Working on some crazy run Rep Era outfits for Chicago Eras customers!
I can’t wait to post the finished product - Taylor Nation has even reposted and interacted with my Etsy creations 4 times 🫶🏻😭

Is this safe to use…never seen brown mycelium in a LC and being from PGT kinda disappointing if i cant use this🙃

Id really like to know and hear about what you see about my chart, I’ve always felt different and not from this world i have a really difficult and mean inner voice that always tries to analyze everything going on in my mind and it is exhausting, I really dont know where to go towards concerning work ive never been attracted towards any job Beside art, any kind of art, im a lover of art and deep emotions Concerning my love life, my past never stops from haunting me … and for a certain reason im lost between two lovers and i cannot afford to make a choice, do you see any thing that will explain this ? I was wondering maybe my 7h in gemini.. idk I just entered 23 so going im going through my 12h annual profection year so im really into introspection and i wanna learn more about my self so i would be really grateful for any advice of observation from a different perspective
I have pluto in my first house i had to go through a lot of trauma in my life and lot of “deaths” in order to be born again each and every time stronger trying to transmute the pain into peace So im aware of a lot of things and im capable to hear deep things so dont hesitate
Thank you. :)
Eqyerah born 11may2000 22:35 Paris

https://docs.google.com/document/d/1U7h3OsE_X4yJiSuyv_v9IBmN4CsLTZ-p6gcZLBxwPDw/edit?usp=sharing
Avila Energy: A Special Situation Investment with Potential for a 1450% Return
Penny Queen pick 05.29.2023
TL:DR Avila is a profitable oil and gas company in Canada with preferred, North American rights to the Ener-Twin consumer power plants. This clean technology is projected to generate gross sales of up to $25 million in 2024. Avila has entered into a business combination agreement to uplist to the Nasdaq through the $INAQ SPAC. I place the value of Avila around 30 cents US without the SPAC. Completion of the SPAC could put the share value at 85 cents US.
Because I see the company as being undervalued, and because Avila would also have to pay a penalty to break the agreement, I see this special situation as less risky at this price point. As a reminder, the PQTF peak gains on the prior three special situation stocks have been 146%, 889% and 1370%, but had major issues that if played incorrectly, could have cost people a lot of money. As always, prior performance is not indicative of future performance. I do have a position and intend to do more purchasing and will continue to re-evaluate. As always trading is risky, this is not advice and I am not a financial advisor.
I have done my best to represent the facts as I know them, if you find any errors, please let me know: [[email protected]](mailto:[email protected]) I have also created a subreddit and will have a channel available in the Penny Queen Discord. XO, PQ
Avila Energy (CA: VIK, OTC: PTRVF), an established Canadian oil and gas producer, is on the verge of a potentially transformative merger that could bring immense rewards for its shareholders. The company has agreed to combine with Special Purpose Acquisition Company (SPAC) Insight Acquisition (NYSE: INAQ).
The proposed transaction, as detailed at the link below, will allow for Avila to up-list onto the Nasdaq, enhance its ongoing carbon-neutral business strategy, and further strengthen the capitalization of the company with an expected combined entity market cap of over $190 Million.
This article will discuss the specifics of the deal, Avila's potential to diversify its revenue stream, and how it presents a rare special situation investment opportunity that could potentially lead to a total return of 1450%.
A Breakdown of the Deal
The Avila and Insight Acquisition merger is a complex one, but is potentially extremely lucrative for existing Avila shareholders. Under the agreement, Insight will continue from the State of Delaware to the Province of Alberta and acquire Avila in an amalgamation pursuant to a court-approved plan of arrangement under Alberta law.
According to the agreement, the fully diluted common shares of Avila, currently numbering 150,540,414, will be exchanged for 12,580,000 common shares of Insight Acquisition. This exchange ratio translates to about 11.97 shares of Avila for each share of Insight Acquisition.
Avila shareholders will own the following interest in the post-closing combined company:
100% Redemption (Proceeds retained from trust of US$ 1,250,000) 67.2% by Avila's shareholders;
50% Redemption (Proceeds retained from trust of US$15,781,215) 62.4% by Avila's shareholders;
0% Redemption (Proceeds retained from trust of US$29,062,430) 57.9% by Avila's shareholders.
At present, Avila shares trade at USD $0.0588 (5.88 cents), while Insight Acquisition shares trade at USD $10.23. However, given the merger and based on the exchange ratio, the post-merger price for each Avila share is projected to rise to around $0.855. This implies a staggering potential increase of up to 1450% for Avila shareholders, and forms the basis of the arbitrage opportunity that Avila presents as a special situation investment.
Avila Energy and Its Future
Looking beyond the merger, Avila Energy presents an interesting opportunity as a stand-alone company
Avila's strategic growth plan is divided into three phases:

