For background, I use an online bank for standard checking and savings. I have a debit card connected to the checking account, but never use it. I don't keep it in my wallet - I keep it at home in a safe place, mostly in case of emergency. I've never used it for online purchases or at an ATM. The online bank I use lets me "auto-decline" certain purchases made with the debit card, and I've marked almost all transaction types (including online purchases) as "decline." I live alone. I almost always use credit cards for purchases when possible.
I purchased a new (advertised as new, though an older model) iPhone on eBay a couple months ago (the box was not sealed, but I did set it up starting from the Hello screen). Just in case I ever need it in the future, I added $100 to Apple Cash using the debit card, then deleted the debit card from Apple Wallet. This was on April 6.
On June 7, I get a notification that 2 online transactions have been declined from "Amazon Prime" - one for $1.42 and the other for $1.41. These look like some of those small, "test" charges they try before they charge a large fraud purchase. I cancelled my Amazon Prime account several months ago and I've never used the debit card on Amazon (or any other website either).
I have locked my debit card through the bank's website and plan to cancel it and request a new one. I'm so glad I went through the debit card management options on the website so that I don't have to deal with getting a big charge reversed.
Mostly, I'm just at a loss as to how someone could have obtained my debit card info despite my minimal use of it. Has anyone else had this type of thing happen after adding a card to Apple Wallet? That's the only thing I can remember using it for and although my memory is not perfect, it's the only transaction on the list of debit card transactions, other than the Amazon ones. Is there any other way someone could have gotten my info that I'm not thinking of? Should I trash this phone and get a new one? I consider myself somewhat tech savvy and I try to stay aware of different methods of scamming/hacking/stealing, but I'm sure there are many out there that I've not heard of. Or maybe I'm over-thinking this?

This is Bard's Response:
​
There are many real-world examples of the positive benefits of cryptocurrency in action. Here are a few:

• Reducing transaction fees: Cryptocurrency transactions can be much cheaper than traditional bank transfers. For example, a Bitcoin transaction typically costs a few cents, while a bank transfer can cost upwards of $25. This can be a major benefit for people who live in countries with high fees, or who need to make frequent small payments.
• Eliminating intermediaries: Cryptocurrency transactions do not require a third party, such as a bank or credit card company. This can save users time and money, and it can also give them more control over their finances.
• Increased transparency: Cryptocurrency transactions are all recorded on a public ledger, called a blockchain. This makes it very difficult to counterfeit or double-spend cryptocurrency, and it also provides greater transparency for users.
• Improved financial inclusion: Cryptocurrency can help to improve financial inclusion by making it easier for people in developing countries to access financial services. This is because cryptocurrency transactions do not require a bank account or credit history.

These are just a few of the many positive benefits of cryptocurrency. As the technology continues to develop, we can expect to see even more benefits emerge.
Here are some additional examples of how cryptocurrency is being used to improve people's lives:

• In Venezuela, where the economy is in crisis, people are using cryptocurrency to avoid hyperinflation and to make international payments.
• In Kenya, people are using cryptocurrency to save money and to access financial services that were previously unavailable to them.
• In the Philippines, people are using cryptocurrency to send remittances to their families back home.

These are just a few examples of how cryptocurrency is being used to make a positive impact on the world. As the technology continues to develop, we can expect to see even more ways in which cryptocurrency can be used to improve people's lives.
​
Now my question for Buttcoin is as follows: Was anything Bard just said actually true? Because I'm 90% sure that everything Bard said was either a lie, misleading, or should have the world's largest asterisk next to it.

Didn’t payed my tuition on time so na lock po MLS ko problema is wala kaming cash for the tuition debit card/credit card lang

I bought a Groupon for my first 4 weeks free with signing up as a new customer. I applied the promo code and they charged my credit card every single week for the entire box price even though the boxes were supposed to free.

a website for online courses how to ‘adult’? taxes, balancing checkbook, understanding how credit cards truly work, 401Ks, budgeting, car maintenance/importance, diet….. Please don’t judge, thank you for any help🌱

Hello, I’m currently a manager at michaels who has to sell these credit cards to customer. Recently I’ve tried dealing with rewards issues w/ 1-800-michaels but was essentially told there’s nothing they can do. Not giving up on that yet but I want to give up on selling these things. Not only has 80% of my position turned into selling these credit cards, but the credit card doesn’t even work as advertised! I’ve only earned on the first purchase with the credit card. I’ve spent up to $500 since then and I haven’t seen even a penny of it in my rewards. Customer assistance was so not helpful and even my store manager doesn’t know what to do. How do I even keep selling these things?

