economist.
Haddad's current plan is to stabilize Brazil's deficit to allow for a monetary loosening. Here's what he said: "We are not at a point where fiscal expansion is going to help the economy. If there is room for any stimulus, it will be monetary. If we know how to make the transition, there is room for a lower interest rate, you just have to give security to the monetary authority." He does not seem to be concerned about banking concentration, though.
Chairman of the Central Bank Roberto Campos Neto.
TL;DR
The Brazilian economy has seen very little growth since the the lost decade in the 1980s. One of the primary factors contributing to this stagnation is the economy's low productivity. There are several reasons behind this low productivity, including:
  1. Inadequate infrastructure and insufficient investments in its development.
  2. A significant delay in comparison to other countries in terms of investing in education.
  3. Unreasonable economic protectionism.
  4. Private groups exerting undue influence and capturing the Brazilian state (patrimonialism).
  5. Failure to adapt our industry to a globalized world.
  6. Excessively high bank spreads.
  7. A terrible business environment, particularly due to the tax system.
There are other reasons for sure, but I'd say most people would agree those are the most important ones. Also, here's my effortpost on the Workers' Party, in case you haven't read it.
submitted by palocci to SocialDemocracy [link] [comments]


2023.05.28 02:32 Takuhi1039 Charlotte NC Venue Change

Just got an email that the show has been moved from Skyla Credit Union Ampitheatre to The Fillmore. I’ve been seeing the posts here about poor ticket sales so maybe there will be some more “downgrades” in the near future. Not gonna lie though, I’m damn excited to see Ryan at the Fillmore, gives me vibes of the shows I saw him play in London in the 2000s.
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2023.05.27 22:31 helpmeadultaccount Advice on financial counselor location, and or place for loan. Spouse of active duty Marine

My husband just recently graduated bootcamp with USMC, and is in a holding platoon until he goes to ITB, whenever that happens. I want help on info for a financial counselor, or a good place to get a loan for credit card consolidation.
I’m about 20k deep in the hole of debt, with high CC interest rates (upwards of 29% and above) and I’m leaning towards getting a loan to pay it all off with a much lower interest rate. This began around the time of Covid, and took a steep dive when I lost my job last year (real estate), to just pay rent that’s increased.
I’m open to suggestions, good places to find a counselor, or what you guys recommend would be a good bank/ credit union to get a loan from, or even if I should get a loan. Or any other suggestions would be fantastic. I’m currently in Vancouver WA, (near Portland), for now until I move on base with my husband, if that helps. I’m new to everything surrounding our benefits.
Thank you!
submitted by helpmeadultaccount to MilitaryFinance [link] [comments]


2023.05.27 22:13 LoansPayDayOnline Need $100 fast? These lower-cost loans can help.

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Payday loan math: $1,000 loan over a 12-month term would have a total cost, including interest, a total payback amount of $1,134.72. APR 29.82%. Rates between 5.99% APR and 35.99% APR for qualified customers. Loan term lengths from 3 to 36 months for qualified consumers.
Some states have moved to regulate these loans, with 18 states capping APRs at 36% or less, according to the Center for Responsible Lending.
It doesn't take a financial disaster to push people into borrowing. In a 2022 survey, the vast majority of borrowers said they used a payday loan for everyday expenses, such as food, rent or utility bills. Just 16% said they had an emergency expense, and 8% said they used the loan for "something special."
\"A lot of Americans don't have much margin for error and need a little help when they get fewer hours at work in a week or have an unexpected expense,\" Horowitz said.

Payday loans have one major benefit: They're a fast way to get money if you're desperate.
Until recently, banks generally shied away from offering small-dollar loans. It wasn't clear that it was legal for banks to lend without pulling a credit report, the cost of which outweighed the potential profitability of lending a small amount of money to a financially strapped customer.
But after guidance from financial regulators in 2020, some banks started offering these products, which rely heavily on automation and a customer's checking account history. Examining how often a customer makes deposits and withdrawals is often a better indicator of whether they can repay a few hundred dollars than a traditional credit report, Horowitz said.
Because the process is so automated, there's no way to ask for one, Horowitz noted — a person logs into their bank account, and if they're eligible to ask for a loan they'll see the option. "Banks want to show these loans to people who qualify for them, not people who don't," he said.
Some credit unions offer a similar product called a Payday Alternative Loan. Still, Horowitz said that tens of millions of Americans lack options for affordable borrowing in a pinch, and Pew is pushing for more banks to offer this option.
LoansAngel makes possible to request such financial services as personal, installment and payday loans with a single application form. Such solution will help to find more options for your clients. Loan amounts may vary from $100 to $5,000.
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2023.05.27 20:42 alvaa011 Best credit Union in central NJ?