1. Upstream, where it plans to invest towards becoming a low-cost, carbon-neutral energy producer.
   
2. Downstream, diversifying its revenue stream through the development of direct-to-consumer sales, aiming to boost demand, margins, and profitability.
   
3. Providing customers with the option to convert to Avila’s developing hydrogen-fueled solutions, expected to be commercially available in 2027, as part of its Corporate Vision.
   

The company has a diversified and growing portfolio of 100%-owned and operated wells, three oil and natural gas processing facilities, 150,000 acres of leased exploration rights, and over 300 kms of gathering and sales pipelines.
The P&L displays robust numbers with $3.08 M in net revenue, more than 50% margins, with the majority of the revenue attributable to clean burning natural gas.
Avila currently has a 2P valuation of CAD $30.7 Million and a 1P valuation of CAD $7.8 Million with a current market cap of CAD $8.9 Million. As of year-end 2022, the company also had CAD $6.5 Million of cash, CAD $2.067 Million of Debt, and a positive shareholder equity of CAD $53.17 Million. These third-party audited reserves, as presented below from Deloitte, are a vast value relative to the company’s current market cap.
Reserves Highlights
Avila Energy’s reserves on a Proven + Probable basis (2P) for the Company is 5,256,100 BOE valued at CAD$30.734 million based on a net present value discounted 10% before income taxes (NPV10% BT).
The CAD $30.734 million is an estimate of future cash flows and do not necessarily represent fair market value and is supported by a sustainable capital program of CAD $10.432 million for proved reserves and CAD $17.517 million for proved plus probable reserves.
​
https://preview.redd.it/k383bv2t2w2b1.jpg?width=1360&format=pjpg&auto=webp&s=361a1468a012b437e5290b52e7b053ba455f9a2e
https://preview.redd.it/ywwglhwu2w2b1.jpg?width=1360&format=pjpg&auto=webp&s=cc7b816e3dfa21a108732df3531a6ef0258734fa
Clean Energy Future
Moreover, beyond being a traditional oil company, Avila is set to launch its “Vertically Integrated Energy Business, through its partnership with MTT. Supported by over a decade of R&D, including Avila's equity investment in Micro Turbine Technology (MTT), this venture promises to leverage innovative cleantech. Avila is aiming to deliver its first direct-to-consumer energy sales in North America in 2023. It also is targeting net-zero tier 3 (scope 3) CO2 emission energy for consumers by 2027.
The EnerTwin is a small, environmentally friendly power plant that simultaneously produces heat and electricity using the smallest gas turbine in the world. It runs on natural gas, LPG, biomethane, and hydrogen mixes, and thereby facilitates the energy transition to a low-carbon future in buildings.
Avila Energy says it has purchased a license for the manufacturing and marketing of the EnerTwin in the North American market. Beginning in 2026, Avila plans to sell 50,000 EnerTwin systems in North America as part of an integrated offering that also includes the provision of energy to their end customers.
To achieve this goal, the company has laid out the following timeline:
1) 2nd quarter of 2023 the preparation and filing of the application for the Canadian Standards Association (“CSA”) and Underwriter Laboratories (“UL”) Certifications for the EnerTwin in North America, based on past applications for CSA approval of KIWA certified equipment. The Company has estimated that this process is anticipated to 10-12 months in duration. 1st half of 2023 the commencement of pre-sales and servicing of the EnerTwin that are conditional on the Company attaining CSA and UL approval. In the event that the CSA and UL approval is not attained, the sales would be refunded to customers.
2) The development of the Company’s manufacturing of the EnerTwin, including the assembly or 3rd part manufactured subassemblies and the final testing prior to shipping to the customer. The ramp up of this manufacturing facility is to be completed in parallel to the CSA approval, with the first 100 installations being demonstration installations to be replace by CSA approved equipment within targeted markets in North America utilizing the EnerTwin as KIWA Certified equipment.
3) Initial contracts are anticipated to be executed 3 months after receiving CSA Certification.
The Company’s Vertically Integrated Energy Business is based on the following assumptions:
a) Power, Heat, Cooling and Daily Transportation in one invoice;
b) Reduce Consumers Carbon footprint by 40% and save the consumer money;
c) Mitigates concern for brownouts and protection from increasing transmission fees;
d) Fixed Contract plus only an annual inflation adjustment; and
e) Capacity to transition to Hydrogen in the future.
The Company’s long-term goal is to allocate a portion of its natural gas production to its newly acquired customers as a source of fuel with the cost of energy being billed to the customer at a fixed price plus an annual inflation rate adjustment. The Company’s strategy is to include the delivery of fuel and the maintenance, under long-term contracts that offers price stability. The Company plans to continue to still sell their current suite of customers in addition to the newly acquired customers from the Vertically Integrated Business.
The Company assumes early market development will qualify for government subsidies both in Canada and the United States as an efficient upgrade and or substitute for current heating and cooling. For example, the Company anticipates that the EnerTwin will qualify under the existing Canadian Greener Homes Program which will offer rebates on eligible home retrofits.
Conclusion: A Rare Opportunity
Special situation investments like Avila's proposed SPAC up listing do not come often. They offer a chance for significant potential returns but are also complex and require a deep understanding of the specifics of the deal. For Avila shareholders, the potential upside of 1450% presents a remarkable opportunity. However, potential investors should conduct their own research and due diligence or consult with a financial advisor before making any decisions. With Avila's strong business foundation, ambitious future plans, and the exciting prospect of its up listing through the merger with Insight Acquisition, the future indeed looks bright.