Bought myself a gift card from [email protected] coz it was closer than a freestanding sephora (to use on sephora app btw)
After looking at the receipt, it says if I make a return with a kohl’s/sephora gift card, I would get kohls merchandise credit for the value of the return..
Does that mean if I purchase something on the app with this gift card and happen to have to return it, I can’t return it to a freestanding sephora?
And that I’d get [email protected] merch credit for the amount of the return?

SUNDAY 11 JUNE 2023 (GMT +7)
Atlanta United vs DC United
9th in the league and unbeaten in their last five league games (W1 D4), Atlanta United will face the challenge of 11th-place DC United at Mercedes-Benz Stadium in Atlanta tomorrow. The visitor has been inconsistent of late, recording 2 victories, 2 draws, and 1 defeat in their last five league games. Last time out, Atlanta steals a point on their visit to Los Angeles courtesy of a brilliant performance by their goalkeeper Brad Guzan who produced 8 saves in that game. That is their fourth draw in a row and they will be looking to get back to winning ways in this game in front of their supporters. Meanwhile, DC United manage to claim all three points on their visit to Miami to beat Inter Miami thanks to a 90th-minute winner from Christian Benteke. That is their first win in the last three league games and Wayne Rooney’s side will take confidence from that performance to try to keep the momentum going in this game. However, in the last four meetings between the two sides, it was Atlanta United who dominated with them winning all of those games. But Atlanta will be without the services of three players for this game, with Amir Sejdic, Erik Lopez, and Osvaldo Alonso on the sidelines. That injury situation is still better than their opponent DC United as they have a lengthy injury list at this moment in time, with Luis Zamudio, Russell Canouse, Luan, Mohanad Jeahze, Nigel Robertha, and Martin Rodriguez all out of action. All those leads to me backing Atlanta United to get back to winning ways in this game.
Prediction: 55 – 45
Montreal vs Minnesota United
Saputo Stadium in Montreal will host the game between Montreal and Minnesota United this Sunday. Two teams are only separated by one point in the table with the visitor Minnesota United having a one-point lead over the host at the moment. The visitor is without a win in their last three league games (D2 L1) and in their last game, they were to forced to settle for a point when they entertain Toronto at home. They even nearly lost the game if not for an 89th-minute equalizer from the substitute Kervin Arriaga. As for Montreal, they lost their last two league games but those two games were on the road. At home, they are pretty solid. They won all of the last five games at Saputo Stadium in all competitions, scoring nine goals while conceding none in the process. That positive record at home will surely breed confidence for Hernan Losada’s side and they will be determined to end their three games losing record against Minnesota United in this game. To make it more interesting, Minnesota United holds the second-best away games record in the league with 12 points collected in 9 games (W4 L5). However, they lost four of their last five games on the road (W1) and that is something that can be used to boost Montreal’s player’s morale ahead of this game. Montreal’s recent excellent record at home will be the key differential in this game where I expect the home side to claim all the three points here.
Prediction: 55 – 45
Charlotte vs Seattle
Just recorded two consecutive defeats in the league against Philadelphia Union and Columbus Crew, Charlotte FC will have another tough challenge this weekend when they entertain Seattle at Bank of America Stadium. Seattle is 5th in the league at the moment, but could only win one of their last five league games (D1 L3). In their last game, they were held to a 0-0 draw at home by Portland despite controlling 61% of ball possession. They could also only manage to produce 1 shot on target throughout the match and that is the homework for their manager Brian Schmetzer to solve ahead of their visit to Charlotte this Sunday. In the meantime, Charlotte lost four of the last five games in all competitions (W1). They also lost their last home game against Nashville where they got beaten 2-1 in that game due to the last-minute goal scored by Nashville’s player. This game will be the second meeting between the two sides at MLS and Seattle won the game in a reverse fixture last year. The home side will be without the service of Hamady Diop, Enzo Copetti, Kamil Jozwiak, and George Marks in this game as they are still recovering from their injuries. Meanwhile, the visitor will be missing their top scorer Jordan Morris and their midfielder Ethan Dobbelaere through injury in this game. Jordan Morris’ absence in this game will be a big blow for Seattle as he is their top scorer in the league with 9 goals scored from 15 appearances. Without him, Seattle will have weaker attacking forces and that is good news for Charlotte to take the initiative to attack from the beginning of the match. It will be tight but I think Charlotte will be the one to take the three points from this game.
Prediction: 55 – 45
New England vs Inter Miami