I live in green brook and want to switch from td bank. Do you guys recommend any local credit unions with branches near me?
submitted by alvaa011 to newjersey [link] [comments]


2023.05.27 18:26 discreditcampaign917 May 27, 2023 Update


Re:

Over the past year and a half, following my complaint to the EEOC, I have continuously been subjected to harassment and retaliation by my former employer. The situation escalated when I came across an audiotape revealing the company's VP of Finance discussing financial fraud. I have attached my EEOC complaint and rebuttal to provide you with a better understanding of this situation. The company has embarked on a campaign of retaliation and attempts to cover up the truth. Recently, I discovered that my phone was under surveillance by private investigators hired by my previous employer, Socure Inc. As mentioned earlier, this harassment began at my local YMCA, where multiple individuals were instructed to participate in a planned campaign targeting me. Socure extended their actions beyond the YMCA by continuously tracking my cellphone's location wherever I went. Initially, I suspected I was being followed, but I later realized that my phone had been compromised. My messages and calls were being monitored, and even my home internet seemed to be tapped into. Furthermore, I have reason to believe that my bank transactions were being monitored as well. I am being targeted because I disclosed illegal activities involving the VP of Finance, which he was afraid to share. I’m one hundred percent certain that Socure hacked into my cellphone to eavesdrop on all conversations. Any and all things that I discuss with my wife would later be discussed amongst gym goers, at multiple Mosque, and random places I often visit. I have attached my EEOC compliant for further assessment of this situation.

The following individuals, whom I suspect were compensated, were involved in collecting information about me and fabricating false allegations:
* Sonia Atherly, the Director of the YMCA
* Stephin Roberts, a YMCA member who became a friend
* Ade A. (last name unknown), a YMCA member who became a friend
* Andre Nelson, a friend from Downtown YMCA Brooklyn whom I haven't spoken to in two years
* Austin Hill, a YMCA member who accompanied Andre Nelson
* Ethan, a YMCA member (last name unknown)
* Torell Taylor, a YMCA member
* Multiple neighbors: units 5A, 5F, and 2X PHE
* Serdar Cam, former neighbor and new neighbor at 322 Gates Ave
* Trevor (last name unknown), a YMCA member
* Justin (last name unknown), a YMCA member
* An unidentified female YMCA member who unexpectedly appeared at a restaurant where my wife and I were in Puerto Rico
* Gavin Tseng, a former friend who orchestrated a scheme involving real estate and a startup concept

Retaliations took place at the following locations:
* Bedford-Stuyvesant YMCA: 1121 Bedford Ave, Brooklyn, NY 11216
* Brooklyn Mosque Khalifa: 120 Madison St, Brooklyn, NY
* Islamic Mission of America/Dawood Mosque: 143 State St, Brooklyn, NY 11201
* Airport Travels: JFK AirTrain
* Puerto Rico Vacation: Hilton Hotel
* Trip to Milwaukee: Airbnb rental at 1028 East Juneau Avenue, Unit 416, Milwaukee, WI 53202
* Supermarket in Brooklyn: 1420 Fulton St, Brooklyn, NY 11216
* Multiple Banking Institutions: Chase at 1380 Fulton St, Brooklyn, NY 11216 & TD Bank at 957 Marcy Ave, Brooklyn, NY 11216
* Multiple NYC Train Platforms: Hoyt–Schermerhorn Streets station & 125th Street Station
* Apartment Building: 322 Gates Ave, Brooklyn, NY 11216

Types of framing and allegations being built against me:
* Resume fraud
* Real estate fraud
* Influencing people to file lawsuits
* Influencing neighbors to complain
* False restaurant reporting
* False robbery attempt
* And more...