I will honestly say I probably have no business owning plants, I thought it was so beautiful and just bought it. I've been doing well for about 6 months, especially where I live is dry heat and I believe it's out grown the bucket it came in. I've been reading and researching for days, but I'm still nervous. I bought an aroid mix to repot it in and the black pot is 8 x 8 x 7.5 in. I apologize for my ignorance, but I'm trying to learn, any advice would be greatly appreciated.

Id really like to know and hear about what you see about my chart, I’ve always felt different and not from this world i have a really difficult and mean inner voice that always tries to analyze everything going on in my mind and it is exhausting, I really dont know where to go towards concerning work ive never been attracted towards any job Beside art, any kind of art, im a lover of art and deep emotions Concerning my love life, my past never stops from haunting me … and for a certain reason im lost between two lovers and i cannot afford to make a choice, do you see any thing that will explain this ? I was wondering maybe my 7h in gemini.. idk I just entered 23 so going im going through my 12h annual profection year so im really into introspection and i wanna learn more about my self so i would be really grateful for any advice of observation from a different perspective
I have pluto in my first house i had to go through a lot of trauma in my life and lot of “deaths” in order to be born again each and every time stronger trying to transmute the pain into peace So im aware of a lot of things and im capable to hear deep things so dont hesitate
Thank you. :)
Eqyerah born 11may2000 22:35 Paris