Without a win in their last six games in all competitions (D3 L3), New England will welcome the visit of Inter Miami at Gillette Stadium this Sunday. The visitor has been out of form in recent weeks but they grabbed the headline as they manage to sign the superstar, Lionel Messi. The departure of their manager Phil Neville is expected after the England man could only record five wins from 11 league games at the start of the season and then proceed to lose five straight league games. Inter Miami then turn their hope to the interim manager Javier Morales to improve their situation ahead of the arrival of Lionel Messi next month. On the other side, New England has been struggling in recent weeks, and last time out they hold NY City to a 0-0 draw on their visit to New York. Despite failing to win any of their last five games in the league, New England remains in 6th position and they will be determined to try to hold that playoff spot. There is no fresh injury concern for Bruce Arena’s side for this game and he could go with the same starting XI on their visit to New York last week. Meanwhile, Inter Miami will be missing their defender Kamal Miller as he will be serving his suspension and at the moment, he is the only confirmed absentee for them in this game. It is hard to separate these two sides at the moment and I think in the end the spoils will be shared here.
Prediction: 50 – 50
Orlando vs Colorado
Two teams in contrasting form, Orlando and Colorado, will face each other at Exploria Stadium in Orlando this weekend. The home side is unbeaten in their last five league games (W2 D3) while the visitor is failed to record a single victory from their last six league games (D1 L5). Colorado manages to stop their five games losing run in the league when they hold San Jose to a 0-0 draw at home last week. However, that point came at a cost of a red card for their player Moise Bambito and in that game, Colorado’s player Connor Ronan failed to convert a penalty in the 70th minute. Those bad moments are not an ideal momentum to help boost their confidence ahead of their visit to Orlando who in their last game, Orlando manage to record a solid 3-0 victory over New York Red Bulls. One thing really interesting from Orlando this season is that they hold the best away games record in the league but at home, they could only collect 9 points from the last 8 home games. A game against a struggling side like Colorado really presents them with a great opportunity to improve their record at home and continue their climb up the table. Moreover, they have more motivation to end their winless record against Colorado which stretches to four games in all competitions now (D3 L1). Abdi Salim and Luca Petrasso remain out for Orlando in this game while the visitor will miss Moise Bambito and Max Alves through suspension for this game. I’m expecting Orlando to continue their unbeaten with a win over a struggling Colorado side here.
Prediction: 60 – 40
Toronto vs Nashville
Nashville’s impressive run of form continues as they manage to extend their unbeaten run to seven games in the league when they record a victory on their visit to Dallas last week. An own goal from FC Dallas midfielder Nolan Morris and Hany Mukhtar’s 10th goal of the season was enough to seal their four consecutive three points in the league. Those positive run of results put Nashville 2nd in the league at the moment and they will be keen to at last stay there in the remaining games of the campaign. Meanwhile, Toronto FC themselves are currently unbeaten in their last three games in the league (W1 D2) with their last two games in the league seeing them record back-to-back draws against Chicago Fire and Minnesota United. That positive run of results put Toronto in the 22nd position in the league at the moment. Interestingly, Nashville has failed to beat Toronto in the last four meetings in the league (D2 L2). That will ultimately boost the confidence of Bob Bradley’s side ahead of this game. Lorenzo Insigne and Federico Bernardeschi have a combined 5 goals scored between them in the league so far and will be relied upon by Bob Bradley to attack Nashville’s strong defense that boasts the second-best defensive record in the league. It will be tight and both teams have the qualities to hurt each other here. I think a draw would be the likeliest outcome from this close contest.
Prediction: 50 – 50
DISCLAIMER:
1. This prediction content comes from a third party and is for reference only. I am not responsible for any wins and losses generated by members using these tips.

So uhhh... I'm late to the party, I just saw that issue 4 was released. But there's one problem... it's not available on Amazon, which is where I bought the other issues. I really want to read it, but I don't have international credit cards I could use on the grampo (is that the name?) website. Does anyone know if it will be released on Amazon? I really want to read it, but my hands are tied.

I’ve been charging after 9pm because the rates are half the price. The last two times I charged it’s said the current session cost me around $8. However, when I check my credit card history it shows that I paid $16. I’m wondering if anyone else is experiencing this and if anyone knows why.
Edit: I checked my bake statement and it says that some days I spent over $30. It’s such bs because recently after charging it says always <$10

undefined guitar tabs download as PDF and Guitar Pro on: https://paidtabs.com/search/mcFfkUc7CDI
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