Bedford-Stuyvesant YMCA Director, Sonia Atherly - Staged Office Phone Video Recording:
Sonia Atherly, the director of the Bedstuy YMCA, participated in a retaliatory campaign. On September 29, 2022, she requested a meeting with me in her office. During our conversation, she pulled out her phone and began recording from her work monitor, alleging that a masked individual had entered the gym. She even asked me to view the video footage. While I complied, her phone continued recording, capturing my voice in the process. This action appears to be an attempt to counter the accusations made by the VP of Finance regarding fraudulent activities and manipulate my voice recordings to paint a negative picture of my behavior. In response to my concerns, the YMCA director provided the following reply: "Hi Lou. I believe that it was on Tuesday, and I was actually taking photos, so no, your voice would not have been captured in any way. To be clear, we do not record conversations at the Y in any way, shape, or form unless we have signed event waivers. I hope this clarifies the matter for you." On September 30, 2022, Sonia orchestrated an incident where the same individual showed up at the front desk as I was leaving, hoping to provoke a response from me and involve me in their investigation. For months, non-members of the YMCA were allowed to come into the facility and harass me while surveillance cameras were purposely turned off to destroy any possible evidence.

Bedford-Stuyvesant YMCA Program Coordinator, Jeff (Damian Best):
Upon my arrival at the basketball gym, Jeff, the program coordinator, and a parent with her child were already present. After requesting Jeff to wait a few more minutes, the parent engaged in a heated argument with him, demanding to know why her child couldn't participate since no one else was there. I reassured her that while I didn't mind, Jeff was responsible for setting the rules. She eventually left the gym in an angry state. Their intention was to have me report the incident to management and portray me as someone who constantly complains. On October 4, 2022, I sent an email to myself for record-keeping purposes.

Bedford-Stuyvesant YMCA Member, Ade (last name starting with "A"):
On Saturday, October 8, 2022, Ade and I agreed to meet for a late lunch at "The Green Place" in Brooklyn. I noticed that he kept referencing financial figures related to specific people he worked with. I suspect he has also been recruited to participate in Socure's retaliation against me. Their goal is to capture recordings of me to use them against me, claiming that I habitually record people. Ade also expressed dissatisfaction with the YMCA's adult open gym times during Saturday's basketball hours. He mentioned having discussed it with the front desk. On October 9, 2022, Ade sent me a screenshot of the YMCA's response to his request. It's important to note that I never made any complaints. As someone who lives near the YMCA and often wakes up early, I told him, "I don't want to play." Once again, Socure is attempting to build a case portraying me as someone who incessantly complains and records people to divert attention from their own misconduct. Multiple members were instructed to complain to me so that my name can be implicated. I believe that individuals are being compensated to assist them. In early May 2023, both Ade and Stephin Roberts repeatedly interrupted my workout in an attempt to initiate a conversation with me.

Bedford-Stuyvesant YMCA member, Stephin Roberts - Staged information gathering:
Stephin Roberts, a fellow YMCA member, unexpectedly called me after we crossed paths at the gym, which was an unusual occurrence. We exchanged brief greetings, and I proceeded with my workout. I suspect that his intention in calling me was to record our conversation and use it against me, falsely claiming that I frequently record people, which is entirely untrue. Given that my cellphone was being tracked, it seemed that whenever I left my home, I would coincidentally encounter Mr. Roberts. He had been instructed to fabricate a false DUI incident to elicit personal information from me regarding a case on my record that had been expunged. During our conversation, I shared a past experience of mine involving a car accident I had when I was younger while dating someone, as well as my advice on expungement, recounting a personal incident that happened to me. At the time, I thought Mr. Roberts was a genuine person with good intentions. I believe Socure will be attempting to coordinate and get me arrested for theft or burglary based on the previous expunged records, trying to paint a negative image of who I am. I believe Stephin Roberts has been recording me as a tactic instructed by Socure's private investigator.