I have carried out an analysis of the Institute and Faculty of Actuaries' membership statistics going back as far as I can, from March 2005 to the end of February 2022, so the last 17 years.
Sources used: the IFoA's published Annual Reports, consolidated financial statements, publications on "our members".
Note that these are (the IFoA being a shower) not always consistent from one year to the next. Figures that are produced in one report and not necessarily produced in the next one, and the historical figures also change from time to time. And sometimes there are even significant differences between the Consolidated Financial Statements for year X and the Annual Report for year X!
Example: 2019-20 Financial Statements says 688 new Fellows, 97 new Associates, but 2019-20 Annual Report says 1,120 new qualifiers (Fellows + Associates)??(Repeat after me: what is the IFoA? A shower) . I have taken the latter figure as it looks more consistent with the figures for the adjacent years 2018-2019 and 2020-2021).
And in particular, why the blazes did the IFoA stop publishing the number of new students from the new CEO's arrival in January 2020 onwards?
Nevertheless it is becoming increasingly clear to me that the student dropout rate has been of the order of at least 40%, and the Fellowship dropout rate (i.e. the percentage of Fellows who leave the IFoA before age 50 (i.e. to other work - or to continue doing actuarial work without being subject to "all the rigmarole of the IFoA" as the current IFoA President in a Freudian slip put it rather well, since the IFoA admitted last year that 90% of Fellows don't need to be a member to do their work) has been at least 15%.
Caveats: as you can see from my comments above, the IFoA are sloppy and put in what look to be clearly wrong or inconsistent figures from time to time, several of the figures are missing so I have had to resort to interpolation.
As before, the IFoA really should either commission and publish an independent study, or even better: publish the full data so that people can do the calculations themselves.
​
IFoA membership information from published annual reports (v1)
IFoA Students, Associates and Fellows
​
New Fellows as a percentage of a) total students, b) new students 6 years earlier
Notice that the number of new fellows each year is between about 4% and 7% of the total number of students. If what the IFoA said over the period was true("it takes 3 to 6 years to qualify"), then in a steady state you would expect the number of new fellows to be about 100% of the number of new students 6 years earlier. Instead it is below half of it. You would also expect the number of new fellows to be about 1/6th (or about 17%) of the number of total students, but instead it is about a third of that.
NB: the use of the number of students 6 years earlier includes an allowance for the fact that membership has been growing rather than being in a steady state.
This already gives us a strong clue that about half the number of students drop out.
In columns N and O I have calculated the implied exits from Fellows (i.e. from leaving the IFoA, retiring or dying) and from Students [after deducting the number of new Fellows who must come from Students] (i.e. from leaving the IFoA, since the number of deaths and retirements is likely to be very small [if they transferred to Associate or Affiliate they would still be a member). I have calculated the implied average dropout rates in M2-M4.
Because the IFoA used to - helpfully - (under the current CEO and Management Board Chair they stopped doing this: why?) publish statistics of membership by age (in 5 year age groups - showing by individual age would be better), I have also been able to carry out a longitudinal study, comparing cohorts of students and fellows 5 years later.

Fellowship dropout rate from longitudinal study

IFoA Fellows by Age
Comparing the actual populations 5 years later with those expected ignoring new Fellows for each of the starting populations of 2008, 2009 and 2010 shows us the net new entrants (positive figures which must be from new fellows less leavers) in each 5 year age group:
Changes in the age distribution over 5 years for periods ending 2013, 2014 and 2015
We can see from the positive bars in the earliest age groups (with midpoints 23, 28, 33 and 38) the likely relative numbers of the new Fellows in those age groups. The implied average age at qualification of the new Fellows was 30.5, implying a mean qualification time of around 8 to 9 years during 2006 to 2015.
Now adding in the total number of new Fellows during each 5 year period, weighted in those age groups gives us the actual number of Fellows in those groups compared to the expected number:
​
Actual versus expected numbers of Fellows in 2013 to 2015 allowing for initial population 5 years earlier plus new Fellows
The implied Fellow dropout rate (i.e. Fellows leaving the IFoA below age 50) is 17% during this period (more if we allow for growth in membership, so that the 450 leavers are likely to have come from a smaller number of new Fellows than the 2,691 on average during 5 year periods starting from 2008 to 2010).

Student dropout rate from longitudinal study

IFoA students by age
​
The average student dropout rate over the 5 year periods (End Feb) 2008- (End Feb) 2013, 2009-2014 and 2010-2015 was 40%
Overall, there are 4,109 fewer students than expected, compared to 10,233 new joiners during the average of the three 5 year periods (starting 2008, then 2009, then 2010). This is an average student dropout rate of 40%. (More if we allow for growth in student members: those dropping out are likely to have joined earlier from a smaller cohort of new students).
​
As ever, if anyone thinks I have missed anything, please let me know! Thanks.

I bought a aqara FP2 presence sensor on Amazon and mistakenly Aqara sent me a U100 smart lock! 😱😱
I don’t even see it on the Aqara app so I guess I won’t be able to use it?

Hey yall I came across this kid on Facebook that sells custom lures and he Repurposes old lures by giving them colors and stuff but he told me that people are saying he is selling them for too much 5$ crankbaits and small lures 6-7$ for jerkbaits and large lures He is told me as quoted from him "I do this as a hobby and wanted people to buy them and catch fish, as I fish alot myself." I attached some photos of his stuff and here is the link can we try and support this little entrepreneur
https://www.facebook.com/marketplace/item/792821152469359/?mibextid=dXMIcH