Friend from Downtown YMCA Brooklyn whom I haven't spoken with in two years, Andre Nelson at Bedford-Stuyvesant YMCA:
I haven't had any communication with Andre Nelson for more than two years. However, he unexpectedly appeared at the gym I regularly attend on a Wednesday evening, despite it not being in close proximity to his residence. Subsequently, Mr. Nelson started frequenting the gym with his friend Austin Hill. Together, they began coordinating with YMCA members, informing them about my situation with Socure. Within one week, one of Austin Hill's Facebook friends reached out to me, mentioning a potential collaboration with someone they knew, namely Austin Hill. As I stated, I've never met Mr. Hill nor had any connection with people he knew outside of Mr. Nelson. When I encountered Mr. Hill during the following open gym session, he acted as though nothing had transpired, and I played along. Additionally, Austin requested certain documents from me for his business, but I never fulfilled his request. To confirm my suspicions that Austin was attempting to set me up, I orchestrated an event by telling him, "Yeah, man, girls don't care if you have a ring on. They will approach you. Come to this bar tonight." Upon my arrival at the bar a few minutes later, a woman wearing a wedding band tried to get my attention. However, I sensed that it was a staged occurrence. When Andre Nelson and Austin Hill arrived, they infiltrated the group of members, instructing them to provoke me during the basketball game while secretly recording my reactions. At one point, a member named Justin threw a water bottle, and the situation escalated.

Bedford-Stuyvesant YMCA member, Trevor - Staged information gathering:
Trevor started asking and mentioning multiple work-related questions. On October 7, 2023, he mentioned having a quarterly review and asked for suggestions. Within weeks later, Trevor asked me if I knew any lawyers as he was dealing with a housemaid who was suing him. This same situation happened with more than two other members (Stephin Roberts, Kadeem Kirsten) in which they asked me attorney-related questions. I believe he was instructed to record our conversations.
Bedford-Stuyvesant YMCA member, Torrell Taylor:
As previously mentioned, I believe that the YMCA's Director is monitoring my interactions with other gym members in order to collaborate with them. Their objective is to falsely claim that "Lou is influencing people to document incidents," all with the intention of tarnishing my reputation. Additionally, Socure allegedly requested Torrell to open a restaurant in downtown Brooklyn as part of their scheme to build a case against me. YMCA member Justin repeatedly approached me, informing me that Torrell had opened a restaurant with poor-quality food and suggested I visit. Upon receiving this information from Torrell himself, I decided to pay the restaurant a visit. However, Torrell was not present during my first visit. I attempted a second visit, only to discover that the restaurant was closed. When I texted Torrell to inquire about the closure, he responded that there had been an issue with the owner's licensing. It is apparent to me that this was a staged event orchestrated by Socure to fabricate a case against me by falsely claiming that I reported violations against Torrell's restaurant. As mentioned earlier, I strongly believe that my phone was being tracked, and it is possible that a separate line was used to make false reports under my information.
Furthermore, my emails were also subjected to hacking.

Wireless Earbuds Planned at the Bedford-Stuyvesant YMCA open gym by Kadeem Kirsten - early 2022:
To ensure my privacy and personal space during the YMCA open gym sessions, I started choosing a spot away from others. I made sure to thoroughly clean the area where I sat, removing any bottles, wipes, or other items. After finishing my workout, I briefly went to the bathroom, and upon my return, I noticed a wireless earbud near the window close to my chair. I suspect that Khadim Kirsten intentionally placed the earbud there as he kept watching me closely. Mr. Kirsten also asked me for legal advice as well as a UX Designer, the same exact topic that Gavin Tseng asked me. Mr. Kirsten is one of those new members who never came to the YMCA. Upon rejecting Socure's settlement offer in January 2023, that's when all of these new members started coming to open basketball nights.

Mosque Khalifa on Bedford Ave: Sept 2, 2022, at 120 Madison St, Brooklyn, NY, United States, New York:
During the service at Mosque Khalifa on Bedford Ave, the preacher persistently addressed a specific topic related to my case. He made references to "a brother within this community, one of our own, who made a recording" in an apparent attempt to divert attention to the tape I had recorded. Following my complaint to the EEOC through email, the recording was promptly deleted on the same day, which I later submitted to the EEOC. I started attending Islamic Mission of America/Dawood Mosque at 143 State St, Brooklyn, NY 11201, and immediately, I was followed by an individual who repeatedly tried to have a conversation with me. I was also followed to a Mosque in Harlem, NY.

T-Mobile Visit Tracking / Unauthorized new number added at 574 Atlantic Ave, Brooklyn, NY 11217:
Concerned about the security of my internet connection with Verizon, I visited T-Mobile to add a new line specifically for internet access. To my surprise, shortly after arriving at the store, a male approached the same register I was standing at and started asking questions. A few days after leaving the store, I discovered that a new phone line had been added to my T-Mobile account without my knowledge or consent. I promptly contacted T-Mobile customer service to inquire about the data usage associated with that particular number, but unfortunately, I did not receive the requested information. I believe Socure hacked my home network, such as my laptop, tablet, Television and home camera. For the past year and a half, Socure has managed to view all of my browsing history. I believe they kept contacting lawyers that I reached out to after every visit I made on their website to avoid me from being represented. In additional, after noticing that my email accounts were hacked, I wrote a statement indicating that my emails were hacked in which I got notarized at TD Bank.


Grocery Shopping Brooklyn:
During my visit to the local supermarket, I noticed several individuals following me closely, paying particular attention to the food items I was selecting and the card I used for payment. I believe I was being followed long before I started to notice.
* May 8, 2023, at 1420 Fulton St, Brooklyn, NY 11216
* May 1, 2023, at 1420 Fulton St, Brooklyn, NY 11216

Online Job Targeting:
I have been repeatedly targeted for specific jobs and companies, which I believe are staged by Socure, just as they did by involving me in a company backed by their investors to stage multiple events against me while interfering with my employment. I was lured into Plural, formerly known as Civic Eagle, where multiple African American candidates who did not qualify were being hired without my knowledge. All whom I’ve never spoke with. I suspect that Socure somehow gained access to my T-Mobile account and requested my entire call history to monitor my communications. Furthermore, I believe that when I sought legal counsel after receiving the EEOC's authorization to file a lawsuit, Socure clandestinely intervened in my calls to every law firm I contacted.

Puerto Rico Vacation on Dec 23, 2022:
Upon our arrival at our room in Puerto Rico, we noticed a black male who entered a room adjacent to ours shortly after us. However, after a couple of days, we did not see him again.
During a visit to a restaurant in Puerto Rico, I recognized the hostess as the same woman I had encountered multiple times at the YMCA. She had her head covered with a white scarf. As I was seated facing the entrance, she deliberately made eye contact with me, seemingly aware that I recognized her. After finishing lunch, this same woman followed us to the waterfront and watched us closely.

Neighbor Tracking Movement at 322 Gates Ave, Brooklyn, NY 11216:
Every time I left my building, I noticed a consistent pattern where the neighbor from 5F would coincidentally head towards the elevator, wait in the lobby, and enter the building exactly at the same time. This behavior raised suspicions and led me to believe that individuals from 5A were strategically positioned next door, potentially tapping our walls to eavesdrop on our conversations. The neighbor in 5A, whom I knew through the YMCA, repeatedly complained about the building while urging me to submit a work order. I also suspect that Socure assisted one of my former neighbors, Serdar Cam, in moving into the building after they discovered my text messages about potentially moving there. Immediately after moving in, Serdar started complaining as well. I believe Socure was involved in placing a previous female tenant in the building, who also complained to me on multiple occasions about the building.

Uber License Training:
Once again, Socure monitored the location of my phone and deployed individuals to the classroom where I was attending classes in Long Island City in early March 2023. After completing the classes, I became too afraid of potentially facing false rider allegations.

New Open Gym Invitation by Bedford-Stuyvesant YMCA member Ethan, Andre Nelson was present on March 2, 2023, at 300 Adelphi, Brooklyn, NY 11205:
Ethan, a fellow YMCA member, invited me to join him at a nearby gym. To my surprise, Andre Nelson was also in attendance. While playing on the court, I noticed one of the players guarding me had a conspicuous microphone attached to them, and an Asian woman diligently captured footage from different angles with a video camera. I believe they were recording my voice and actions on the court. Additionally, it seems that after complaining about what happened at the YMCA, members are being instructed to engage me outside the YMCA to diffuse the situation. This incident further raised my suspicion that our apartment might be under surveillance, as I had previously mentioned Andre Nelson's presence at the open gym to my wife. Moreover, during the open run, I noticed the unexpected presence of multiple YMCA members from the Downtown Brooklyn location, whom I hadn't encountered in the past four years. I firmly believe that Andre Nelson orchestrated their participation and that they were strategically placed as collaborators by Socure.

New Gym Invites
After fully understanding that I knew about all of the plans in place at the YMCA, with the help of the YMCA Director, Sonia Atherly, multiple members were told to invite me to other gyms to built a campaign of “ this is Lou everywhere he goes”. Over six plus individuals were asked to invite me to new open gyms and men’s league to play in. This is all to avoid further problems at the gym.

Real Estate / Startup Venture Inquiry by Gavin Tseng:
Due to ongoing targeting, I decided to distance myself from everyone for months. However, my friend Gavin Tseng, whom I knew while living in Downtown Brooklyn, repeatedly invited me to his upstate home and wanted me to see properties he was interested in purchasing. It was quite unusual that Mr. Tseng would frequently text me, asking about my availability on specific days. I suspect that Mr. Tseng was recording our conversations during the trips and multiple phone calls, where he sought my help with UX Designing for his apartment rental car service. I believe Socure conducted research on my past work history, including my involvement in a Delegate campaign in Maryland for a real estate professional. I suspect that Socure fabricated false accusations against this individual and used my information to create misleading claims, leveraging my network and devices.

Subways / Stores Staged Evidence Building:
Regardless of the subway station I find myself in, I consistently experience being followed by random individuals who are instructed to approach me closely while holding their cellphones up to my face and posing questions. On multiple occasions, I recall three females approaching me seeking guidance regarding subway directions, and I willingly offered my assistance. However, I have recently become aware that individuals, including camera operators, have been capturing these interactions on film as part of what appears to be a deliberate campaign to discredit me.

March 28, 2023 - Travel to Milwaukee:
While traveling to Milwaukee for a getaway from my wife after several disputes, I noticed that I was being followed at the airport. The surveillance continued throughout my stay at the Airbnb located at 1028 East Juneau Avenue, Unit 416, Milwaukee, WI 53202, from March 28, 2023, to April 11, 2023. I also experienced being followed at the Hertz car rental at 804 Vel R. Phillips Ave, Milwaukee, WI 53203, on April 6, 2023, and at the Pleasant Prairie Premium Outlet at 11211 120th Ave, Pleasant Prairie, WI 53158, on the same day.

April 12, 2023 - Returning back from Milwaukee:
Immediately after arriving back in New York City from my two-week vacation, at around 3:45 pm ET, just two minutes after landing, I received a text message from a YMCA member whom I hadn't communicated with in over three weeks. The message mentioned something along the lines of "See you tonight," which I promptly deleted. This unmistakable occurrence served as a clear indication that my phone was under surveillance and being tracked.

April 21, 2023 & May 7, 2023 - Vitamin Shoppe at 12 4th Ave, Brooklyn, NY 11217:
As I entered the Vitamin Shoppe in Downtown Brooklyn on Atlantic Ave, I noticed that I was being followed. While at the checkout counter, an African American gentleman positioned himself next to me, seemingly eavesdropping on my account information and the items I was purchasing. I strongly suspect that a similar incident occurred during my previous visit on April 21, 2023, although I was not actively observing at that time.

On May 6, 2023, between 11:30 am - 12:45 pm - JFK AirTrain:
Once again, I became aware that my phone was being tracked. I accompanied my wife to the airport as she was departing for Milwaukee. Upon arriving at the station, an assertive African American woman in her late 30s hurriedly approached us, despite the presence of multiple station operators. She aggressively stopped us and began asking for directions. Sensing something amiss, I promptly distanced myself from the situation while my wife attempted to assist her with the directions.

Friday, May 11, 2023 at Costco Eyewear at 517 E 117th St, New York, NY 10035: While I was sharing my information, a woman in her late 50s approached the counter and closely observed my personal details. I have come to believe that Socure has someone at Chase informing them of my location whenever I use my Chase bank card. The day before, I made purchases with my Chase card at Costco.

Friday, May 11, 2023 at Costco at 517 E 117th St, New York, NY 10035: While conversing with a product representative at Costco, a young female employee in her late teens or early twenties approached with an older Senegalese gentleman in his late 60s. The gentleman sought assistance with a product due to his limited English proficiency. As he showed me his phone up close, I noticed someone recording our interaction from a distance. Once again, I felt as though I was being followed. It seems that a private investigator was aware of my recent purchase of fish oil at Vitamin Shoppe on May 7, 2023, as well as my pursuit of becoming a personal trainer. They orchestrated the scenario with the gentleman asking me specific questions about fish oil. It's worth noting that the material I was studying for personal training explicitly states that trainers should not recommend any medication to individuals.

Saturday, May 13, 2023, at Hoyt Station in Brooklyn: Once more, I found myself being followed into the train station. While I was waiting there, a woman approached me once again, seeking directions. Without hesitation, I gestured towards someone else nearby and firmly replied, "No, ask her." Interestingly, there was a man across the platform holding two cameras, capturing the entire interaction between us. Following the unsuccessful attempt, the woman conversed with the man briefly before they both boarded the train.
Saturday, May 13, 2023, at Bedford and Quincy in Brooklyn: As I neared my apartment building, I noticed two cameramen once again attempting to record me. Sensing their presence and their intention to cross the street, I quickly changed course and crossed over to the other side, putting some distance between us.

Saturday, May 13, 2023 - TD Bank at 957 Marcy Ave, Brooklyn, NY 11216: While I was withdrawing cash from the ATM, a white male in his late 20s, accompanied by a dog, was recording me from outside. I also believe Socure did some digging into all of my transactions at my local banks, such as Chase and TD Bank.

Saturday, May 13, 2023 - Credit Card information altered: When I logged into my Discover Credit Card account, I observed that my information had been modified.

Monday, May 14, 2023 - Best Buy Brooklyn at 625 Atlantic Ave Ste A7, Brooklyn, NY 11217: Upon reaching the printing department at 12:14 pm ET, I was harassed by an African American woman in her late 60s. I ignored her and left through the opposite side, but she continued to follow me and tried to engage in a conversation.

Tuesday, May 16, 2023, at Target 517 E 117th St Suite 201, New York, NY 10035, at 10:46 am ET: Upon realizing that I was aware of the cover-up occurring, where individuals were tailing me and inquiring with their phones in hand, Socure strategically positioned an African gentleman near the entrance of the targeted bathroom. They had been closely observing my actions. Remarkably, this man was dressed identically to me during the incident that unfolded on Friday, May 11, 2023

While waiting in line, I believe a Senegalese couple were instructed to chat about illegal activities intentionally while I was behind them and they absurdly moved to another line.

Tuesday, May 16, 2023 - Cohen’s Fashion Optical at 86 W 125th St, New York, NY 10027: While retrieving my reading glasses from Costco, I discovered that the prescription was stronger than what was indicated in the eye examination. The lenses ended up negatively impacting my vision. I requested to review the physician's notes from the exam, but despite waiting for over 30 minutes, they were unable to provide any documentation as the physician was acting very strange. Instead, they gave me evasive responses, leading me to ultimately leave without a resolution.

May 18, 2023 - Chase Bank at 1380 Fulton St, Brooklyn, NY 11216 @ 12 PM ET: Around 12 PM ET on May 18, 2023, at Chase Bank on Fulton Ave in Brooklyn, I experienced another incident I believe involves Socure. An individual was sent to tail me, and it began at TD Bank where this person approached the teller in an ostentatious manner, loudly expressing their intentions. I suspect this encounter was being recorded in an attempt to frame a robbery on me. It seems that Socure is continuously monitoring my activities, possibly as a diversion from the fact that their former CFO was untrustworthy. Regardless of where I go, I am constantly being followed, with new tactics being devised every time I step outside my home.
I’m writing to put a stop to this targeting and ongoing harassment.
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